Why Your Homeowners Insurance Bill Keeps Going Up -- And What to Do About It

Homeowners insurance prices are up a whopping 24% since 2022 as more frequent and costly floods, fires, storms, and other extreme weather events tied to a changing climate drive up the cost of covering homes. In some parts of the country, companies aren't just raising rates, they're refusing to write policies. Bob Litterman co-created the Black-
Litterman model that the financial industry still uses to price risk, spent 23 years running risk at Goldman Sachs, and now is part of the Coalition for an Insurable Future. He joins Joe and OG on a special Thursday episode to explain what's actually happening, why it's not going to stop, and what you can do about it right now.