"You're Too Old To Keep Doing This!"

Haley is with us rather in Fort Wayne, Indiana. Hi Haley. How are you? I'm great. How are you? Better than I deserve. What's up? I was just wondering if, um, we should pay off our car with the profit from our home sale. Why wouldn't you? Um, because we're, we don't have anywhere like we're going to be living with his mom. Um, and we're basically going to be saving for a while. There's no end date to living with her. Oh, there's gotta be an end date. She wants there to be an end date. How long have you been married? Um, eight years. So what is the profits from the home sale? Um, it should be from 50 to 58 grand maybe. Okay. And why, why'd you sell your house? Basically because we can't afford it. Okay. And how much is your car debt? It's around 16,000. And what's your household income? He makes around 58,000 a year. Okay. And you have three kids, two kids, two kids. Do you work outside the home? Haley? No, I do not. Okay. So if you were to pay off your car, uh, that, that would leave you $40,000, $42,000 to be precise, right? Okay. And you, if you went and rented a house, why do you have to live with your mother-in-law, what you do wrong? It quickly, he just wants to live mortgage free. Like he wants, he thinks that I don't care what he wants. I'm asking what you guys did wrong. I mean, you're, you're, you're, you're like grownup adults with a $60,000 job and two kids, and you have no debt and $42,000 in the bank, you should not have to live with your mother-in-law. Well, it'd be really hard to buy a house. I said, go rent. That's option C. Yeah. He hasn't thought about that at all. I mean, it sounds like a waste of money, basically. I don't know. So is a divorce. No, I ain't living with my mother-in-law, Haley. With no ending. This is our fourth time. So yeah. Your fourth time living with her. Yeah. Why has this become the hammock? Why is this a pattern? I don't know. The thing is his mom has said that she would give us two acres. Oh, that's sweet. I'm not living with my mother-in-law. Um, two acres is not enough room. Of like somehow being able to build like a barn dominium. But now we're at the point where he's like, well, maybe we can afford like an apartment with a garage on it. Which I've been trying to be open to, but having two young kids, I'm like, eh, sounds like kind of small. I think your husband needs to choose reality. And the reality is we can't afford the dream barn dominium. We have to rent for a while. While we keep saving. Yeah. Listen, mom's not the answer to your future prosperity. You and your husband developing a game plan is the answer to your future prosperity. Every time we run home to her for future prosperity, your life gets worse, not better. Okay. Did I miss something? No, no. Please go rent something inexpensively. Take five jobs. You pick up a side job that you can do from home while the kids are there. You guys get to work, make some more money, pile up some money to add to the 42 and go get you a nice little house that you can afford. Quit running home to mama. You're too old. What I would do.