Người tiết kiệm và không tiết kiệm Về Già Khác Nhau Thế Nào? - Triết Lý Cuộc Sống

How are people who save and people who don't save different in terms of age? Ladies and gentlemen, many young people today have the habit of spending first. Today, they spend all their money for tomorrow. They think it's hard to earn money but they don't spend it. It's a waste. They're making it hard for themselves. As for the previous generation, most people have the habit of saving money to protect themselves. But there is also a small part that is affected by new ideas. They spend but don't save. In fact, saving money has the advantage of saving money. Not saving also has the reason for not saving. Below is the story of two unemployed colleagues. They are living two very different lives after not going to work anymore. And this is also a warning for those who always waste money and don't save money. Let's listen to the story and draw a lesson for ourselves. Mrs. Lan and Mrs. Phuong are both 60 years old. When they were still in school, they were good friends. After going to work, they happened to be arranged in the same factory. Later, they found a husband in the same unit. Basically, the conditions of the two families were quite similar. Mrs. Lan is the type of person who calculates and saves. Every month, the two husbands put together a salary to save. They even took some money to invest in the form of buying government bonds. Later, the work of the factory became more and more developed. Their income was getting higher and higher. Mrs. Lan also learned how to invest in bonds or bonds. At the age of 50, Mrs. Lan was not only able to support her son to buy a house, but her two husbands still had enough money to spend. The son has been married for 10 years. She said that in these 10 years, it was the 10 years that the two husbands spent the least money. The two of them still managed to save a lot of money. Now, both of them are retired. Every month, in addition to the salary, the savings account is still quite a lot. The two of them are very comfortable. Their life is also very comfortable. Mrs. Lan's daughter-in-law gave birth to twins, but at an early age, she thought that she did not have enough health to take care of her children. So she left the money to hire a babysitter to help take care of her children with her daughter-in-law. And the two of them sometimes just came over to play with their children. Not only did her mother-in-law support the money to take care of her children, but she also had her own life, so her son and daughter-in-law were very comfortable. Every holiday, they all drove back to their hometown to visit their parents. The whole house was always full of laughter. In contrast to Mrs. Lan, Mrs. Phuong belonged to the type of person, today work, today die, no matter what, there will be a salary next month. She always thinks very optimistically. At home, she also loves her son very much. Whatever the son wants, he will immediately respond. Later, the company did well, the salary increased a lot, but Mrs. Phuong never thought about saving. For her, life is to enjoy. The house only has one son. Later, all you need is enough money for your son to get married. For the convenience of going to work, Mrs. Phuong's family is the first to buy a car in the unit. At that time, although Mrs. Lan advised not to spend too much money, spending must be calculated reasonably. Who knows what will happen next? But Mrs. Phuong also didn't care, save money, save money, save money. Later, when her son got married, the daughter-in-law asked for a separate house and not a few wedding gifts. Mrs. Phuong took out all her money, but it was not enough. In the end, she had to borrow money for her son to get married, which she wanted. When she just retired, Phuong's husband got sick and needed surgery immediately. At this time, she had no savings, she was even borrowing money to buy a house for her son. Monthly expenses were not enough, so she had to look for a good son and daughter-in-law. Then when the daughter-in-law gave birth, she also had no money to hire a babysitter, so she had to take care of both husband and child. Tired, exhausted and dependent, she dared not say a word. Ladies and gentlemen, from the story of Mrs. Lan and Mrs. Phuong, it can be seen that there is saving money and there is no saving money. What is the big difference in life when you get old? For the elderly, the most important thing is the love, care and care of their children. But at this time, everyone has their own family, have their own pressure, have to work, have to make an effort, have to socialize, educate their children, almost have no time with their parents. When children do not have time with their parents, the money saved in their parents' hands will be useful. In a bag with money, our minds are very comfortable, we can even help our children when they need it, without becoming a burden for them. There is a saying, saving money when you are young is the strength of old age, the result is not wrong. Saving money when you get old is the ability to resist the risks for you in life. The specific number is not important, but saving money is enough for you to live a stable life for a long time, which is what you need to pay attention to. Active savings will help you feel at ease with your children, but