Homeowners Insurance Explained - What It Covers, What It Doesn’t & What You’re Paying For.

#Homeownership #FirstTimeHomeBuyer #HomeownersInsurance
🏡 Homeowners insurance can be confusing—but every homeowner needs to understand what they're actually paying for.

In this video, I’m breaking down homeowners insurance in simple terms, including what a typical policy may cover, what it may NOT cover, how deductibles work, replacement cost vs. actual cash value, liability protection, and why your insurance premium can change.

Whether you're a first-time homebuyer, already own a home, or you're preparing to purchase one, understanding your homeowners insurance policy can help you avoid some expensive surprises later.

In this video, we’ll talk about: