PERSONAL FINANCIAL PLANNING | ONE SHOT | UNIT 1-5 | SEC | DU/SOL/REGULAR/NCWEB
"Finance for Everyone – Skill Enhancement Course | Semester 2 Delhi University | One Shot Complete Units 1 to 5":
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📚 Finance for Everyone – Skill Enhancement Course | Semester 2 Delhi University | Complete One Shot Video (Unit 1 to 5)
Welcome to this comprehensive One Shot video that covers all 5 units of the "Finance for Everyone" Skill Enhancement Course (SEC) offered in Semester 2 of Delhi University.
If you're a DU student or someone who wants to build a solid foundation in personal finance, this video is perfect for you! Whether you're preparing for exams or aiming to improve your financial literacy, this video simplifies complex concepts in easy and understandable language.
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📌 What’s Covered in This Video?
🟩 Unit 1: Introduction to Financial Planning
Meaning and importance of financial goals
Steps involved in financial planning
Budgeting income and expenses
Time value of money explained simply
Introduction to savings and its benefits
How to manage spending and stay financially disciplined
Importance of setting alerts and ensuring fixed commitments
🟩 Unit 2: Investment Planning
Objectives and step-by-step investment process
Understanding returns and risks of different asset classes
Portfolio risk, return, and diversification
Asset classes covered:
Gold Bonds
Real Estate
Greenfield and Brownfield Projects
Fixed Income Instruments
Derivatives and Commodity Markets
Mutual Funds
International Investment Avenues
Currency Derivatives and Digital Currency
🟩 Unit 3: Personal Tax Planning
Overview of the tax structure in India
What is personal tax planning and its scope?
Key exemptions and deductions available under the Income Tax Act
Detailed comparison:
Section 115BAC (New Regime) vs General Provisions (Old Regime)
Understanding the difference between tax planning, tax avoidance, and tax evasion
🟩 Unit 4: Insurance Planning
Why insurance is essential
Different types of insurance explained with examples:
Life Insurance
Health Insurance
Property Insurance
Credit Life Insurance
Professional Liability Insurance
🟩 Unit 5: Retirement Benefits Planning
Why retirement planning is important from a young age
Step-by-step retirement planning process
Pension schemes in India: NPS, EPF, PPF, etc.
Concept and benefits of Reverse Mortgage
Basics of Estate Planning for wealth transfer
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🎯 Who Should Watch This Video?
DU students of Semester 2 (Skill Enhancement Course)
Beginners in personal finance
Anyone interested in managing money smartly
Aspirants preparing for financial literacy tests or exams
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