📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. https://ter.li/5h1r0i
Next Steps: • 💵 Start eliminating debt for free with EveryDollar - https://ter.li/11slv5 • 🏘️ Find a Ramsey Trusted Real Estate Agent - https://ter.li/ni98m5 • 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
[Music]
brought to you by Xander Insurance.
Compare rates from top-term life
insurance companies in seconds at
xander.com.
I just have uh a question. It's kind of
more of like advice on how to proceed
from here. Um so just a little
background, my husband and I um followed
your steps. um we paid off all of our
debt and thank you for the leadership in
that way to get us through to where we
are now.
Congratulations. I'm proud of you.
Thank Thank you. Um so we're having a
little bit of an issue with
interpersonal relationships now that we
are in a spot where we're kind of living
like nobody else like you have stated.
Um, and a lot of our friends and family
members are kind of making remarks
towards us when we do do something
because we have the means to do it. Um,
like we bought, you know, my my husband
bought his truck outright and you know,
people are like, "Oh, it must be nice."
Who who who are people? Some of it's
mostly um people like my husband's
friends. Um
he needs new friends.
That's
that's called haterade. That's haterade.
That's
You know what I'm saying?
Listen, real friends are exposed when
two things happen.
Crisis and success.
That's when you find out who your real
friends are.
So your husband has found out that he
has acquaintances.
Yeah. They're not friends.
So true.
Yeah. Yeah.
Friends know how to celebrate you.
Yeah. I mean,
yeah.
I I've got I've got a friend that hit,
you know, made made an amazing amount of
money selling his business the other
day.
And the only thing I can think of to say
is way to go. I'm proud of you.
Right.
Cuz he's like my friend,
right? Yeah.
I didn't I didn't I didn't roll my eyes
and go all billionaires should be taxed,
you know? I mean, really. That's just
dumb.
So, is that what they're saying? Must be
nice. That's what they're saying to him.
Yeah.
Yeah. And kind of like making like snide
remarks like that when you know when we
talk about it. And I mean, it's not like
we didn't try like when we first started
to do your
number one. Number one, we don't need to
talk about it so much. We just need to
do whatever we're going to do.
Yeah.
Doesn't need to be a lot of discussion.
But number two, if somebody does that,
they get about two of those and third
strike, they're out.
Yeah. I mean, he could if if it really
if you really think it's a friend, which
the behavior doesn't suggest that, but
if it is something that you're like,
man, I really want to see, then just ask
him about it. That's what I would do. If
I had a friend that I'd been friends
with for years and they started with
this business, I would believe in the
friendship enough to say, "Hey, when you
say that, what do you mean?" Because if
it if the tables were reversed, I'd be
happy for you. And I would just ask them
and then you're going to learn a lot by
their response or he will. and then you
can take it from there.
But I think what you've got is you're
not real friends is what I think.
Okay. All right. Thank you very much. I
appreciate that.
Yeah. I think you're just going to find
out. I mean I you know uh we found out
during uh COVID we had a whole bunch of
negative press and we found out who our
friends were.
Mhm.
And we found out when we're very
successful and we get in the Hall of
Fame and we have another number one
bestselling book, we find out who our
friends are. Um, but the number of times
I'm going to tolerate someone calling up
and going, "Well, look at you."
You know, I'm going to be going, "Uh,
well, look at you, moron." I mean,
seriously.
I mean, I'm going to give I want to give
a little bit of grace for sometimes
people have moments where they do not
show up as their best self. I mean, I'm
just saying,
but I'm saying I call them You're saying
call them out. You're going to be a
little more gentle in calling them out
than I am.
I don't know about gentle, but I am
going to call them out.
Yeah. I'm going to definitely I'm going
to be going, "Hey,
you know that that what you're doing
right there is just dumb."
Yeah.
Don't do that. And we're not you we're
not going to be doing this anymore. So,
not not if you want to hang around here.