you don't have to worry too much about daily living expenses or medical expenses for taking care of your health. Saving a few million a month may not be a lot, but it is money to save for times when you are sick and in pain. And if you save a few million every month, you will have a few tens of millions a year, which is no longer a small number. When you save a few tens of millions a year, you can use that money to send it to a bank, invest in securities, or invest in other safe channels. That money may not be a big asset, but at least it is a valuable asset, it is a safe deposit. Older people have money to take care of themselves. Parents love their children, because when they get old, they don't have to ask their children to take care of them. If you are sick and in pain, and your child is too busy to take care of you, you can still hire someone to take care of you when you have money. So save as soon as possible, it will be better to help you reduce the financial burden for yourself as well as for your children. Because money is the strength of old age. Dear friends, saving money is something we should all do, because risks can happen at any time that you don't usually know. So having a safe deposit will never be a loss in your life. And especially when you get old, your health deteriorates, you are no longer able to work, surely no one wants to depend on their children. So it's really good if you save when you're young, and when you have some stable money, you can enjoy your old age freely and happily with your family and friends. First of all, old people have money to keep themselves young, they don't need to look at their children's faces. People say money is not an instinct, but if you don't have money, you can't do anything. For the elderly, although their bodies are getting older, their young age is getting higher, especially when it comes to money. If they have to look at their children's faces for money, they'd rather not open their mouths. Looking around us, there are no less cases of old people handing over all their property to their children. Even when they have nothing in their hands, sick, sick, they become a burden to their children. Instead, many parents have become a responsibility for their children to support each other in taking care of their children. Then there are times when parents have to swallow their tears, when their dignity and voice in the family also depends on the amount of money they get when they get old. Of course, it can't be a coincidence. Not every family is like that. Many children's families still take care of their parents very carefully, even if their parents don't have any money or property when they get old. But think about it, with money in our hands, our old age will be much more active. We can eat whatever we want, go wherever we want, or simply support our children a little bit with material things when they need them. At that time, our children will be free to live the life they want without having to worry too much about their parents. Isn't that the greatest desire of parents when they get old? Second, take the initiative to take care of your old age when you have money. No matter how old you are, at least you will get sick. If you have money in your hands, no matter what disease you have, you won't bother your children, and you won't let your children fight or be unhappy over free money. With money, you can spend all your free money. You can hire someone to take care of you without letting your children have to quit their jobs or take care of you instead. With money, you can buy nutritious food, good medicines, or choose regular health care services. Children's lives, with worries about food, clothes, money, with the pressure of work, life, and relationships, are no less burdensome. No parent wants to burden their children more. Moreover, it's okay to meet a good daughter-in-law. If you can't meet her, why should you bring more burdens to your children or get involved with them? And to do that, there's no other way but to save money right when you're young to have enough money to prevent sickness and illness when you get old. Third, with money, life becomes more abundant when you get old. You don't have to have a lot of money to live a rich life. But with money in your hands, you can do whatever you want to your friends, to study, to do whatever you want to do when you're young, but you don't have time or opportunity to do it. As a result, the years of old age will no longer be the same as the days of regular activities that become more abundant than ever. People say old age is a life for yourself. When you get old, you have to know how to improve your physical and mental life in a suitable way. Drink high-end teas, eat nutritious food, travel to places you like, and if you want to have such a long future, save money right when you're not old yet. Ladies and gentlemen, in today's video, you can see two people who are aware of money when they are young, creating two different lives at the same age. People with savings will definitely be more free, more comfortable than people without a lot of savings. In fact, no matter what age you are, you should be aware of yourself, have a job, and still worry about school. Being poor is not scary. It's scary that you don't have a plan, you don't know how much to save, how