Move In With Family To Escape Terrible Living Conditions?

Brought to you by the EveryDollar app. Start budgeting for free today. In my situation, what would you guys do? Would you move back in with my... I'm thinking about moving back in with my father. Um, Or would you stay in my situation in Florida, right? I have three kids. I live with my girlfriend. We've lived together for five years. We basically co-mingled everything. I know you guys are super against that. I'm definitely looking forward to marrying and I need to take that step for sure. It's just, it's been a lot these past, well, this past year, we have three kids underneath two. I do. Um. We just had twins and we're just, we're by ourselves out here in Florida. We moved out here in January thinking that. Uh, my girlfriend's mother would be here and would be a lot of help and stuff like that, but things just always don't work out like that. Um, I was just thinking in my situation, do I keep on fighting and risk exhaustion in order to get a house out here by ourselves? Or do I move back home, get reset and kind of get a little bit of help with the kids, with my parents and save money? Is, is explain what the problem is. I mean, obviously you have two kids, you're sleep deprived, that's taking a toll on you, but what's the other side of this is income low. Give us some insight as to what's making it feel so stressful beyond the kids. I'm not sure if income, you guys could probably judge that better than me. I make, take home is about $3,600 a month. Okay. I work 50 hours a week. I work at Amazon, get paid $22 an hour. Um My girlfriend is, she is at home taking care of the kids, of course. And what do you guys pay for rent? Rent here, we don't pay bad. Our monthly expenses are about $2,200. Two hundred. That's not including groceries and everything. you. If it is including groceries, it would be about, give or take about $2,800. But you said you're not paying rent? I am paying rent, yes. How much of that is rent? How much of the $2,200 is rent? Rent is about $1,300, $1,300 a month. Okay, so a third of your income is, more than a third of your income is going towards rent. So you're going to feel the pinch there. Obviously, you know, your girlfriend, she's not working, so you're feeling a pinch there. What else is going on? Is it just robbing Peter to pay Paul, paycheck to paycheck? You're just tired of barely keeping your head above water? I'm actually not paycheck to paycheck. I actually, not me, but because of you guys, you guys actually set me up in a situation where we have everything paid. We have extra money. I have a gap about like $800 a month I kind of put away. Where? Where is that going currently? Right now, we are putting that away. In like a high-yield savings account? No, we're, uh, I'm pretty much, I'm trying to get debt free by the end of the year. I got about $2,000 left on my student loans. Um, and that's it. You'll have no more debt. All my debt. Yeah. That's all my debt. Oh, that's incredible. So why move to Florida? What's in, or I'm sorry, why move back in with the parents? What's that getting, what's that giving you? That's my problem. We've been in two apartments ever since we've been in Florida. They're both, they look very well. We toured them. And then once we get here, about three to six months after, we start seeing roaches coming out of the wall. And man, it's just been a roller coaster. Just because my wife, she was pregnant with twins. As soon as we, when we came down, we had to move again. After we got our first apartment, we stayed there three months and then had to move. And I made it all happen by ourselves. We just keep pushing and pushing. I'm wondering if... So roaches keep being the problem? Is roaches continuing to be the problem? Like you move into a place with roaches, we move again, there's roaches? I mean, like I said, I can't say every place is roaches. Maybe it's the price, but the last apartment was actually more expensive and it had a better rating. And, um... I had the same problem there, but I was a maintenance man for four years, so I do know how to maintain, not maintain, of course you can't maintain roaches, but I try my best to kind of... Not in an apartment building, I mean... Have you let them know about it? Are they doing anything to remedy it? Yes, I have let them know about it. Because I don't want you moving across the country just because of roaches. Yes, yes. I feel like this is choosing the right places and making sure that... And maintenance is dealing with it, to George's point. I think there's more to this, and I'm trying to get there. You moving across the country, to George's point, to avoid roaches doesn't feel right. Or is it that, hey, we can move back into the parents, we're not paying anything, we can stack up money? Like, what's the goal here? We're trying to help with your goals. Are you getting, like, full free childcare, and she's going to go to work full-time, and you're going to reduce your expenses, and now we're going to save up 50 grand in a year? Like, give me the real game plan. Yes. I feel like if we do move, we will have that, but there's also negatives on that side as well. Like you guys said, there's two sides to each situation. I know my dad's house up north in Massachusetts is very toxic as well, and it could be worse for us as well. So I just, I don't know which one. Let's not do that. We're trading a roach problem for another problem. And so I think the real problem here, Jay, is... You're realizing you need more income to support your growing family. Agreed? Yes. And 45K is solid income, but man, you got a lot of mouths to feed. And so we got to up that. So that means, what if we could solve this by finding you a real career where you're making a good salary, you've doubled your income, you're doing work that you enjoy, and you have enough margin to hit your goals? And maybe eventually we'll get a house, but that's not going to solve your problems right now. Yes, I would. I would. I would love that. So have you ever worked a salary job? I have not. I have not. I know Amazon pays for school as well. So whatever you guys I'm here to listen, whatever you guys have. I think we can set you up with Ken Coleman's book. Find the work you're wired to do. I think that's a great place for you to start. It'll just. Get your wheels turning on what you're good at, what fires you up, what you're passionate about. And so you'll take an assessment that's part of that. And then after you get the results from the assessment, the book will walk you through what different opportunities there are. We'll also send you the book from Paycheck to Purpose, which is just going to help you. All of that is going to help you figure out what you're wired to do and figure out how to actually put yourself out there in the job market. And I think, George, I think you're exactly right. Getting your income up is going to be the key to this. Then you can start looking at some nicer places that maybe hopefully don't have a roach problem. I mean, you are in Florida. Those palmetto bugs. Yeah, that's what I've been hearing. What's keeping you in Florida, specifically? Specifically. Really nothing. Because it was her mom, but we now realize she's not much help. So why don't we just go to a cheaper cost of living area, not move in with dad. And increase our income. That's what the problem, because we came from Kansas City, Kansas City, Missouri, and it was amazing. Yes, what's wrong with that? Like I said, like the rent was super cheap over there. No roaches. I had it, yeah. Your wife's home anyways, so we don't need the help with child care as much. She's not going to work full time. That would be a good temporary solution, but getting free child care from family is probably not a sustainable solution to the problem. I love the idea of you guys moving to a cheaper cost living area plus increasing your income. I think that solves it all without putting yourselves in a toxic situation. Usually if someone's moving back in with their family and parents with three kids, I'm like, how soon can we get you out? Yes, and it better be like the most Brady Bunch looking situation ever We can tolerate each other. It's kumbaya. You're doing it for a limited period of time. But if you're telling me, if the first word's out of your mouth is, well, that's toxic, then that's... Well, once we can afford a house, we'll move out of here. Well, then it's going to be 10 years. Yeah. You've got to figure out how to live independently and not codependently, especially when you're married. By the way, you've got to get married, dude. You've had three kids with this woman. Yes. It's time. You don't need to be in a different financial place. You are committed to her. You're committed to these kids. Let's go ahead and get married. Yeah, that's going to bring some peace to this whole situation as well. Create your free every dollar budget today. The simplest way to budget for your life.