“Call the Cops on This Guy!”

[Music] brought to you by the every dooll app start budgeting for free today I'm pretty much a a single married mother of two and I am um I just recently had to get a restraining order against my husband in January um either way I am left with the responsibility and finances of two incomes now on just one MH um I've done a I've done a the budget on the app on the every dollar app and I am just consistently on the red I've done everything to try to bring all my expenses down the best way I I could on just me and my two kids I've done pretty good but um what really is it's my rent um and I can't move until my lease is up because I don't want to break a lease so um how much wae let let me stop a second honey okay so a restraining order so he was physically abusive uh yeah on yeah on Christmas it was the last draw yeah so I and how long have you been married how long have you been married uh five years okay I'm so sorry um okay okay what do you make H uh well my salary is uh 55 55 576 what do you so 55,000 I am I work for United States Postal Service okay and uh how old are your babies again uh six and four okay is everybody safe now yes um the restraining order has a space at at the home yes okay and well they're not magic so um but but it but so far it has worked right yes um why'd you hesitate because he's popped up but you know um as soon as I I tell him to get out of here I'm gonna call the cops he he pretty much runs but he doesn't make it easy for me but I and what I mean by that he how many times has he popped up twice so far since January January 10th is there okay um okay so let me help you with a couple things no I sadly because we help with people with financial crisises I've been in these situations many times in the last 30 years and so I've been forced to learn a little bit about it more than I wanted to okay because it's a a filthy horrible thing that you have endured and I'm very sorry for you the next time he shows up don't threaten to call the cops call them put him in jail okay okay okay quit playing games with this guy he needs to go away he's bad period that's your Uncle Dave who loves you telling you that okay no screwing around with this he goes to jail he violated a restraining order he is threatening you and the children if he pops up again he's going to pop in behind bars I got you pop up buddy yeah I'll put you put you where you can't breathe okay so I'm done with him he's scum okay okay period yeah and I've got to tell you that real directly and real loud because he has told you for five years two things really often and if you're not careful you start to believe them one is is that you'll never make it without him and two is that he's really sorry well he is really sorry but I'm not talking about an apology here I'm just talking about a sorry human being okay right so he ain't sorry he's abusive and you are a thousand times better than he's been telling you for 5 years you're going to make it you're going to be fine and we're going to put a team of people around you to make sure you do okay thank you and you are going to break your lease because you can't afford it how much is the payment 1750 okay so we're going to we're going to have our one of our financial coaches serve you at no cost to you when we get off the phone we're going to hook them up with you and they're going to meet with you and on your behalf they're going to call the landlord and tell the landlord that the husband in the building has been beating his wife and she can't afford the lease now that she threw him out like she should have five years ago okay and the landlord's going to have some mercy and get the house rented to somebody else and you're going to get something you and the kids can afford you are not trapped and you can make it without him you make $55,000 a year the lady that I'm talking to is articulate and intelligent yes thank you aren't you aren't you yeah the best that I can Mis yeah you are I mean every everything I've heard was intelligent didn't you George yes you are a warrior if you survive the crap from him you're going to survive anything yeah okay so how much debt do you have other than this lease that's a problem well that's the thing I um I don't have a car payment um and I have two secured credit cards each for $400 but they've I've paid them up good so you don't have any debt there um no we'll convert you to a debit card on that you're not going to spend money you don't have you got 55,000 coming in so your payments are food lights Water Shelter what else um mainly what it is is that I'm not really taking home that much see when he um in the beginning of year and I got this restraining order he also took a a all of our our savings and money yeah so he cleaned us out and also going to hook you up we're also going to help you contact an attorney and get that back cuz it's not his it's yours and he left two little kids behind and he's not paying any child support and he's going to get the benefit of doing that too yeah I started him on on I started the child support but it takes a minute you know yeah but yeah um I had to but back to that in the beginning when he did that in order for me to pay the rent I had to take a loan out against my 401k okay we're gonna get that not yeah so yeah I'm not taking home all that so and the other thing is you probably have too much taxes coming out of your check yeah that's another thing was he handling all the money before no um we were both doing it but how big a tax refund you get last year that's the thing we we I owe we owe we owe $3,000 so I'm paying that too uh you're not he is well well list he doesn't have legal options here he gets to pay this stuff and oh well he's he's relinquished our responsibility he doesn't get to he doesn't get to decide that the judge will help him with that he may have as a husband and a dad but financially speaking he can't the judge is going to go ah innocent spouse syndrome boom IR you can file a code with the IRS that uh this this debt with them is a result of your husband and um it's called innocent spouse there's a whole form that does it we can help you do that too and then he gets to pay the 3,000 ding ding that's how that works so what you what you need is you need some people in your corner that know how to fight some of this and get you back on balance and we're we're just the ones we're going to help you okay oh yes sir thank you you're you're going to be okay you're going to have to make some moves that aren't comfortable to get stabilized and get a sustainable situation after all this mess because you have less income now to deal with but you now have control of your life again and you're safe again okay yes if he pops up again say Dave I'm calling the cops say it Dave I'm calling the cops there we go there you go we love you darling you hold on we're going to pick up and we're going to take care of you create your free every dooll budget today the 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