Dave Ramsey's Life Advice For People Under 30 - Dave Ramsey Rant

[music] In today's digital world, you need ID theft protection that actually works. Protect yourself at xander.com. Generation Z are not resilient. I want it and I work so hard. You don't even know what hard work is. Call the ambulance. So, one of the criticisms of Gen Z has been that um and I disagree with it, by the way. um because I disagree with the premise but I'll go ahead and lay it out there is that generation Z their 20s um are not resilient. >> Okay. >> You know stick with it through hard do hard things >> as a as a generation. This is what people are saying. >> Yeah. Yeah. It's one of the criticisms that they don't they don't know how to do hard things >> and they don't they don't stick through and persevere. And that is somewhat sometimes true. Our last caller as an example, right? So, no, no question. She didn't want to do hard things and you said you got to do hard things. If you live like no one else, later you can live like no one else. >> And um rejoice in your suffering. The Bible says because suffering produces perseverance. >> Man, what? Yes. Keep going. >> And perseverance, character. >> I've been talking about this, Dave. >> And character, hope, and hope is a gift of the Holy Spirit. So, yeah. Uh so, there there's a there's a lineage. There's a suffering creates perseverance. So >> maturity is what some of the versions say. >> Exactly. Exactly. So the um >> the thing is what I what I have found is um I mean we got about five 600 Gen Z's working here on our team and they're the good ones. There's two kinds of Gen Z's. Awesome and sucks, right? >> And we've got the awesome ones. You can get you can get the good ones. They're good. When they're good, they're good. And they they're abundance thinkers. They they believe that anything's possible because they've carried around a magic wand in their hand their whole lives. And if they push a button, stuff happens. >> And so the first time something does get hard, it's sometimes it's a lack of resilience. Sometimes it's a lack of perseverance. But sometimes it's like, what's the point in doing something hard? Because there's probably a workaround. >> There's a lot of tools I can do it for you. >> There's something some way I can work around this and not have to go through that. M and um that it's the way their mind it's the native nature of their minds. The way their minds have been programmed to live and it's really not a bad thing. I mean you cuz really you should stop and go is there an easier way to do this? >> Absolutely. Absolutely. >> And you know is there a workaround? What's the hack? Right. And um >> work smarter not harder. >> What's smarter? I mean why do I just keep running into this wall and call that perseverance? No, I should probably walk around the wall. Hello. And so um no me I'm just bloom boom boom boom boom. you know, like a dad gum rhinoceros or something is that's brain damaged. And so, no, you could just move over there and walk around. You don't have to hit the wall, dummy. It's concrete. And so, but they're really good at looking for the workound and looking for the hack. And sometimes that has caused them to be accused of lack of resilience, and I think that's a wrong conclusion. >> I I can agree with that. >> Now, sometimes there's a lack of resilience. There's a lack of per, you know, stick to it, push through. And and so really what this comes down to is if you're a Gen Z or if your parents of teenagers right now >> that are walking around with a magic wand, they do not know a world where they can't push a but they've never experienced a world where they can't push a button and stuff shows up on their porch in 24 hours. >> Mhm. >> They don't. If you want to know what the temperature is, we used to have to go outside and look at the thermometer and we came back in and went, "It's cold." [laughter] you know, now you just push the weather app, right? Anything you want to know or anything you want to do is a magic wand in your hand. So, if you parents are doing that, what I suggest as a parenting thing because it's becomes a part of your their success principles that they're going to live their life for, teach your children to do hard things. >> Yeah. Yes. >> Put something in front of them that's hard. Mhm. >> And 100% of the time that any of us are doing something we've never done before and it's hard. I'll tell you what rises up inside of you. Frustration. >> Mhm. >> And then it can with me. I just get angry. >> Yeah. >> Not at someone, but I just get pissed off. I can't do it. I've never been able to do this. And it's, you know, trying to learn a thing with a sport, trying to hit the golf ball a certain way. Oh god. Yeah. >> And I have to just stop and go, it doesn't matter. Okay. The secret to happiness is low expectations on the golf course, right? But the but persevere, push through, push through, push through until you get a callous. Push through. Push through. Push through until your brain is