Next Steps: • 💵 Start eliminating debt for free with EveryDollar - https://ter.li/vpelc3 • 🏘️ Find a Ramsey Trusted Real Estate Agent - https://ramsey.solutions/khasg8 • 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
[Music]
brought to you by the Every Dollar app.
Start budgeting for free today.
>> So, me and my girlfriend went online. I
I grew up in Michigan. She lived in
Tennessee. And when we had initially
started dating, you know, I told her,
"I'm not just going to cave and move to
Tennessee. I don't want you to just cave
and go to Michigan. We'll kind of try
each state out and, you know, make a
decision from there." And she mentioned
that her family has about um 40 acres of
land in Tennessee. And, you know, I like
Tennessee. It's not my favorite place in
the world, but you know, it's not a bad
spot. And she mentioned that her mom
gives everybody, you know, an acre of
land when it when the relationship
starts to get serious. And, you know,
we've been dating just under 2 years
now. The problem is recently, you know,
her mom has been interjecting herself in
our relationship, you know, trying to
make decisions for us, you know, kind of
going behind my back and essentially
kind of trying to convince my
girlfriend, not necessarily to dump me,
but questioning every decision I make.
And you know, it's kind of gotten to the
point where, you know, she's budding in
our finances and she's kind of
weaponizing that and saying, "Hey, I'm
not going to give you this acre of land.
I don't, you know, I don't like the way
you do this or the way you do that." And
when me and my girlfriend talked about
it recently, I just kind of said, you
know, ultimately, if that's how it's
going to be, I don't know if we want it.
like I don't like you know starting such
a major decision especially when we're
building a house or buying a house
somewhere under an ultimatum given how
>> old are you?
>> So I'm about 25 years old. I just turned
25 and my girlfriend
>> What do you do for a living?
>> I'm a DevOps engineer.
>> And how much do you make?
>> I make about six figures and my
girlfriend makes about 60 grand a year.
So, um,
what have you done that made this lady
dislike you or think that you're not
good for her daughter?
>> So, when I moved here initially, so I
work from home, right? And that's the
only reason I was able to move freely.
The problem is where we live in
Tennessee, our local tech store is about
an hour away. So, her big thing is I buy
stuff on Amazon a lot. You know, like
it'll be a cable for my computer. It'll
be things for my desk or even a lot of
stuff.
>> Wait, wait a minute. Wait a minute. Wait
a minute. Wait a minute.
>> Very few women would keep their daughter
from marrying a young man that they like
dearly because he buys stuff on Amazon.
I ask what you did that caused this
woman to think that you're not good
enough for her daughter. And buying
stuff on Amazon is not the answer, dude.
Really, what's the real answer? In her
mind, she sees the purchases and thinks
that I make irresponsible financial
decisions. I mean, I'm not I'm not even
making that part up. In her mind, she
sees the purchases. You know, I've told
her I make good money. I've told her,
you know, I I balance my finances. And I
told her, you know, since me and my
girlfriend have started dating, we've
been planning for this house and to for
the build and we've been kind of making
sure our credit looks good so we can get
a mortgage or a construction loan. I
mean,
>> planning to build on her land. the land
that she's going to give them, the one
acre that she's going to give.
>> Yeah.
>> Okay. So, well, there's a couple things
here. Number one, you should never buy a
house or build a house ever with someone
that you're not married to.
>> So, your plan, your plan that you've
been doing sucks.
>> Okay? So, you need a new plan. It's
like, I'm going to make you my wife and
then we're going to talk about building
a house. Not we're going to talk about
building a house and then I'll make you
my wife. Now, that isn't what you've
been saying.
You've been saying the words coming out
of your mouth were shack up, shack up,
shack up, shack up, shack up.
>> She's meddling with our finances.
>> And she's You don't We don't have an our
finances. There's not one cuz you're not
married. There's are your finances and
her finances.
>> Well, yes. I I understand what you're
saying, but the end goal like when we
envision the house, obviously we were
talking about marriage. We've already
kind of envisioned that, you know, we've
had that conversation that, you know,
end of next year. That was kind of my
goal was to propose and after we,
>> you know,
>> if you are going to get married and then
build a house, it's real simple.
>> It's real simple.
>> Just build it somewhere else.
>> One acre of land in in the area you're
talking about in the middle of nowhere,
Tennessee is not that big a deal.
Whoopty-d
thank you for the gift, but we'll pass.
We think we think we think we're going
to be better able to love you from a
distance.
