How To Save On Your Florida Homeowner Insurance - Don't Renew Until You Watch This!.

Homeowners Insurance
Oct 6, 2026

Citizens Property Insurance just approved its biggest rate cut in company history, 8.7% statewide. Florida already had the smallest average homeowners rate increase in the country back in 2024. So why didn't any of that show up on your renewal? I sat down with insurance broker Colleen Pacheco to break down exactly why, plus the coverage checklist and questions that actually separate a good policy from a cheap one.