What Happens If You Don t Use Your Credit Card

What Happens If You Don t Use Your Credit Card

S
Smart Finance
3 Video Views·Mar 13, 2026

Using credit cards allows you to get big points and rewards. You can get points for food, hotel, travel, cars, and more. But the question now is, can you still remember the last time you have used your credit card? In this episode, I’m going to answer the question, what happens if you don’t use your credit card?

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Loral Langemeier

Key Moments In This Episode
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00:00 Intro & Summary
01:02 When Should You Start Introducing Debit And Credit Cards To Your Kids
02:37 How To Qualify For A Credit Card
03:17 What To Put In The Application
04:41 Why Put Your Projected Revenue
05:08 Why Should You Apply For A Variety Of Cards At One Time
06:04 What Is The Ideal Number Of Credit Cards In Minimum
07:07 What Should You Not Pay Off Your Cards One Day A Month
07:44 What Happens When You Don’t Use Your Credit
08:42 What Is Good Debt And How To Keep It
09:09 What Is Good About Using Your Credit Cards
10:08 What Are Some Of The Details You Need To Consider Regarding Credit Cards
11:43 Why Should You Get Your Statements
12:31 What Is The Last Thing Parents Want To Be With Kids Having Credit Cards
13:07 What Technique Can You Use For Your Kids In Using Their Credit Cards
14:18 Where To Go From Here

What To Watch Next
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What Is The Best Way To Use A Credit Card
• What Is The Best Way To Use A Credit Card

Other Resources
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About Loral Langemeier
========================
Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and Five Time New York Times best-selling author who is on a relentless mission to change the conversation about money and empower people around the world to become millionaires.

Loral’s straight talk electrifies audiences and inspires powerful action from live stages and television programs ranging from CNN, CNBC, The Street TV, Fox News Channel, Fox Business Channel-America’s Nightly Scoreboard, The Dr. Phil Show and The View. She is a regular guest-host on The Circle in Australia and has been featured in articles in USA Today, The Wall Street Journal, The New York Times, Forbes Magazine and was the breakout star in the film The Secret.