赴美旅行，帶個非CRS銀行賬戶回家！這2個銀行賬戶，2025年絕對不要錯過！

U.S. Individual Account Opening + Company account opening after U.S. company registration Both accounts are at the top of the list ?? Bank Absolutely The golden combination Even if yourself can't come out It can also help you achieve success as soon as possible Hi guys Welcome to ShaunTheGlomad Follow me to make you have people all over the world Guess where I'm today That's right, it's New York, the largest city in the United States And it's the heart of New York, Wall Street OK, let's come to Wall Street Except, of course, for eating Travel trips are in addition to these basic arrangements Of course in the United States as a tourist Actually, there is another very important thing We couldn't miss it That is to open a local bank account Because the United States is one of the few in the world Able to accept tourists One of the countries where an account is opened on-site at a bank branch So came to New York Or big cities like Los Angeles, Chicago Houston One thing we have to do What you can't miss is opening a bank account onsite OK, let's take a look Today in 2025 Which banks can accept on-site account opening? Which banks are not working? Let's go to the bank site and explore the secrets with Shaun This street under my feet now It's the famous Wall Street Chinese is also called Wall Street Why is this street not crowded? It is the most famous It's because of this New York Stock Exchange behind it New York Stock Exchange It is also the foundation of the entire financial industry in New York It also helps the whole of New York and even the United States It has become the world's largest onshore financial center We open an account here Is it possible to have a lot of convenience Or what about the value-added space That's right, open an account here First of all, because the U.S. account is not opened in the CRS So it doesn't do CRS swapping As a non-U.S. tax resident This can be put to good use Secondly, the United States has Like the New York Stock Exchange and NASDAQ and other types of securities and investment Funds are all aspects of value-added investment options So asset allocation in the United States It is definitely in everyone's global asset allocation Not to be missed The first step in asset allocation on the Long March It is to open a bank account Let's take a look at the major banks in the United States Which banks will still be able to open accounts today in 2025 Which banks can't open an account? Let's take a look Let's go first First of all, in the United States, as in China There are four largest banks It's called Big Four JP Morgan chase from New York Also known in Chinese as Chase Bank Then followed by the Bank of America Chinese translates to Bank of America And then there's Citibank Citibank is also based in New York Then the fourth largest bank is Wells Fargo It is a bank that made its fortune on the West Coast of the United States Of course, New York is an international financial center Of course, all four banks are distributed It's impossible to miss So New York I think it's done personally in the United States Or one of the best places to open an account for a U.S. company U.S. travel account opening Definitely considered a non-U.S. resident Open an offshore account in the United States The most compliant and easiest way to do it Why? First of all, you have achieved a physical visit to the United States The subtext behind this is: You have applied for a U.S. visa Or go visa-free to the United States Plus thousands of dollars for international airfare to the United States This is not something that ordinary people can easily grasp Secondly, on the banking side It is also possible to check your account opening documents in person And interview you First, most banks in the United States Passports are accepted as one of the documents for opening an account Some banks will also ask you for a second personal ID For example, the U.S. visa page Domestic ID card, driver's license, etc Second, proof of address of your place of residence It is also a document required for opening a local bank account The past 3 months Issued Water for a stable residence in the U.S. or outside the U.S Electric gas Network billing Rental contract Have your name and address on it can be used as proof of address Of course, your U.S. tax identification number ITIN is also one of the options for many bank account openings Open an account on the spot Another point that makes compliance and procedures simple is: Account opening managers can communicate face-to-face Understand your background needs and even future asset allocation planning It's a lot like when you apply for a U.S. visa in China An interview is required The same is true Not much to say Let's take a look at the first bank, Chase OK, I'm finally here The closest Chase to Wall Street okay Do not be discouraged Let's go to the next bank right away Follow the navigation to Bank of America It's also only 2 minutes away from this chase bank Walking distance Very close to Wall Street The best thing about it is: All the banks are very concentrated here In everybody can be very convenient Find the bank you want See? This second floor logo An American flag Also abbreviated as Boa Actually, many years ago Bank of America was the first to open an account for foreigners So online You can find a lot A video about introducing Bank of America Will there be any change in its policy? Let's take a look It's here It's time for the bank of America Hey, it was a surprise to me bank of America, actually International travelers are also not accepted to open accounts This is the most hotly discussed bank before It's now 2025 today All international travelers are no longer accepted Other words Those who do not have proof of local address and proof of residence It's time to open an offshore account yes It's okay, let's not give up Next, let's go to the nearest Wells Fargo It's not far ahead 2 minutes walking distance May God bless us with good luck Able to open an account smoothly OK: Let's go in and see if we can open an account It's