Bí quyết quản lý, sử dụng tiền của những người thành công | Phạm Thành Long

When you want to do something, you will immediately say, I don't have money. Then at that moment, you are choosing money as the price. So how do you say it right? You say, because I don't have money, so I have to do it stronger. Because I don't have money, so I have to be determined to do it. Because I don't have money, so I have to learn to choose life to do it. This may be something that you cherish. Money has never been a sin. There is only a way to earn money, or a way to spend money is a sin. So when you can hear someone say in the past, money is bad, this may be true. Because we have defined the purpose for the vehicle. So the confusion between the purpose and the vehicle makes us confused many times in life. Is work a purpose or a vehicle? It depends on how we answer. For example, in the past, for me, teaching like this is a purpose, a vehicle to have money to live. But there comes a day when you only need 100,000 VND in your pocket and you can live for many days. When money is no longer a purpose, then work is no longer a vehicle to earn money. And at this time, you may not need to do it, leave that job and go out. Like most people in this life. But there will be people like me who still continue their work. At that time, there was a sister who asked, two days ago, two sisters asked, do you want to be a trainer or become a coach? So I told her to go out and do this job. What does it mean? It means that if we do this job just for money, it will not advance. If there is no money, we will not do it. But just for money, it will not advance. Why is that? Because next to the money vehicle, doing this job has an important factor. It is the change of students. For me, change is more important than money. If there is no money, I still teach like most of you sitting below. If there is a lot of money, I will also teach like most of you sitting above. Everyone has the right to ask, and I will also answer. But if you ask, ask for everyone, don't ask for yourself. And you see, most people ask, most people below, to solve their own problems. It is not a mistake here, it is not a mistake at all. It is just simple, it is the right rule. We have to worry about ourselves first, then we worry about others. When do you start to worry less about yourself? Oh, that was when I became rich. At that time, I had 2 billion dong. Or 20 billion dong, as we analyzed yesterday. At that time, I started to worry less about myself, or worry less about money. Now, I only need a few hundred million dong to worry less about money. But whatever I do, I do it. I have to have money. So what is money? As we said yesterday, money is the value that we give away. The money that you have in your hands today, is not a reflection of the money that you have in reality. But the amount of money is almost equivalent. For example, I only have 100,000 dong. But I say one sentence, I borrow money like this. For example, 2, 3, 4, almost 4 million dong. This is what I borrow. And for me, money is just a tool to do some exercises. Just like what I sent an email to you. How much do I want? In fact, how many times have I done this? I have 100,000 dong in my pocket. Do you know why? Oh, because yesterday, my wife took me here. But in the end, she didn't rent a car. It's just that she left her car in the pit for too long. She didn't remember where it was. It's been too long. So she didn't rent a car. So I had to go to Grab. I took a taxi. Just when it was raining, there was a taxi driver who got lost in the pit. He asked me which way to go. So I got on his car. And I asked for 200,000 dong. When I got here, I ran out of 100,000 dong. I was afraid that if he didn't pick me up in the afternoon, I wouldn't have 100,000 dong. So I took 200,000 dong, waited for him to pick me up, and returned it to him. I had 100,000 dong in my pocket since yesterday. It's still intact. For me, money can't be wasted now. Because I don't have time to waste money. But when I go to waste something, there are people who waste it. So I really can't waste money. So at this point, money means nothing anymore. The house will be like that, the car will be like that, but I'm really happy when the money comes back. I don't know if you guys are like me. But I believe that few people are like me. I'm really happy when the money comes back. Because when the money comes back, I don't know how much the money is. But when the money comes back, I understand that there is someone who keeps choosing me so that I can choose them. So whenever my watch is shaking, I'm very happy. I'm happy not because of money. I'm happy because I know that I'm going to have a chance to help someone else. Look at the money in my hand. So is money a goal or a hindrance? Some people will choose money as a goal. But most of the time, the sad thing is money is a hindrance. And for me, money is a bonus or a bonus in the game of life that I'm playing. It's like playing a game. Sometimes, if there is a coin falling, I just go in and get it. I can't lose it. But it's a part of knowing that I'm going further in this game of life. Remember this clearly. You have the right to choose. Money is a bonus. Money is a goal. Money is a bonus. But don't ever choose money as a hindrance. So what does money as a hindrance mean? When you want to do something, you will immediately say, I don't have money. At that moment, you are choosing money as a hindrance. So how do you say it right? You say, because I don't have money, I have to do it stronger. Because I don't have money, I have to be determined to do it. Because I don't have money, I have to learn how to choose life to do that. Because I don't have money, I have to be determined to do that so that it can happen. Because I don't have money, I love more people. Because I don't have money, I have to be more upright. Because