much to spend, and you don't have a conscious mind. Wait until you need money to know its importance. Don't just look forward to having a child. Old people should still rely on themselves. Therefore, when you are young, leave yourself some money to support yourself. Wait until you are old, money in your hand will be stronger than anything. You don't need to rely on your child, you can make your own life that you want. At the end of today's video, I invite you to listen to a short story. Rice basket, New Year's Day. It's early in the morning, and the yard is empty. It looks like he's out for a walk. Grandma just lies still, not getting out of bed because the sky is so dark. The yard is empty forever. I'm so angry. Grandma shouts, Can you shut up and let me sleep? The sky is so dark, I can't sleep. Then she coughs. Suddenly, someone calls out, Grandma Ly, Grandma Ly. Who is it? Wait a minute. Did you get the rice? There's a lot left. It's not sold out yet. Can you get me less? And the basket is too heavy. Just leave it there. When you sell it all, you can take the money. Hearing the familiar voice, Grandma Ly gets up, gets out of bed, puts on a warm blanket, still shaking, and then opens the door. It's a door, but it's just a piece of bamboo holding two bamboo sticks together. When it's built, it's so weak. Seeing Sister Hoa leave the rice for her, she usually whines, Why did you leave so early? You should have made some money to go to the market on New Year's Day. Then you could have bought some rice. In addition to New Year's Day, you couldn't afford to buy the expensive rice. On New Year's Eve, she called out, What day is it today? Yes, it's the 23rd. The New Year is only a few days away. What a hurry! Then she blushed, So is her son coming home for New Year's. When she thought of that, she was so happy. Grandma Ly this year is 70 years old, At that age, she had to rest and play with her children. But for the sake of living, she had to sell rice every day. She had been doing this job since she was a girl. When her mother was still alive, both her mother and her mother went to sell rice. In my hometown, it was called Buon Sau. When her mother died, she continued this job. No matter if it was raining or sunny, her shoes would get wet and walk in the rain on the village road. The distance from her house to the market is about 5 kilometers. But for her, that distance is not very far compared to the distance her life has covered for decades. Looking at the assets on her shoulders, she can understand all the burdens of life like a heavy burden on her shoulders. Mrs. Ly has no husband, but has a son. When she was a girl, she was one of the most beautiful women in the village. But she didn't understand why she didn't get married and only looked for a son to raise. That son also caused her so much pain. When she was young, she broke, stole, ate, played. When she got married, she was not happy either. The husband and wife had to divorce, and the children were separated. The Tet holiday was in full swing in every neighborhood, especially the young people. They were eager to wait a few days. Mrs. Ly was also eager to wait for the Tet holiday to wait for her son to come home. Suddenly, she was happy again. She took the trash cans in the yard and cleaned the house properly. Because she thought, even if the house was in a mess, it had to be tidied up. She remembered the rice bags they told her to take to eat on the Tet holiday. She packed each small bag of rice and put it in the basket. In addition, the Tet holiday atmosphere had come home. The sound of cars, the sound of people going to the market, the sound of chickens crowing, made the road more crowded and hot. On the way, she saw the vehicles of university students coming from the train, the bus, the train to eat Tet, and she was so sad. She also thought, Phi would be almost home. Selling rice bags, she did not forget to buy some offerings to the monks. Because today is the 23rd day of the month. She counted every day and felt that time passed so long. It's true that the feeling of waiting for you to come back to eat Tet is so annoying. The weather has not rained these days, but the frost is still there. This afternoon, the north-eastern wind blows back, making the cold of winter even more intense. Suddenly, she heard the sound of a little boy running to the house, running to call, Grandma Ly, listen to this old man's phone. Grandma Ly took a step. Her heart was very anxious because she thought her long-awaited thing had come. Her ears rang the phone, hello. Her ears clearly heard the other side of the wire, Mom, this year I won't come back to eat Tet because the economy is too difficult, don't be sad, mom. Her voice faded because of boredom. She felt bitter in her throat, tears welled up. So many wishes for her son to eat Tet have appeared on her old face because of the long-awaited day. She walked into the house with heavy feet. The little boy ran out, twisted his tail, and then rolled to get her. She hit him and then said, Your father, what's so fun to get me? This Tet is only for you and me to eat Tet. She said, she stood up, stepped into the kitchen, and cooked a pot of water. The smoke rose all over the house like a low warmth to comfort the lonely, lonely heart. Thank you for listening. Goodbye and see you again.