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>> Me and my husband are on baby step two.
Um I have a debt about 6,000 and
including his it will be a total of
78,000. 419 is 68
which I find very appalling. And we are
>> Stop stop a second. I didn't understand
what you said. You said he has 78,000 on
what?
>> Um, no. So, I owe 6,000 and adding my
husband that husband's debt, it's going
to total up to 78,000.
>> Okay. So, your husband has
$72,000 in debt and you have 6,000.
>> Yes.
>> And his 72,000 is on what?
>> It's mainly on student loans.
>> Mhm. And what's your 6,000?
Um, it's medical bill and credit card. I
have 4,000 in medical bill.
>> How long have y'all been married? 5
>> a year, but we've been together for six
years.
>> Okay. And what's your household income?
>> Um,
um, what I make as a nurse is about
90,000. And my husband has his own
insurance company, which is not doing
well, and he makes about 30. Um he did
get a new job right now which uh which
he get he brings him um 3,000 to 4,000
now monthly. Our main issue is mainly um
him disagreeing on my me giving tights
um every month and I do not like the
fact that he has leased a Tesla and sold
our car which we only had two years and
we could have paid it off.
So, I'm not sure how we can, you know,
work together together to tackle this
debt and have
>> Yeah. When when y'all got married, did
you not talk about like doing life
together?
>> I didn't think so. Before getting
married, I was thinking about like, oh,
my money's my money and your money is
yours. But I am watching your show. I
just I've come up on your show probably
like a couple months ago and that's when
I realized that um yeah.
>> So you want to get out of debt and he
doesn't really care. What's the status
now?
>> Well, he does care but he doesn't agree
with the baby steps. Um he wants um I
don't know he doesn't want to get up his
credit card. He thinks we need credit to
get approved to buy a house to get a car
and things like that. And in one of your
videos,
>> how old are you, too?
>> We're 33.
>> Wow. You sound like you're 20.
>> I I Yes. I
>> He sounds like he's 20. He's so
immature.
>> Yeah.
>> Um
>> Yeah.
>> Wow.
Okay. Um So, what's his plan to get out
of this mess?
>> He just wants He wants to pay off the
smallest amount that doesn't have an
interest. Yeah,
>> I mean that does have an interest. He
wants to start with that. But I know
with the baby steps, you have to
>> um start with the smallest amount first,
which I've been doing I've been doing
that myself, but um he hasn't. I'm
sorry. I'm just so overwhelmed. I've
never been in this so much debt before.
The most debt I've had was a 6,000. And
>> Yeah.
>> Yeah.
>> So, here's what you need to do, hun.
Okay. You need to sit down with him
tonight and say, "I'm so scared I can't
breathe and you are killing me.
So, I'm going to go see a marriage
counselor
because our marriage is in deep trouble
and I'd like for you to go with me."
>> Okay.
>> Okay.
>> And you need to go see a marriage
counselor.
>> Mhm.
>> Okay. You don't need to be talking to
two gooboos on a podcast when your
marriage is falling apart.
>> All right. You got to sit down with
somebody that can actually help you and
him grow up and walk through the process
of learning to respect each other,
combine, communicate.
>> But this guy does whatever he wants to
do and then just comes home and tells
you I least a Tesla.
>> I mean, that's a husband needs to be
smacked.
>> And so, um, I can't help you with that
because I can't reach him from here. But
um
>> it's clear he doesn't respect your
opinions on money and he's not
>> and he doesn't make any money which is
kind of humorous.
>> You're making triple what he makes
>> and then he and then he but he's got all
these opinions that's hilarious broke
people with deep financial principles
and so but yeah it's that all that comes
out in marriage counseling but you're
terrified
and your husband's causing it. So, that
tells me that we have marriage
counseling issues and you need to sit
down with somebody. I'm sorry you're
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