20: WHERE TO GROW YOUR CASH? Bank Bonds, Pag-ibig MP2 or Investing in Properties?

Smart Finance
Smart Finance
4 Video Views·Oct 22, 2026

In this highly anticipated Part 2, we sit back down with the Philippines’ premier wealth coach and financial advocate, Randell Tiongson, to answer the burning question: "Where should I actually put my money in 2026?"

Whether you are a conservative saver or an aggressive investor, this episode provides a clear roadmap for diversifying your portfolio in a year defined by shifting interest rates and global market evolution.

In this episode, we discuss:
The Bank Reality: Is "safe" still enough? We explore when to use high-yield digital banks versus traditional accounts for liquidity and capital preservation.

The Bond Renaissance: Why fixed-income instruments and retail treasury bonds are becoming the "silent heroes" of 2026 for those seeking steady, predictable cash flow.

Property & Real Estate: Is it the right time to buy physical "bricks and mortar," or should you look into REITs for more liquid property exposure?

The Global Shift: Randell explains why 2026 is the year to diversify beyond local borders and how to gain exposure to international equities.