a shame Even Wells Fargo It also closely follows the policies of Chase and Bank of America It also does not accept foreign travelers to open an account for travel It's exactly the same as the previous two banks It is necessary to have a local residence in the United States Utility bills Or the lease contract, these local proof of address Never mind We can't give up Let's take a look at the next one One of the interesting things about New York is You can hear all kinds of horns at any time A variety of large subwoofers and the sound of police cars and ambulances honking their horns Let's look at the back Seeing no police cars OK Let's go in and have a look Actually CitiBank We international visitors can be allowed to open an account on the spot OK about how to open an account with this bank What documents are required What we need to prepare Next, I will explain them to you one by one Although in previous years Citibank has an unwritten rule That is We do not open an account for foreign nationals who do not have U.S. residency status But with Citibank from December 2022 Phasing down personal banking in the Chinese market and the adjustment of global market development strategies and policies Citibank is its home base in the United States Policies have become significantly more flexible I found a bank branch in Manhattan, New York For foreign residents That is, like In front of the screen, everyone like international tourists open an account Unexpectedly friendly Only proof of personal identification is required This is usually a passport or personal identity card and proof of address at your place of residence Usually a utility bill Or a local bank credit card statement, etc It can be done smoothly Opening of a personal account with a local bank in the United States And I'm at Citibank I also had in-depth exchanges with a number of managers of the bank Here's even more exciting news Citibank for international visitors who are not residents of the United States Individual account opening U.S. companies in your name can also open an account The materials for opening a company account are also exceptionally simple In addition to the above-mentioned materials for individual account opening Plus the Certificate of Incorporation of the U.S. company in your name And the charter is OK Citibank in 2025 is so friendly Citibank, for example, is able to support international visitors to open an account Then it's background strength That is, the bank account evaluation video of our channel Often-mentioned security It is still necessary for everyone to understand Citibank is headquartered on Wall Street in New York Founded in 1812 It entered the Chinese market as early as 1902 Opened a branch on the Bund in Shanghai It was then One of the first foreign banks to enter the Chinese market As of September 2024 Citibank's total assets reached $2.43 trillion Together with the three banks that I was rejected for "visiting the store" earlier Tied for the top four banks in the United States Share it here as well between me and Citibank Some one-of-a-kind stories While we have a global account with a U.S. company Both use Chase But my personal credit card Both of these are Citibank's I have been using it for almost 10 years Let's be honest Whether it's card policy or customer support Whether it's cash back Or trouble shooting when you encounter a shopping dispute The experience I had was very good If you still get a perfect score of five stars Come and give me the experience of using a Citibank credit card If you want to score it That's at least 4.5 stars therefore Citibank, one of the four largest banks in the United States bank account Naturally, you can use it with great confidence In my opinion U.S. Individual Account Opening + Company account opening after U.S. company registration Both families are housed in the top Citibank Absolutely The golden combination Send a picture of the Citibank building for everyone to see This trip to open a bank account in the United States But it really didn't come in vain I highly recommend it to everyone who comes to the United States Come to Citibank Take home a Citibank card as a souvenir Isn't it beautiful? Five stars on the recommendation index See the old irons here If you find the above helpful I also want to be able to take up to 0.4 seconds Give this video a thumbs up This will be the way we continue to put out more great videos and the fundamental impetus for great content Okay, I'm now in New York's oldest Chinatown The heart of Chinatown Look at the traffic behind me There is an endless stream of people The place is really very lively I'm here to do something very meaningful It's just oo East West Bank We're going to take a look at it now East West Bank In the end, can we accept our travel account opening? Let's go inside and have a look Good news for everyone East West Bank accepts travel account opening However, East West Bank has a particularly large number of orders In other words, it is the first choice for opening a travel account It's just that Chinese people have always come to the United States So their vetting will be a little bit stricter It's just that you need the manager to talk to you slowly Talk about whether you are their intended customer Isn't it still me in Singapore before OCBC video Is it compliant Isn't it a win-win Right, both There's nothing wrong with East West Bank East West Bank It is the largest publicly traded bank in Southern California Founded in Los Angeles in 1973 Serving the Chinese American community To open an account, you need a passport and a U.S. mobile phone number An ITIN may also be requested In order to increase the success rate It is best to find outlets in places with a large number of Chinese people Although East West Bank offline account opening software used Same as the Velo introduced in previous years But since you are opening an account offline It is the responsibility of a dedicated manager The compliance of natural accounts is not the same It's all a Huamei bank card for everyone I would also highly recommend it to all