I’m 64 and Just Found Out My Wife Is Pregnant

The Ramsey Show Highlights
1.8K followers
27 Video Views·Jul 29, 2024
[Music]
brought to you by the every dooll app
start budgeting for free today ah Dave I
got a question for you Dave I hope you
can help me out here I've been trying to
decide which way to go here okay
recently
retired uh had medical condition that
forced me to retire had to take a cut
and pay um I ow
90,000 on a
$240,000 house it' be paid off in 7
years years I own my car I own my
truck uh the question is this uh having
some health issues I'm thinking about
moving my wife been helping me and now
uh she's pregnant she needs help um I'm
thinking about sending her out to her
relatives in another state and I'm
saying well if she go out there who's
going to help me so I'm thinking about
relocating selling the
house and I'm trying to decide should I
keep the house wait for her to get back
in 3 to 4 months sell the house go out
there and I'm kind of stuck here because
I'm trying to get help here and if I
don't how old are
you I am 64 and you have a baby on the
way yes okay how how old is your wife 37
okay cool all right um and what's the
nature of your health problem
sir uh have to do with uh muscle
condition rare disorder they trying to
figure it out as they go
along okay so uh 6 months eight months
from today where do you all want to be
living with your new
baby preferably in a house that uh we
can
afford this one but um thinking about
going to another state why thinking
about um just because there's relatives
in help out there okay so you've got
family in another area and that's
attractive what area is
that uh out in California that's closer
to uh I want to say Riverside closer to
Riverside well it's a we bit different
price Market than Buffalo New York
brother uh yeah I figed that yeah I
think the uh monthly storage rates are
about $390,000
[Laughter]
yeah yeah I don't I think if you want to
do something affordable and your income
was just cut and your health is failing
and you have a brand new baby on the way
probably the California real estate
market is not going to be friendly to
you my friend I'd be getting my Kansas
on Hicks yeah I'd be looking for Kansas
or west Texas that's where I'd be going
some someplace that's affordable and um
Andor stay where you are you don't have
friends and family
there yeah I do seem like a lot of
people
busy yeah they're busy in California too
what does that mean yeah that they're
busy people don't want to help
you uh they help as as they can yeah are
you are you specific in your help
request uh yeah um I got some helping
then I told him what's going on I've
been uh with the doctor back and forth
it it came on so suddenly I really
didn't have a chance to catch my breath
too much I was
uh uh they say it's rare and they don't
see it that much and they're doing all
these different things to try to help me
and does your wife work outside the home
sir she did until until she got further
long in a pregnancy yeah
okay because it sounds like y'all are
going to need her income to come back
after the baby comes is that fair
yep that's exactly what we've been
talking about
exactly
yeah so that's why I'm at Dave and uh
yeah I don't have a magic wand if you
told me a bunch of friends and family
were in an affordable Market I would be
all for this you're talking about moving
to one of the more expensive areas in
the
world okay and so um you know Riverside
is just not cheap man and it's not you
know you're going to your mind's going
to be blown what it'll take to buy a
house like you've got right now there
and so it's just not transferable um I
think the help you would gain is going
to be far offset by The increased cost
and I don't think it's going to be worth
it so if you if you have a different
location with some family that is an
affordable location maybe the move makes
sense um but I think you guys have got
to continue to talk through where you
want to be that you can afford to live
and prosper with the current situation
you find yourself in a new baby 37y old
wife that's working you've got uh a
muscular disorder of some kind and um
you're trying to you know where do I
want to be living in that situation what
for this next chapter of my life and it
that that I can afford and I think if
you make a visit out to the California
Market that you're talking about I think
you're going to discover quickly that
that's not affordable to you and with
what you're describing to me so I might
be wrong you might there may be
something I don't know but so you could
go go look at it it doesn't cost that
much to go look um but um I'm going to
have a plan B if we don't go there what
are we going to do and then then under
that situation I'll go look but don't
don't tell me you were forced to move to
an area you can't afford because you're
not forced you just got to make some
different choices there in
Buffalo man I'm sorry I wish I had a
magic wine that could make all this go
away and I don't there's not a good
answer to that bad situation folks
there's just some answers there's just
some we can just kind of walk with you
and think with you while you're facing
these things but there's not
a you know there's not a a simple thing
and just go do that it's not this this
there's a lot going on here and uh all
we can do is just sit here and be a
sounding board with you and bounce those
ideas back at you and see if they sound
crazy when they come back at you across
the net yeah and just a quick note if if
you reaching out and everyone sounds
busy everyone's got quote unquote stuff
going on uh doesn't work every time but
often people will send a text message to
some friends and say hey I've got some
health struggles or I've got some
challenges if I'd love to get together
for some
coffee well man now people are wondering
well who's on this text thre how many
people that's like I'm just going to
wait and then nobody
responds it's different when you say hey
Dave I've been really struggling is
there a chance that you and I can get
together tomorrow at 10:00 I'm going to
get coffee I'm buying I'd love it if you
met me there that's a specific request
that I want to meet with you I want to
talk to you and people are much more
likely to respond to that and they're to
respond affirmatively like I'll be there
or I can't make that one but I can do
this date at noon and so instead of just
throwing these vague grenade balloons
that just kind of LOF out over be
specific be and risk some people saying
I can't show up for you yeah I got I I
listen I need to ride the doctor
tomorrow can you help me can you pick me
up at 7:00 yeah that's right I got a
doctor's appointment at can be specific
yeah that boom people will say yes or no
yes or no that's right and by the way
you got to be okay with her no if
they're busy that's okay but at least
you right but you're more likely to get
I can't do that but I could but I can
get you know cousin Judy to come to it
you know I got 10 bucks for I got your
Uber tomorrow great I'll cover your Uber
yes that's it that's it that's the way
you work it yeah very specific in the
thing cuz when I hear I've got a friend
in the hospital right this second and
when I you know I'm talking to uh her
husband back and forth and I'm like okay
well you know what can we do to help how
can we help you I mean we how can we
serve you you want to sure and make you
dinner I mean can we come over do you
want no no okay I start having to
suggest in of course that's okay I don't
mind that I'm not complaining but I'm
saying but that's a close friend if it's
just this vague kind of yeah kind of out
there and even then sometimes when it's
kind of that vague I'll say me and
Sheila are bringing dinner tomorrow
we're going to be there at 6:00 if that
doesn't work for you you got to let me
know yeah and then then sometimes
they'll go all right thank God yeah and
then sometimes they'll say well we got
four other dinners tomorrow night's not
a good day but I'm going to be specific
that's exactly what Sharon did yeah it's
exactly how that works good that's a
good call out good call out so Hicks the
people that are busy around you you
might get um more help if you're
specific is John's Point create your
free every dooll budget today the
simplest way to budget for your life