without to be more upright, enough money can disappear. Because I don't have money, I need to expand my relationship more. I don't have money. I'm ready to receive someone's guidance. Quotable. What does Quotable mean? Don't express your emotions. Learn more and let others guide you. Listen to others. So if you say, I don't have money, then it's completely true. Because everyone is the same. Before you have money, you usually don't have money. Everyone has to go through a period without money. So how do we treasure money? That's how we use money. The way we make money is clear. We make money by being political, by adhering to ethics, by adhering to the law, by loving others, by finding problems and solving problems, by applying technology to solve problems with more people. So what is the difference between spending money and investing money like yesterday? Many people ask me about financial management. Today I want to tell you about a simple financial management. Very simple. I will give you a little money. A little money means when you don't have a million dollars. When you have a million dollars, we will talk about it later. Now let's look at the money you have in your hand. Let's split it in half. Split it in half. It can be close to each other. Split it in half. It can be close to each other. It doesn't have to be exactly the same. One on the left, one on the right. That's the fastest way. Split the money you have. It doesn't have to be exactly the same. Is that okay? Okay, let's split it in half. We spend half of this money for our children, for our family, for food, water, electricity, houses, transportation, for everything in our family. If it's too little, we spend it on shrimp noodles. If it's too little, we spend it on this amount of money. This amount of money is called monthly spending. How much can we earn? The maximum is to spend half of it. We can't spend too much of this money. The rest of the money. Split it in half. I'm reminding you to split it in half. Split it in half. Have you done it? The rest of the money. It depends on your age. But I'm telling you to do it when you're under 40. Split it in half again. If you're younger than 40, split it in half. If you're not, split it in half. If you're over 40, split it in half. One side, one third. One side, two thirds. If you're under 40, split it in half. Split it in half. This amount of money can never be spent. It can never be spent. It's only used for business activities. This amount of money can never be split. It can never be spent. It's only used for business activities. Alright. The rest of the money is here. Take out a piece of paper. It doesn't matter if it's big or small. Take out any piece of paper. Take out a piece of paper in that amount. It doesn't matter if it's big or small. Take out a piece of paper in that amount. Take out a piece of paper. Have you taken it out? Take out a piece of paper. Give it to the person next to you. Don't say anything. Just give it. Silence. Give and keep silent. The money you just received, put it in a bag. Put it in a bag. It has nothing to do with the money here. You won't remember anything. The rest of the money. Divide it. Divide the rest of the money. Half of it. Let's go out for a drink tonight. Destroy the bar. Don't drink too little. If you drink too little, buy 2 packs of instant noodles for yourself tonight. After 3 hard days of studying. The rest of the money. That's the smartest way to manage finances. I just shared with you how I manage my finances. It's very simple. Now I'm going to draw a model again. You just hold the money in your hand and see if we do it right. Now, look at me. Don't say anything. Just look at me. Don't say anything. You already gave. When you give, do you know what you give birth to? What hormone do you give birth to? Oxytocin. That's right. First, we divide it in half. 50% This 50% is the cost of daily living. Children, family. Family living. Spending, eating, traveling. Studying, children. Wife's cosmetics. We divide it in half here. We don't know how much it is. It depends on each person. We give. Just give. We don't have to think. For example, I go shopping and give it to everyone. Give. What about the rest? I divide it in half. It can be 25%. Something. Take this 25%. No spending. Only for investment activities. Business. Profit from here. Investment or business. Profit from here. Maybe you buy a house to rent. But it takes a long time. Or buy real estate. Or invest in business. Or buy and sell. Or do something else. Or simply buy stocks. Or more simply, send it to the bank. It depends on you. When it's too much, we buy stocks. When it's more, we withdraw it. The easiest way to buy stocks is to buy SP30. After you buy it, you divide it in half. You give yourself a little. You divide it in half. It's like this. When you divide it in half again, it's about 10%. It's about 10%. Everything you can buy for yourself. Food, toys. Brands are here. Food, toys. Not daily activities. Food, toys. Brands. Phones are expensive. Brands. Car, everything is here. 10%. Everything is expensive. Food, toys. Brands. 10% is for studying. Can you tell me if this can be transferred here? When you have determined a number, it doesn't change. At first, any number is fine. This is how we do it. But we have to fix it. We have to tighten it. Don't spend it all. This is only 50%. Don't make a lot of money. So where is the debt? The debt is here. It depends on the debt. What was it before? Now, for example, if you invest in business and lose money, you take the debt here. You take money and gamble. You take money and buy a car and start a business. The debt is here. You take money and buy a car just to gamble. You take money here. 10% is for studying. This is how we do it. Thank you for listening to my sharing in the previous video. 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