9 EASY ways to quickly earn credit card bonuses in 2024

spending a few bucks on groceries and using credit cards for everyday items isn't going to get you too far in terms of points I mean how much do you spend every month I asked this question because if you only spend let's say 500 a month and you have a credit card that doubles your points by the end of the year you'll have 12,000 points and although that can get you on a flight somewhere here are the simplest ways on how you can get credit card bonuses number one browser extensions if you didn't know certain browser extensions can help you get even more points on top of the points that you're already getting with your credit cards which actually comes to the mention of today's sponsor Kudos so Kudos is a free browser extension that helps you to double your points you're already getting on your credit cards in stores like Walmart Sephora and more but for a limited time Kudos is giving you $20 back after your first eligible purchase and I'm going to tell you how actually I just used kudos to help me get an equivalent of $30 back on my hotel purchase that I purchased on price line for my trip in Japan normally I would get 3% back by using my Inc business card but when I used Kudos browser extension I ended up getting a total of 6% back again Kudos is completely free with no hidden costs as they simply earn a small commission when you shop at one of their partnered sites and Kudos works on all major desktop browsers and your iPhone just use my link below and use the code Jazzy to get kudos and 2,000 points which is an equivalent of $20 back so start doubling your points with Kudos because it's an easy way to get more points number two targeted offers so there are different types of offers in the credit card world and one of which are targeted offers and they're not that easy to find but when you do they are like extra bonuses back in your pocket so these types of offers are personalized and tailored towards specific card holders and MX often has these types of offers so be sure to check if you're targeted and right now I actually check to see how much I'm targeted for with the MX platinum and I have 125,000 welcome bonus offer versus the regular 880,000 points offer and you can also check on sites like card match for additional offers on other types of credit cards so usually targeted offers are best for new credit card sign up bonus though there are some offers out there that are for existing card holders so for those types of offers you might be able to find them when you scroll in your credit card app or sometimes they are emailed to you and there are times when they don't make so much sense for you to go out of your way to do them such as this MX offer which asks you to spend $2,000 to get an extra 1,000 points in membership rewards but if you are going to spend the money anyway it's already better better than what you were going to be earning number three take advantage of big purchases so if you know that you're going to be having a big purchase you should definitely take this as an opportunity to apply for a new credit card there are tons of credit cards out there that give you huge welcome bonuses as long as you meet the minimum spending requirement and that's really the secret on how people like me earn tons of points every year without spending dollar per dollar to get one times the points we want to make sure that our points go a bit beyond that and don't think of only spending big on items like furniture or appliances you can actually expand your thinking and I'm talking about paying taxes with a credit card and yes there are credit card processing fees when paying taxes but if you do the math and you pick the right card or you sign up for a new card the points you'll be making may be worth Beyond those extra fees and I did make a video last week about paying my taxes with a credit card so go ahead and check that out also if you're in the situation where you need to make a big purchase in a short period of time you can actually call your credit card issuer and ask for an expedited delivery I called Chase to expedite my Inc business Preferred Card and I got it within two business days in the past without getting it expedited it would take maybe two weeks for me to get my Chase cards number for retention offers so another strategy worth exploring are getting retention offers now you might think that this is only relevant when you're about to cancel a credit card but that's not always true credit card companies often offer retention bonuses to existing card holders to have them keep their accounts open for longer and usually they vary from statement credits to bonus points or even waved annual fees to get a retention offer you would have to call your credit card issuer and explain something like I'm on the edge to continue holding this card would there be some sort of retention off offer you know of so this is a great way to either rethink if you still want to keep the card or you just want a points Boost number five referral bonuses if you can give out your credit card links to people and get them to sign up that's an easy way to get points back and a lot of credit cards offer referral bonuses to card holders who successfully refer their friends that apply for that card and most of the time they are win-win situations and by the way I do have my own links down below if you're interested in applying to my credit cards but I do encourage you to go around and look out for the best deal online but again if you're using my links thanks so much for supporting my channel so I interrupt this message because there is a thunderstorm outside and if you like rain like me please hit the like And subscribe buttton thanks so much number six transfer bonuses if you ever happen to find a transfer bonus deal and you're already on the lookout to go go somewhere then this is a huge win Chase built various Airlines and other credit card issuers from time to time have these transfer bonus deals where you can get 30 to even 100% transfer bonus on your points and it's so good when your points become more valuable I also advise to only transfer your points if you know you're going to go somewhere soon because there are chances where specific Airlines or hotels would devalue their points such as what United did last last year so either make a plan when you see these deals or maybe just wait for next time and I do kind of wish that I found some transfer bonuses for Hyatt I don't think I've ever personally seen any bonus but if any of you ever find one please let me know ASAP number seven authorized users so authorized users can surprisingly give you points benefits but it does depend on the card so let's talk about some ways on how they can do good for you so for certain credit cards such as some AMX cards they have authorized user sign up bonuses where you can get a bonus as a card holder if the authorized user spends a certain amount of money so these might be targeted offers as well but I saw here that for this person they could earn 10,000 extra points if their authorized user spends $2,000 within 6 months on this card also a tip here if you applied for a credit card and it has a high sign up bonus authorize user users can actually contribute to meet that sign up bonus requirement so that is a great way to reach these high bonuses especially if they're thousands of dollars because Two Is Better Than One Number Eight offer to pay for others when you're at a group meal you should just offer to pay for your friends so then you can get more points at least with the idea that they'll ven mow you back maybe not all of your friends care so much about getting credit card points but you do so why not get all the points by by putting it on your card I used to do this even when I only had a 1% cash back card this was for my first credit card but I was so happy to be getting the cash back and at the same time my friends were happy that they didn't need to pull out a credit card they thought it was easier to Venom me number nine daily credit card spending of course earning points is well tied to your daily spending habits and you want to make sure that you have the best credit card that earns you points in the categories that you normally spending and don't forget about things like water bills tolls electricity and so on I actually just realized that my ink business Preferred Card gets me three times the points on tolls and train tickets and a lot more surprisingly Chase has a pretty wide category on what they consider travel so I just started to put these expenses on that card and then other things you can consider too are debit cards there are people who don't use debit cards at all but then there are those who do use it sometimes people have different spending habits so nobody's really doing it wrong but if you do need to use a debit card from time to time you can consider getting a debit card that has points offerings I made a video about the best debit cards the other day so you can check that out because there are some pretty good debit cards out there so that's all I have today what is your secret to getting credit card points thanks so much for watching and I'll see you in another video bye