Is The Ritz-Carlton Card ACTUALLY Worth It? (1-Year Review)

Hey guys, in this video, I'm sharing my honest review of the Ritz-Carlton card after a full year of using it. We'll walk through why I decided to upgrade to the Ritz in the first place, exactly how much value I got back from the card's credits and benefits this past year, including a confession about a mistake I made with the card's biggest perk. I'll also break down why my current card setup makes it hard to get real value out of this one, and share my honest verdict on whether I'm keeping the card, canceling it, or product changing it down to something cheaper. If you've been wondering whether the Ritz-Carlton card is still worth it, how the Ritz-Carlton compares to cards like the Chase Sapphire Reserve or Amex Platinum, or whether the Ritz-Carlton is actually the best hotel and lounge access card out there, this video is for you.


📚 Chapters:
00:00 The Game Plan
00:23 Why I Got It
02:06 Year-1 Value: Flight Benefits
03:16 How I Track Credits Automatically
04:36 Year-1 Value: Flight Benefits (Cont.)
06:45 Year-1 Value: Hotel Benefits
10:43 Year-1 Value: Earning Categories
11:40 Keep, Cancel, or Product Change?

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