
23 Things You Should Do With Your Money

In this video, I go over 23 things everyone should do with their money. Let me know which of these you already were doing and what you took away from the video down in the comments!
WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
⏱️ Timestamps:
0:00 - Start Here
0:10 - Track Your Net Worth
1:35 - Open a Roth Ira
2:45 - Build an Emergency Fund
3:56 - Excess Cash in a HYSA
4:35 - Don't Buy Just Because You Can Afford It
5:28 - Negotiate Your Bills
6:17 - First Class In Dollars Per Hour
7:14 - Invest In Your Income
8:08 - Credit Utilization Under 30%
8:44 - Never Carry Credit Card Balance
9:14 - Know How Much Is Enough For You
10:19 - Take Advantage of 401(k) Match
10:56 - Investments With Low Expense Ratios
11:34 - Use Backdoor Roth IRAs
12:27 - Automate Your Savings
13:18 - Diversify Your Money
14:06 - Don't Lend to Friends & Family
14:45 - Know Your Credit Score
15:21 - Talk About Your Finances
15:49 - Open an HSA
16:29 - Take Advantage of Trump Accounts
17:20 - Have a Fun Money Account
17:58 - Set Up An Estate Plan
#business #motivationvideo #investing #money
