Doerkson, Eby battle over the best way forward with no-fault auto insurance system
Oct 15, 2026
AI Generated·May contain errors
Video Summary
AI GeneratedThis debate centers on a proposed shift in British Columbia's ICBC insurance model from a \"no-fault\" system to a hybrid model. While one side argues that the current system fails catastrophically injured victims and their families, the other warns that returning to a litigation-based model will lead to skyrocketing premiums similar to those seen in Alberta and Ontario.
You've promised to replace ICBC's no-fault system
with a hybrid model that would allow more big-money lawsuits.
Personal injury lawyers want this.
They've lobbied for it, but many British Columbians
worry it will drive up their own insurance premiums,
especially after seeing
their rates noticeably fall under the current system.
Mr. Dirksen, will you take the opportunity right here, right now,
to guarantee that drivers will not pay a penny more under your plan?
I will say this, Shaoqi.
This is a very serious topic in this province, and it's one that seems
to be ignored by many. I am committed to keeping
our rates very competitive in British Columbia.
British Columbians, of course, want that.
But on the other side of that, when you speak with a
woman in the Kootenays who has lost her daughter
and two of her grandchildren in a car accident
that had simply a tire blow on the front end of a logging truck
and that there has been no
compensation for supports for that family,
no compensation for those children going forward
at this point, the children that survived the accident.
It's shocking to me that we're having
this debate. We will put guardrails in place
that will protect the rates for British Columbians by
making sure that there are caps on what lawyers can charge.
But I will not let those individuals down
that have frankly been let down
for a number of years under this no-fault scheme.
It is not working for those that are catastrophically injured,
those that have been hurt so badly.
It is not working and it is not serving them well.
It's hard to imagine for British Columbia families facing
an affordability crisis
that the Conservatives would
do what they're planning to do on car insurance.
Now, look, the enhanced care system is not perfect.
We built a five-year review into it from witnesses
who've had a negative experience with the system.
We've got to fix those issues.
But the idea that you're going to open up the door
to personal injury lawyers again?
I want to take British Columbians back to the dumpster fire of ICBC
losing a billion dollars a year,
30% rate increases slated for British Columbians in a single year,
some of the most expensive insurance in Canada
and we move to the enhanced care system.
Now, Lorne, you want to move British Columbia
to the Alberta system or the Ontario system?
It's more than double.
Who's going to pay for those lawyers, Lorne?
Where's that money going to come from?
It's coming from the pockets of British Columbia.
The personal injury lawyers will make you man of the year, Lorne.
But unfortunately, that's going to come out
of the pockets of British Columbia with double insurance.
Mr. Eby, you're unclear on how much damage has
been done under this system.
I have spoken to multiple people.
I can certainly go through all of those experiences.
Another woman on the Lower Mainland whose daughter
was killed in the front seat of a car
when it creamed into a telephone pole.
There has been no support.
And the fact that you don't want to talk about that,
the fact that you don't want to engage
in that conversation is shocking to me.
Those are tragic stories, and you, in fact,
set up a committee to hear from people just like that.
We absolutely must have that.
But then you called an election and paused that ICBC panel.
That work will continue because it's been said and lost.
It should have been delayed because of this election.
That conversation should have been happening now.
Hundreds of people reached out to our legislature.
Hundreds of people were to be having that conversation right now.
And the reality is that for every driver at home,
they just want to know one thing.
And has denied all of those people their comment.
Every driver at home wants to know one thing.
You say you want rates to stay competitive.
Of course I do.
You will not provide the three-year freeze
that we are guaranteeing to British Columbia.
Of course I want rates.
So tell British Columbia, just tell them one simple thing.
How much will their car insurance cost them to replace them?
I absolutely want our rates to stay competitive,
but you are missing the point, Mr. Eby.
You heard him.
He doesn't know how much your rates are going to be.
And you heard him.
Call a relative in Alberta, call a relative in Ontario,
and you will hear their rates are more than double.

