The allegations involving a Bronx Honda dealership made national headlines—but the bigger story isn't just what allegedly happened there. The bigger story is that many of the same sales tactics are showing up at dealerships across America.
In this video, Kevin Hunter, The Homework Guy, breaks down how low advertised prices, mandatory add-ons, financing tactics, and surprise fees can turn what looks like a great deal into an expensive mistake.
You'll learn: Why some vehicles are advertised thousands below market How add-ons become the real profit center The truth about ceramic coatings, nitrogen tires, and theft recovery packages Why some dealerships refuse to give you a written out-the-door price How to protect yourself before you ever walk into the showroom
The best time to negotiate isn't after you've fallen in love with the car—it's before you ever leave your house.
If this video helps you become a smarter car buyer, please LIKE, SUBSCRIBE, and SHARE it with someone shopping for a vehicle.
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The video warns that deceptive sales tactics once associated with high-profile city scams, like those at Honda of the Bronx, have spread to suburban dealerships nationwide. It explains how dealers use \"bait-and-switch\" pricing to lure customers online, only to inflate the final cost with unnecessary fees and add-ons once the buyer is emotionally invested in the vehicle.
The Bronx dealer scam, you remember that one? It has moved into your neighborhood.
Hey everyone, when New York City accused Honda of the Bronx of hundreds of consumer
protection violations, a lot of people may have looked at that story and thought,
well that's New York, that's a big city problem, that kind of thing doesn't happen where I live,
and that's exactly where people get themselves into trouble. Because what if I told you the
real story isn't what allegedly happened at Honda of the Bronx. The real story is that
many of these same tactics are showing up in suburban dealerships all across America.
Different city, different logo, different brands, different sales people, same playbook.
Dealerships are like that. Really bad ideas spread like wildfire. For years people believed
suburban dealerships were different. Maybe you've heard these lines before.
It's a family-owned dealership. They sponsor the local little league team.
They've been here for 50 years. 50 years ripping people off. They're good people,
and maybe some of those people are. But here's what many car buyers don't realize.
The dealership business has changed. Today many dealerships are owned by large dealer groups,
some are controlled by investors, others answer to corporate performance targets,
and when management starts looking at spreadsheets instead of relationships,
the focus shifts from customer service to profit extraction. And that's where the trouble starts.
Because in 2026, many dealerships are discovering something very interesting.
They can advertise a vehicle for an incredibly attractive price online and then make far more
money through fees, add-ons, financing, and back-end products. In other words,
the vehicle itself becomes the bait. The profit comes later. And folks,
that's where the Bronx-style tactics begin. Let's talk about how it works.
Today most buyers shop online, or that's where they start. Almost everybody starts with Google,
AutoTrader, Cars.com, CarGurus, Facebook Marketplace, manufacturer websites. And
what's the very first thing most people do? They sort by price. Lowest price first.
So dealerships know this. You know what happens? A vehicle gets listed at a price that appears to
be thousands cheaper than everyone else. The buyer gets excited. You know you have.
The dealership gets the phone call. The appointment gets scheduled.
And that's exactly what they wanted. Because once you arrive, the game changes.
Suddenly the vehicle comes with things that weren't part of the deal you thought you were
getting. A protection package, a ceramic coating package, a theft recovery package,
a wheel tire package, nitrogen-filled tire package, a reconditioning fee, a documentation package,
a market adjustment. And somehow that amazing deal you found online starts growing by thousands
of dollars, sometimes many thousands. And here's what's making this even worse.
Many buyers assume that because inventory levels have increased in some markets, dealerships must
be getting more desperate. They assume prices should be falling. But what we're seeing instead
of that? Some dealerships are lowering advertised prices while increasing the back-end profit.
Think about it. If the vehicle is advertised lower, they still need profit somewhere.
So where does it come from? The add-ons, the finance office, the protection products,
the fees, the subscriptions. And folks, some of these products have become absolutely ridiculous.
Let's look at three of the biggest offenders. Number one, ceramic coating. Now don't
misunderstand me. Real ceramic coating exists. Professional ceramic coating can have value,
but it's typically done at a shop that's not a dealership. But what many buyers are being
charged for isn't some magical coating worth thousands of dollars. Yet dealerships routinely
attempt to charge $2,000, $3,000, sometimes even more. Number two is nitrogen tires. Folks,
air is already nearly 80% nitrogen. Yet some dealerships still try charging hundreds of
dollars for nitrogen-filled tires, sometimes close to $1,000. At number three, theft recovery systems
and GPS tracking. Many buyers don't even know these systems are installed until they're reviewing
paperwork. Then suddenly they discover they've been charged hundreds or thousands of dollars
for something they never requested. And here's the trick. The dealership often installs these
products before the vehicle is ever shown to you. That way they can claim, it's already on
the vehicle. We can't remove it. It's required. We've already incurred the expense. Sound familiar?
It should, because it's designed to make you feel like you have no choice. Now let's talk about one
of the biggest lies buyers hear. The bank requires it. That's always BS. The bank wants collateral.
The bank wants a borrower who can pay. The bank wants insurance coverage. The bank does not care
whether your tires contain nitrogen. The bank does not require ceramic coating. The bank does not
require some random theft package sold by the dealership. Yet many buyers hear these statements
every single day. And rather than statements, they're just lies. So let's call them what they are.
And because they're sitting in the dealership emotionally invested, the buyer starts believing
it. Which brings me to the conditioning process. This is where many buyers lose control. First you
find the vehicle. Then you drive across town. Then you test drive it. Then you fall in love with it.
Something you shouldn't do. Then they appraise your trade. Then they run your credit. Then they
start discussing payments. And only after that do all the add-ons appear. Why? Because the dealership
understands psychology. By that point you've already imagined yourself driving the vehicle home.
You've mentally purchased it. And now walking away becomes harder. That's not an accident. That's part
of the process. So how do you spot one of these dealerships before leaving your house? Simple.
Watch for the warning signs. If they refuse to provide a written out-the-door price before you
leave home, just walk away. Forget about them. If they want a credit application before discussing
numbers, be cautious. If they refuse to remove add-ons, again walk away. If they won't communicate
through email or text, be very cautious. If they insist you must come into the dealership before
they'll provide pricing, be even more cautious. And if they keep talking about monthly payments
instead of total out-the-door price, run. Run out of the place. Because that's often where the
games begin. Folks, the biggest protection you have is controlling the deal from home. The moment
you force everything into writing, many of these tactics suddenly become much harder to pull off.
And that's exactly why we teach people to negotiate remotely. That's what our coaches do.
You could learn something from the professionals, right? Because once everything is documented,
the dealership can't easily change the story later. The Bronx dealership story made headlines.
But the bigger issue isn't one dealership. The fact that similar tactics are now showing up
everywhere. Big cities. Small towns. Suburban neighborhoods. Different building. Different logo.
Different brand. Same playbook. And if you don't understand the playbook, you're the one who's
gonna pay for it. I'm Kevin Hunter, The Homework Guy. Follow this channel if you want to learn
how to beat dealerships at their own game before they beat you.