$264k of DEBT and having ZERO fun | Millennial Real Life Budget Review No. 42

$264k of DEBT and having ZERO fun | Millennial Real Life Budget Review No. 42

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Debt Free Millennials
1 Video View·Sep 26, 2025

Thanks for being here! I'm back with another very real budget review - this couple is about to have a jump in income, but with a debt balance of over $200K, these folks are not allowing themselves ANY fun. I'm going to share all the details with you on how they can make a comfortable debt-payoff plan and fund some fun times!

Links mentioned
💲Student Load Tracker is part of my Super Budget Template: https://debtfreemillennials.com/super-budget-template/

👩🏻‍💻 Want your budget reviewed anonymously on my channel? Fill out the Google Form here - https://forms.gle/7RpbxEEUtoLayMx76

🔬 Projection Lab: https://projectionlab.com/

Chapters
0:00 - 0:29 - Intro
0:30 - The Basic Info
1:56 - A Mountain of Student Debt
3:58 - Something Doesn't Add Up
5:12 - Time for an Audit
6:16 - How to Summit the Debt Mountain
8:28 - Find the FUN!!
10:35 - Priority List
11:03 - FIRE Options


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💌 Sign up for the Debt Free Millennials FREE budget toolkit: https://www.debtfreemillennials.com/toolkit

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📝CHECK OUT THE SPEND MORE DEBT LESS WORKBOOK
http://bit.ly/DFMworkbook

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🌟 My favorite money-saving app: FETCH REWARDS
USE CODE WR367 TO RECEIVE FREE POINTS! https://fetchrewards.onelink.me/vvv3/referraltext?code=WR367

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📱If you're paying more than $35/month for your cell phone, you're doing it wrong! Check out Mint Mobile (the cell phone carrier that I use, and keeps it budget-friendly!) - http://fbuy.me/ujCzy

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🚙 My favorite FREE car insurance quote comparison tool:
EXPERIAN® FOR AUTO INSURANCE
https://www.dpbolvw.net/click-100603519-15369152

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🔸 Site: https://www.debtfreemillennials.com

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🎉 Who is Debt Free Millennials? Hi, I'm Justine! Consider me your millennial big sis when it comes to personal finance. We'll cover how to budget, save money, and finally pay off your debt (for good). Let's get you back to financial confidence that helps you crush debt and live a life with more fun and fewer payments. Glad you're here!

Disclosure: Links contain affiliates. When you buy through one of my links, I will receive a commission. This is at no cost to you and helps support my channel!