>> That's true love. Thanks a heart.
>> You know, I I I understand that that
that's where my head's at, you know.
>> Oh, that's the only thing you can do.
Listen, either this lady has identified
a character flaw in you that you're
unwilling to discuss or are so are so
lacking in self-awareness that you know
is there and she thinks you need to be
run off because you're not good for her
daughter or this lady's a nut job.
>> Okay.
>> No, I mean I'm serious. Amazon packages
on your d on your front porch are not
enough reason to run off the
>> boyfriend potential fiance son-in-law.
That's not enough reason.
>> Yeah,
>> it's just not. So if that if if that is
truly it, Jacob, and I really have
trouble believing that there's actually
a human out there that's stupid, but
there might be if there and you're
you're proclaiming that. So I but I
having walked through the marriage
process with three children who have now
been married for over 10 years and
before they got to those winners, we ran
off a few losers. Uh I might have been
accused of being your mother-in-law at
some point, but it wasn't because Amazon
packages. It was because of character
flaw
or because of, you know, well, I mean,
lack of work ethic, that's a character
flaw, right? Dishonesty, that's a
character flaw, right? Yeah. Now, these
are these are people you don't want to
marry and don't want your kids marrying.
So, if you're not something that is if
you are a young gentleman,
a knight of honor that is worthy of the
fair maiden's hand,
then this woman's a nut job. And you do
not want to be living in her backyard on
money on on an acre she gave you. There
is no circumstance in which that's going
to turn out well, ever. So, you have to
declare this to be one way or the other.
We have to figure out what is really
going on with this woman and solve for
quality relationship or we have to
distance oursel and it doesn't sound to
me like you guys need to be in a
backyard
>> and you're the boyfriend and so you
don't need to be doing any of this cuz
between the mom and the daughter if
there's boundary issues that's up to the
daughter to decide.
>> Yeah.
>> So I would have her do that. If she's
not if she's not defending you and she's
just letting you you know roll over and
take it this relationship is not going
to pan out. They've just talked about
how being misaligned with in-laws is a
big reason that marriages don't succeed.
And so we're already seeing a huge red
flag here.
>> I 100% recommend parents interfere in
their grown children's lives if there is
a loser involved and run them off. I
100% recommend that
because you love them and you have more
wisdom than they do and you're not all
hot and bothered about them. So you're
actually seeing them clearly. And so I
100% recommend that. But if there are if
they're functional, and this is a good
one, not a perfect one, but a good one.
Let's let's encourage the union. He's a
smart guy done in proper order and then
try to speak persuasion
>> over the finances. If there's something
to be persuaded there, if that's
>> if truly the only thing wrong with Jacob
is he buys too much stuff on Amazon or
more stuff than she's accustomed to
seeing on Amazon, that's a pretty simple
thing to process through. if someone
involved has the relational IQ to do it.
But guys, um J Jacob, she is not
violating the boundaries of you guys of
the couple's finances cuz the couple
doesn't have finances.
Her daughter has finances and you have
finances. And so if she says something
about her daughter's finances, she's
perfectly capable of doing that. and her
daughter, depending on her age and
maturity level, was perfectly capable of
setting a boundary with her own mother.
And she obviously doesn't get a vote in
your finances. But it's when you start
talking about this stuff as if you're
married and you're not that that my red
flags go up. And if I'm mom, I'm running
you off
because you have a bunch of this crap
out of order. And I think that might be
what's going on here. But like, you
know, Jacob wants to build a house on my
land and not be married to my daughter.
Yeah, I don't think I'm going to go
along with that. Mom says,
>> "We need mom to call in. We got to hear
her side of the story here."
>> Yeah. So, that could be what it is,
Jacob. But it could be that she's just
nutty in a fruit cake and you don't need
fruit cake near you. And so, you just
get away from the fruit cake. Just a
little distance. Little distance.
>> It's a principle I live by.
>> Distance makes the heart grow fonder.
You know, it's like it takes about a
year of marriage to know how close to
your mother-in-law to live.
>> Yeah. She watch a house in the first
year of marriage.
>> How does she know he's buying all this
stuff on Amazon? She's a little too
close for comfort.
>> My mother-in-law doesn't know what's
showing up at the house. That's all I'm
saying.
>> I don't know what's showing up at your
house either, George. So, it would scare
me probably. I would probably question
you.
>> It's a lot. Create your free every
dollar budget today. The simplest way to
budget for your