“Life’s Too Short To Deal With This Drama”

The Ramsey Show Highlights
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start budgeting for free today my
husband and I are Deb free um live in a
beautiful place Grand Colorado about 20
months ago um sorry if I'm talking fast
we had to go no contact with his um very
abusive family after I was assaulted and
um whoa yes um who who assaulted you his
mother and his brother
H physically assaulted
you yes they assaulted us when we
decided um we were no longer going to
take their abuse my husband and I moved
to Colorado from California 10 years ago
to help take care of his mother and
father lived moved right next door they
gifted us a property of land in exchange
for doing that and two weeks after
getting here we realized we' made a
horrible mistake but we were kind of
stuck anyway back in 1993
um they set up an irrevocable trust with
the three siblings and um it came to my
home or to our home which it wasn't
supposed to and I saw the specs on it
and everything uh being $300,000 for
each child um when the passing of their
parents but if they lived to be 100 they
wouldn't get it so um when all of this
horrible stuff happened my husband even
attempted suicide after I'm sorry
um after this happened 20 months ago
because we had come here to help take
care of them and were treated really
badly um anyway we are worried that the
irrevocable trust is no longer available
because we know that he was cut out of
the will for not allowing his family to
um treat treat him I badly anymore and
um are you still living next door
actually she sold she sold her house
that's pretty much when the the real
problem started she had decided to sell
her house after the after my
father-in-law died um in
2021 um and she was demanding that we
sell our home that we built on this
little piece of property next door to
them and when we told her no we weren't
going to sell it she wanted to split the
the money for of the house and
everything with the other two older
siblings and we said no we're not going
to do that
and it okay so you still live in the
property she sold the property next door
where did they move to she moved she
moved in with her other CH one of her
other children in Lake havu uh uh
Arizona oh a good distance away yeah
exactly and we were granted permanent
restraining or them as well so do you
guys have you have an income do you make
a living um we live we're on retire we
have my husband's retirement and we
collect Social Security as well and he
does um how old are you handyman work
I'm 66 he's 69 oh wow but we retired at
um in 2012 um this like an 80y old woman
attacking you she actually a 92y old
woman these people are
freaks um well our new neighbor happens
to be a forensic psychologist and he has
been so helpful um
in my husband and I get through most of
what we've gone through um okay um so so
okay so you have a piece of ground
you're 66 years old you have social
security coming in and you have what
else coming in and you a
disability uh well he has yes he he's
bipo has bipolar one disorder but he
never collected disability or anything
he always worked we owned a business
together no do you have income coming in
that's what I'm trying to get at
honey okay do you have in you have
social security coming in what else do
you have coming in um retirement and his
um handyman work he makes about $800 a
month but we're we're fine we're well so
so here's my point um it's not worth
it well that's that's why that was what
we we had decided we decided when we not
worth it when we could you possibly hold
them to an irrevocable trust depending
on how it's worded what state it was in
I guess you got a copy of it you could
take it to an attorney and get legal
advice if you want to do that you can uh
yeah I for me it falls under the heading
of Life's Too Short um screw it you're
66 go on with your life oh my gosh that
exactly and that's what we've been doing
my my husband except the part where you
call me and ask me if you're because
you're all worried about the trust that
part where you're not going on with your
life MH
that well that didn't come up until just
recently and my husband because he lived
in a family where money was the
manipulation so don't let them just
forget about it don't worry about it
yeah walk away if you get a check in the
mail after she passes away then great
but I would plan my life as though that
money is not coming and I would okay
dust my sandals off and go into the next
next thing because it's just not worth
your soul yeah yeah that and that's what
that's what we've what we've been trying
to do and and like I said we we're
debt-free we we have a good life we have
good friends yeah miss our kids like
hell but um but it's been it's been a
it's been an awful awful thing in
watching where are your kids where's
your kids my I've got two sons in
California I've got a daughter in
Arizona and a daughter in Texas you just
miss them because they're
distance yeah we were extremely close
family and we we left them to come I
know but I'm saying there but you're you
you're still connected to them
relationally you just they just have to
like most people they don't live in the
same town with can you sell your sell
your place and go be by your kids you
you you're speaking as though you're not
adults and that you're
trapped that's that was our our original
idea was to come here when his parents
no that's all behind
backwards go forward put the house on
that you live from your s Texas or live
near your
children it it's impossible now because
of the cost of well the cost of living
we are the home that we live in is worth
just a little under three or a little
over 300,000 and the if we move back to
California where the grandkids are
there's just no way we we don't have the
um we wouldn't be debt free and we want
to we want to live debt free so we do go
see them so that's not a problem okay so
buy some airline tickets and just head
over there and Life's good yeah I I
really I mean you could go you could
you've got a copy the trash you could go
get legal advice and um and uh it
depends on how it's worded honestly the
weird thing about an irrevocable trust
is it may be
revocable um it's uh depending on who
who's where in the thing what's how it's
in charge who's in charge that kind of
stuff but really um it's
um yeah I don't know I don't know who
put it together I don't know how it's
written and without reading it I
wouldn't have a clue so you could go get
legal advice if you want to but every
step you take towards quote defending
yourself unquote uh puts them all back
in your head rentree again and I really
wouldn't let them back in your head
think of it this way
every every conversation you have every
thing you Google trying to figure this
out is a choice to be miserable in the
present it's not worth it yeah just not
worth it no I wouldn't spend I cuz even
if you find out you're completely
legally right you might have to spend a
tremendous amount of effort and money to
force it create your free every dollar
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