visitors to the United States Open an East West Bank account as a backup Four stars on the recommendation index Do you see this bank behind me? Cathay Bank this bank Can you open an account for our international travelers? Let's move on Everybody from my expression I guess you can see Cathay Bank's policy They are supportive of international tourists That is, the account is opened by a non-resident of the United States But their demands It's going to be a little bit harder than East West Bank Let's hear me share them one by one As a major competitor of East West Bank Cathay Bank Compared to Huamei Proof of a U.S. address will be requested But they don't ask us to have it Like a U.S. local utility bill Or proof like a bank credit card statement For example Any mailbox you rent in the United States This address can also be used as proof of address New York's Chinatown is unusually busy All kinds in Hong Kong and in Taiwan You can see these brands ah street signs You can find it here In addition, I would like to share a bank That's Woodforest National Bank Although you may not have heard of this bank But this bank is open for foreign travelers It's also relatively friendly though The bank will also need to submit proof of a U.S. local address But in case you don't It can also be used for a relative's address in the United States Relatives go to offline outlets in person Provide a hand-signed proof of address Proof that you also live at that address You can complete the account opening furthermore The bank is the largest partner bank of the Walmart Group It is found in more than 17 states in the United States It's the same as the big four banks in the United States just mentioned It also participates in the FDIC Deposit Insurance Program Deposit protection of $250,000 per account Although the sparrow is small, it has all kinds of organs This bank account is taken home as a souvenir It's also very good Three stars on the recommendation index Some viewers may say All tourists There must be very few relatives in the area And whether the relatives can have the final say for themselves For this I still want to say Don't defy the law Even if it takes a while and a half to pass the certification In case something goes wrong later The account can be suspended In the most serious cases, legal responsibility will be pursued Every friend who sees this video They all want to take the long-term approach in the United States Don't let it be a thought Just let yourself go back to the pre-liberation period overnight Well, I've introduced it to everyone On-site account opening with so many banks 2025 Exclusive Experience Sharing Of course, we can overcome difficulties and obstacles Landing in the United States to complete the account opening A lot of things can be made very simple Every visitor to the United States You can bring a penig And with a gorgeous one Achieve a double harvest of individual account opening Lay a solid foundation for the later layout of asset allocation But if you really can't afford to travel Remote account opening is also one of the options Of course The difficulty of opening an account remotely is no longer the same A lot of ways that used to work Now disappears because of escalating censorship So what do we do? Through the research of our global team of people and a lot of hands-on experience Summarize the main risks of opening a remote account at present It lies in the absence of personal credit history and frequently upgraded bank risk control systems contradictions A lot of people don't have an ITIN Or with an ITIN, you don't have any credit history either How does the bank know that your information is true? Think about it another way Banks can't even confirm the identity of their customers In case of bad things when opening an account How much dumb loss does the bank have to suffer? Figured out the root cause There is also a way to solve the problem of remote account opening We apply for an ITIN in advance And in order to improve the speed of credit accumulation Place an ITIN for your personal tax identification number Tied to the company's tax ID number The two sides accumulate credit with each other And easily achieve the effect of 1+1 greater than 2 And the normal state of American companies It is also a strong endorsement of your personal strength This is how it goes One And that's it And with the rapid accumulation of credit More savings accounts Credit Account Corporate Account Financing Loans will all snowball With such a layout Even if the flesh can't come out It can also help you achieve success as soon as possible With the gradual increase in the difficulty of opening an account all over the world We can see it clearly The difficulty of global asset allocation It is also improving year by year There are fewer and fewer options for opening an account remotely We had to go to sea to see the world Visit the branch to complete the on-site account opening If You're also thinking about a global asset allocation upgrade Better protect your wealth Maintain and increase the value of assets more securely We need to act quickly Before the flesh goes out to sea Let the funds go first Take the lead in completing the global layout OK If you also feel like visiting a U.S. branch to open an account on the spot This way Just to your appetite I'm already planning to apply for a visa and I'm eager to try it Or it is not possible to be present in person Only available in a limited number of remote account openings Feel free to DM us immediately Our professional team is always on standby Provide you with a full range of account opening advisory services Even company registration and account opening, asset planning, and so on We can help you out Feel free to leave a message below the video Join us for a conversation Or send us a direct private message Don't forget to follow our channel Don't miss out on more exciting content on asset allocation Hand in hand with the ocean One about decentralized asset allocation and the channel of the borderless lifestyle I'm Shaun and we'll see you next time bye-bye