Utah insurance commissioner warns homeowners about flood coverage gaps

Name: Utah insurance commissioner warns homeowners about flood coverage gaps
Uploaded: 2026-08-22T03:23:34.897Z
Duration: 9 min 27 s
Channel: Homeowners Insurance
Description: Utah Insurance Commissioner Jon Pike says the typical homeowner’s insurance doesn’t include flood coverage. "If a flood really originates inside a home, like a pipe breaks, then that would typically be covered under your homeowner's insurance," Pike said. "But if that flood originates outside the home, then it's not."

Homeowners Insurance

Aug 22, 2026

Utah Insurance Commissioner Jon Pike says the typical homeowner’s insurance doesn’t include flood coverage.

"If a flood really originates inside a home, like a pipe breaks, then that would typically be covered under your homeowner's insurance," Pike said. "But if that flood originates outside the home, then it's not."