tired. Your emotions are tired. Learn to do hard things. Those that are 30 years old and under in the next 25 years that know how to do hard things will be running the country. >> That's right. And Yes. Yes. >> They'll be running the country. >> And the rest of you that don't learn how to do hard things will be following them >> and doing what you're told >> like a bunch of sheeple. >> And so learn to do hard things. Marriage for 50 years is hard. It's hard. And anyone tells you this is a cakewalk is a liar. Okay? There are times that you want to kill each other. Literally, I mean, I'm not talking metaphorically. I'm talking about I want to Yeah, >> you're right. >> And hide the body. You're right. There are times >> parenting is hard. I mean, I now that I've got grandkids, I'm really glad I let them live, but there was a question a time or two whether they were going to live through this or not. You know, it it's worth it. Go ahead, parents. Let them live cuz they'll bring you grandbabies and it's worth it. Let them live. Don't Don't kill them. But yeah, but man, >> this is making me feel way better about myself. >> It's hard. >> It's hard, y'all. Ma, managing money and saying no to yourself so that you can say yes later. >> Tough >> is hard. Not filling up the cart on Amazon and hitting submit is hard. I want it and I work so hard. Oh, [clears throat] call the Wambbulance. >> You work hard. Everybody works hard. You little whiner, >> you know. Oh my god. That's the one that's inside. I'm a little drama queen. I work so hard. You don't work hard. You don't even know what hard work is. You've never done any hard work. Hard work [laughter] is not never I work hard. No, everybody. >> That means you went to a building all day. That's all that means. >> Everybody does it. [laughter] Yeah, everybody does it. >> There was no sweat involved. [laughter] >> Now that's a word. And you drove there >> in the air conditioned car. [laughter] I worked hard. >> It's perspective. >> So So do some hard do some real things that are difficult. You know, our our friend uh Michael, what's his name? Esther. >> Yeah. Easter. >> Easter. Easter. Is that right? wrote the book Comfort Crisis. >> Yeah, read Comfort Crisis. >> We have a crisis in the culture because we become so we've worked so hard >> to become comfortable and now we're so comfortable we don't know how to do hard things. >> And you have to practice the hard things. That's like uh >> we have to go from our 72°ree kitchen to our 72°ree garage to our 72°ree car to our 72 degree office and we call that hard. >> No. And there really there's no starvation involved. There's no no one's h I mean there there are some hungry people out there don't understand but I mean most of you listening to me right now you you know you got your $800 iPhone and you're not you know and you can't complain about you know living like you you live like 1% of the world top 1%. So it's do some hard things. Those that know how to do hard things will always be leading those that don't. >> And I also think there's just personal dignity in it. I mean, there's just certain things that it's good to do. Even if you could do it easier, even if you could have somebody else do, like, for instance, okay, it's it's winter, all the leaves are falling off. We could probably pay somebody to come clean up the leaves, >> but we have to teach our kids that it's good to do hard work. So, >> yeah, you can pick out stuff like that. I didn't do all that, but I mean, I did. >> Do you know what I'm saying? >> You know, you you've got to do the hard things. Whatever it is, it can be a mental challenge. It can be a physical challenge. It could be an emotional challenge. I don't want to go over there. She doesn't like me. Oh, well, tough. You know, learn to work with difficult people. They're everywhere. >> So, you might as well get used to that. So, here's a plan. >> Deal with that. She's mean. Oh, well, she's there's going to be a she's mean everywhere, believe me. So, you got to learn to handle them. And that's part of do hard things. Emotionally hard, physically hard, spiritually hard, whatever it is. Um, but the diligent are the ones that prosper. Diligent is excellence over time. >> Diligent prosper. That's the Bible says that. Okay. And so you're going to prosper when you learn how to do hard things with excellence over time. Because when you do the things that other people won't do, you'll always have the things that other people don't have. Had dinner with my friends the other night. It's her 50th wedding anniversary. They've done some things that most people won't do to get to that point. >> They put up with some stuff off of each other to get to that point. >> Murder. >> They [laughter] didn't They didn't kill each other. They threatened to. They didn't kill each other. It's worth it. It's worth it. They got some things that other people don't have. The best ID theft protection comes from Xander. Real monitoring, full restoration, no fluff. Learn more at xander.com.