Could Rising Rates Bring More Home Price Cuts? | Barry Habib

Market Insider
Market Insider
2 Video ViewsยทOct 3, 2026

National home prices rose in July even as mortgage rates climbed over the spring and summer. Mortgage rates have moved higher since, and the Fed raised its benchmark rate in September. How much more pressure can home prices absorb?

Higher rates squeeze buyers, but borrowing costs alone don't explain why prices have held. What has kept prices up is being tested again. Buyers still face expensive borrowing with no certainty that waiting will bring lower prices.

Barry Habib, founder and CEO of Highway and a member of Fannie Mae's board, examines why home prices have held up so far. He also considers what further rate increases could mean for prices.
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๐˜›๐˜ฉ๐˜ฆ ๐˜ท๐˜ช๐˜ฆ๐˜ธ๐˜ด ๐˜ฆ๐˜น๐˜ฑ๐˜ณ๐˜ฆ๐˜ด๐˜ด๐˜ฆ๐˜ฅ ๐˜ช๐˜ฏ ๐˜ต๐˜ฉ๐˜ช๐˜ด ๐˜ท๐˜ช๐˜ฅ๐˜ฆ๐˜ฐ ๐˜ข๐˜ณ๐˜ฆ ๐˜ต๐˜ฉ๐˜ฐ๐˜ด๐˜ฆ ๐˜ฐ๐˜ง ๐˜ต๐˜ฉ๐˜ฆ ๐˜จ๐˜ถ๐˜ฆ๐˜ด๐˜ต ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ฐ ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฏ๐˜ฆ๐˜ค๐˜ฆ๐˜ด๐˜ด๐˜ข๐˜ณ๐˜ช๐˜ญ๐˜บ ๐˜ณ๐˜ฆ๐˜ง๐˜ญ๐˜ฆ๐˜ค๐˜ต ๐˜ต๐˜ฉ๐˜ฆ ๐˜ท๐˜ช๐˜ฆ๐˜ธ๐˜ด ๐˜ฐ๐˜ง ๐˜”๐˜ข๐˜ณ๐˜ฌ๐˜ฆ๐˜ต ๐˜๐˜ฏ๐˜ด๐˜ช๐˜ฅ๐˜ฆ๐˜ณ. ๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ค๐˜ฐ๐˜ฏ๐˜ต๐˜ฆ๐˜ฏ๐˜ต ๐˜ช๐˜ด ๐˜ง๐˜ฐ๐˜ณ ๐˜ฆ๐˜ฅ๐˜ถ๐˜ค๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ข๐˜ญ ๐˜ฑ๐˜ถ๐˜ณ๐˜ฑ๐˜ฐ๐˜ด๐˜ฆ๐˜ด ๐˜ฐ๐˜ฏ๐˜ญ๐˜บ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ด๐˜ฉ๐˜ฐ๐˜ถ๐˜ญ๐˜ฅ ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฃ๐˜ฆ ๐˜ค๐˜ฐ๐˜ฏ๐˜ด๐˜ช๐˜ฅ๐˜ฆ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ง๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ, ๐˜ช๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ฐ๐˜ณ ๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ ๐˜ข๐˜ฅ๐˜ท๐˜ช๐˜ค๐˜ฆ. ๐˜ˆ๐˜ญ๐˜ธ๐˜ข๐˜บ๐˜ด ๐˜ค๐˜ฐ๐˜ฏ๐˜ด๐˜ถ๐˜ญ๐˜ต ๐˜ข ๐˜ฒ๐˜ถ๐˜ข๐˜ญ๐˜ช๐˜ง๐˜ช๐˜ฆ๐˜ฅ ๐˜ฑ๐˜ณ๐˜ฐ๐˜ง๐˜ฆ๐˜ด๐˜ด๐˜ช๐˜ฐ๐˜ฏ๐˜ข๐˜ญ ๐˜ฃ๐˜ฆ๐˜ง๐˜ฐ๐˜ณ๐˜ฆ ๐˜ฎ๐˜ข๐˜ฌ๐˜ช๐˜ฏ๐˜จ ๐˜ง๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜ฅ๐˜ฆ๐˜ค๐˜ช๐˜ด๐˜ช๐˜ฐ๐˜ฏ๐˜ด. ๐˜š๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ญ๐˜ช๐˜ฏ๐˜ฌ๐˜ด ๐˜ช๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฅ๐˜ฆ๐˜ด๐˜ค๐˜ณ๐˜ช๐˜ฑ๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ข๐˜ง๐˜ง๐˜ช๐˜ญ๐˜ช๐˜ข๐˜ต๐˜ฆ ๐˜ญ๐˜ช๐˜ฏ๐˜ฌ๐˜ด.