So, you know, and if it's family, then
you just limit the amount of time you're
around them. Just go, I can't hang out
here. It's too much too much negativity.
Yeah.
Uh you know, all you're doing is
trashing everything I've been working
hard for. It's like, you know, the one I
love is um
You're so lucky.
Oh,
that one pisses me off.
That's your That's your
That's like a hot button.
I'm Ly's got Ly's got work overalls on
what Ly's got.
Ly's got calluses. Ly's got hours spent
while you were sitting on your butt
drinking beer watching Netflix. That's
what Ly's got. I got your Lucky. Okay,
that gets me Ly's butt.
I I Man, that gets me going right there.
You're so lucky. Luck didn't have squat
to do with this, darling.
It was not luck at all. God's blessings
I'll go with. Okay. And my hard work.
There is some corn in the field because
we freaking planted some corn. Luck had
nothing to do with it. Okay. Hello.
I can tell this really bothers you.
Yeah, this one bothers me. I can't stand
it. It's like and it it's even it's even
people out there just in the comments
and stuff. I don't read the comments and
junk, but that I used to get like in
when I used to uh inter face with people
on Twitter when it was new and you could
argue with people back then. It was kind
of fun
and I would just go at them, you know,
cuz it's so fun. And then but then but
yeah,
you know what I hate? It's two. It's a
it's a combination of two. When people
say, "Oh, are you still doing your
little budget or whatever?"
Oh, yeah. It's little or whatever.
Yeah. Demeaning. Yeah.
Demeing. Are you still doing that little
business?
Still doing that little Yeah. I'm still
It's got, you know, I got a little
million dollars from it.
And so, matter of fact, I got two little
million dollars.
There's two of those little million
dollars over there from that. And might
be three soon of those little billion
dollars. And that Yeah, but Yeah, we're
still working on that little Yeah,
you're right. That's so demeaning. I
hate that.
Aren't pat you on the head? Aren't you
cute? Oh, you doing that little
Aren't you cute?
Still working on that little
You still doing that little Dave Ramsey
cult thing?
Yeah, that one. That's That's just
That's hilarious. It's funny. So, here's
the deal. The the the Catholics have a
wonderful saying. They say that envy is
one of the seven deadly sins.
Wow. Yeah.
And so jealousy is I want what you have.
Envy is I don't think I can have what
you have, so I don't want you to have
it.
That's diabolical.
It's diabolical. It's evil at its core.
That is.
And so that that's the kind of stuff you
run into, Jessica, as you start to win.
But it does. It separates the sheep from
the goats. It separates the wheat from
the tears.
And it pretty obvious. I mean, I got I
got
poison over here. And I got fruit over
here.
And so I'm going to hang out with the
fruit and the poison's going to have to
go away.
Yeah. Cuz they can't cheer you on.
You are opting out of my life by being a
butt. I'm serious. I mean, it's just how
this works. That's right. We'll talk
about it depending on how long the
friendship quote unquote been going on
be how how gentle we are or how much we
talk about it. But if it's a casual
thing, I'll just casually not be
available anymore.
That's right.
I'm casually not going to show up at
your next deal. I'm saying that cuz I
don't want to hang out with a bunch of
goats.
That's so good.
Not the deal. So, yeah,
it is disappointing though when that
happens.
It does. It does aggravate you, but um
and I I'm still capable obviously of
getting aggravated about it, but yeah,
you're so lucky.
You're so lucky.
So lucky. Must be nice.
Yeah, man. Yeah. You just just line up
behind that luck and think about the
number of hours, number of airline
miles. Oh my god, the amount of time I
spent in a jet
flying and going through freaking TSA
and all man, the stuff we've done, the
stuff, the work, the hotel rooms. Gross.
Grotesque
gross instead of sleeping in your own
bed. You know you're so lucky.
I don't think so. If anyone depends on
your income, you need affordable term
life. Never cash value insurance. Visit
xander.com today for