My Mom Is Threatening To Kick Me Out Of The House

Brought to you by the EveryDollar app. Start budgeting for free today. I'm about 20k in debt, 17 of that being on a car loan, but I currently live in my mother's home. She owns it. I don't pay rent or mortgage, but she can be kind of controlling and, you know, she has threatened, like, for me to leave at any time. And my question is, do I pause baby step number two and paying off all this debt or and leave, or do I try to pay off all this debt first? How old are you? I'm 33. And why are you at 33 years old living in your mother's home? Well, I was in a domestic violence situation until my mid-20s. I got divorced with three young kids. And then I moved in with my parents when my dad was sick and dying. He passed away. And then my mom's sister's husband also passed away. So they moved into a home together, and my mom gave me this home, but she never signed it over to me. Okay. Got it. That makes a lot more sense. Okay. And how much do you make a year? Um, about 45. And how old are your babies now? They are nine, 10, and 11. And you got an awfully expensive car, don't you? Um, yeah, I messed up on that really bad. Yeah, you did. Well, I can't tell from, I mean, it sounds like you've gone from one toxic relationship to another to another. Um, and, um, now the latest one is your mother. Yeah. Why is she, why is she threatening to kick you out when you say she's controlling? What's that mean? Don't wait for the interest rate to be perfect before buying or refinancing a home. Talk to Churchill Mortgage. Smart buyers buy the home they can afford now and then refinance later if rates improve. Churchill helps you make decisions with confidence instead of guessing. And Churchill Mortgage has a webpage with special offers just for our audience. Go to churchillmortgage.com slash Ramsey offer. This is a paid advertisement NMLS ID 1 5 9 1 NMLS consumeraccess.org equal housing lender. When you say she's controlling, what's that mean? Um, on the day to day, she's not so bad. Like she tells me I can do whatever I want, that this is my house or whatever. But then like, if I were to make any kind of decision that she's not in alignment with, she's like, well, then you can just leave. About the house or about your life? Anything. Um, give me an example. Um, okay. Uh, we have a vacation coming in August that we really can't afford. Well, I can't afford to go on, but she's paid for everything. I'm afraid to even tell her I don't want to go because I'm afraid that will cause backlash. Okay. Um, your mom has a lot of money. Does she, is she wealthy? Um, she's middle class. She's doing okay. Um, so here, here's what I would do. I would leave life's too short. You know, at some point in your life have to be able to make a decision without a domestic violence partner or an abusive mother. At some point in your life, you've got to reach a point that you get some healing and you need to get away from this. What do you take home every month? How can we find you something you can afford? Yeah. Um, monthly I'm about 26. You're going to be in a super cheap rental of some kind that's going to be uncomfortable, but you get it. You got to choose which hard thing you're going to do. Hard thing is putting up with your mother or hard thing. Hard thing is putting up with a rent. That's not a rental place. It's not pleasant because that's where you're going. Uh, or the other hard thing is put up your mother. Now what I might do is this. Um, I might catch her in a good mood and say, mom, we've got to change our, the way we, the way we interact. And I, I, after everything I have been through, I cannot sit on an unstable situation where every time you get mad, you threaten to throw me out. And so if you're not going to deed this to me by the end of next week, I'm going to have to move mom and give her a shot. Give her a shot at deeding it to you. All right. Um, I've, I've previously tried that. Um, the home needs repairs, then leave and I brought it up to her and then leave. I was like, okay, then leave. If she, you know, if you're not going to play through on that, Samantha, if you're not going to stand up and say, either give it to me and I'll deal with the repairs and I'll deal with the house and it'll be mine. And, and, but I can't live in a situation emotionally anymore, where someone's constantly pulling the rug out from under me, where every time I go to sit down, somebody pulls the chair out like a, like a, uh, second grade prank. And I, my light, I can't, I've been through too much to live like this anymore. And if you're not going to deed it to me right now, I'm gone. Create your free, every dollar budget today, the simplest way to budget for your life.