"This is Criminal Fraud"

Brought to you by the EveryDollar app. Start budgeting for free today. My husband and I are debt-free and we were looking into investing. And at the advice of a family member, our in-laws, they suggested to use a site that they had been using. And when we tried to create an account, we found that my husband's social security number was already in use. And we have been told not to look into that further. We can't create the account because his social security is in use. And we found out essentially that investments and things are being made in his name, even though he's requested that they stop, they're sending us quote unquote, refund checks for the taxes that we pay on these investments. Um, how, how can we get away from this situation, um, essentially be financially independent of, um, our in-laws. Wow. Yeah, it's fun. So your father-in-law is a con artist. Listen, your personal data is hanging around the internet like that group text that just won't die. And cleaning up your digital footprint is a part-time job, just submitting these opt-out requests. And that's why I use delete me. And if you don't want your data out on the clearance rack of the internet, you should be using it to take back your privacy today with delete me. Right now you can get 20% off at join delete me.com slash Ramsey and use code Ramsey at checkout. That's join delete me.com slash Ramsey code Ramsey at checkout. So your father-in-law is a con artist. I mean, yeah, he's a criminal. This is criminal freaking fraud. Yeah. Well, you need to own this emotionally. This guy's not only out of control, he's like go to jail out of control. You're screwing around with the securities exchange commission with fraudulent transactions. All y'all are messing up. You're messing up by allowing it to occur. And he's go to jail time. If they get good God people. Yeah. Wow. See the difference in how I reacted and how y'all reacted. We've been told, we've been told we're not to talk about this. Well, you buy God better. You can talk about it from cell block C if you want. Yeah. Have you measured your jumpsuits just to see how you look at them? They'll probably be short. Yeah. I'm just saying, I don't know how you look in orange, but she should probably look into that. So this is what's known as a family that puts the fun and dysfunctional. So when is your husband going to call his dad and mom and say, guys, you need to shut all of these accounts down in the next 48 hours, or I'm filing a police report. So we've done that. We just haven't filed the police report. You told them that. Yes. And they did not shut them down. We didn't tell them we were going to file a police report, but we've requested multiple times. Very certainly I'll say that in a polite way to take the name off, get rid of it. We don't want anything to do with it. Cease and desist. What was their reaction? Oh, we're doing this for your future. He kissed my butt. Hey, you guys suck at poker as well. I'd love to play poker against you all. You fold on everything. Yeah. They just push you around. This is nutto. Yeah. Hey, I got a plan for you. I don't want you in my future because my future looks like jail time right next to you. And I don't need a future that involves you. I'm, I'm being really bold and weird and crazy and overdramatic here. But my point is, is that you guys have not been strong enough on this. Okay. Maybe not as crazy as I've been for the last few minutes, but seriously, you guys got to get up on this and say, listen, we've talked to an attorney. What you're doing is illegal. You're harming us. I know you think you're doing something good, but you're not. And you have 48 hours to send us proof that you've shut down all of these accounts or mom, I'm filing a police report part on you and dad. Do you, do you understand here? And this is your husband doing it. Not you because it's his freaking parents. Good. Well, why are you on the phone with this and not him? Oh, um, well, he wasn't exactly a fan of this. And when I, our last conversation that we all had around this, and after that ended, I said, well, I'm going to call the Ramsey show and he just kind of laughed. I guess he didn't think I was really going to do it. Well, now you can play this back for the whole family. If you want, you know, I think you can send it to mom and dad. Yeah. And I, I think you need to make sure you mom and dad, if you happen to hear this, you suck. This is horrible. What you're doing to your children. I know you think you're being smart, but you are way out of control. You've never met with, met the word called boundaries and we want to introduce it to you. Yeah, I, here's the thing you're complicit in this now. And it's kind of scary that you called the show and you've said that you're complicit in it because I, I think you've laughed and I, and I'm not trying to be a downer here. Well, but it's not funny. There's actually nothing funny about this. I hope you hear the urgency. I don't think Dave was too extreme. I actually think that's what you should do because I don't even know I'm no legal expert and I haven't played one on TV, but I do think this thing is far more serious as to what you all know than you actually realize. Yeah. There's probably other stuff going on. I'd be terrified. Usually when you tip something like this over a raccoon runs out with the trash. Yeah. And, and honestly, we kind of suspected that recently just with how adamant they were, because since this account in my husband's social, he could easily call the company and, you know, get detailed information and it was like, don't you dare, like you don't need to be looking in there and he still hasn't. And we need to run your husband down to Walmart and have him pick up a backbone on aisle three. He's going to y'all are going to deal with this, honey. It's a mess. Y'all are y'all are mess. Y'all are a hot mess. Oh my gosh. So, you know, the first time I ever ran into this was a long, long time ago when I, I, we, it was like decades ago, we started hearing the word identity theft. I'd never heard the word before. I started coming up, you know, the internet started having more prolification and, and, you know, when I started the show, there was no internet. That's how long the show's been on the air. So, um, but I started hearing that. And then I got just, I just got hillbilly mad because some guy calls in and goes, I'm 24 and my mom has seven credit cards that she opened in my name when I was 12 and 14 years old. And I'm like, your mother is a freaking criminal. She stole your identity. And, and, and, and the problem is the victim is just like her husband. They're like, well, it's just kind of how our family does things. Your family's full of criminals. That's how your family does things. Your family has no idea how the legalities, how the legal system works in America today. And when you're doing investments, you're now involving the securities and exchange commission. It's not simply banking laws. I mean, banking laws are credit card theft, right? Or identity theft will open in a credit card. You start opening a dadgum mutual fund with a licensed broker. Oh my God. You, you don't understand. They love to make examples of people like this, stupid. They really do. The people that investigate this kind of stuff are the most uptight investigators, they are purists. This is scary stuff. I, and I just wonder what else is going on when the dad says, don't look into this. Don't look out. Don't look under the covers. Oh, Dave. I I'm serious here. When I ask you this, I'm trying to put myself in a position. If this was me, I would call the company and prove to the company that I'm the actual person with the social security, find out, find out the depth of what I would, but that's only, there's only one company that you've found so far. I wouldn't threaten the parents. I just go ahead and I would do both. And I do it by nightfall. I mean, before the sun sets on the rise, it's putting things off because the problem is there's a family script here that says, don't look, which makes me worried about, I'm here to say the emperor has no clothes. Okay. Your family script is cuckoo. Create your free every dollar budget today. The simplest way to budget for your life.