Is It Becoming A Great Time For Income Investors? | Steven Bavaria
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Bond yields are at their highest in decades.
And that makes things a lot more attractive for income investors.
To explain why, and share where he sees the greatest income opportunities right now, we're fortunate to welcome back to the program Steven Bavaria, creator of The Income Factory.
#incomeinvesting #bondyields #interestrates
0:00 Who Steven Bavaria is and what the Income Factory does
2:17 How rising yields have affected the strategy
4:27 Floating-rate loans and BDCs: little duration risk
5:16 High-yield bonds: short-term price hits vs holding to maturity
8:48 The rental-property analogy for income investing
10:28 How funds react when yields rise vs owning individual bonds
12:16 Why he focuses on NAV and cash distributions, not daily price
16:24 Will a fund's income actually rise as bonds roll over?
19:59 Reinvesting distributions at lower prices
20:14 Income Factory vs counting on equity capital gains
21:52 Better to start in rising yields or falling yields?
25:48 Credit's one main risk vs the many risks in stocks
28:12 Why this environment looks favorable vs stretched equities
32:36 After 40 years of falling rates: a possible secular shift
35:03 Could a young investor use this to compound toward seven figures?
36:34 Sequence-of-returns risk for people near or in retirement
38:11 RMDs and paying yourself without selling capital
41:05 Does he ever plan to sell the factory?
45:32 Living on the income and leaving the assets to family
48:06 People who own small- and mid-cap stocks already own the “risky” debt
50:06 Wide discounts vs historical default and recovery rates
51:50 Current opportunities in BDCs and private credit
55:21 PIMCO closed-end funds trading at unusual discounts
57:55 Covered-call funds, MLP funds, and other building blocks
1:01:12 Inside the Income Factory on Seeking Alpha and the viewer offer
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