"You Were Lying" Inside Hawaii's 14-Page Purchase Contract

Every real estate transaction in Hawaii done through a licensed agent runs on the same document: the 14-page Hawaii Association of Realtors purchase contract.

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CHAPTERS
00:00 The one document behind every Hawaii deal
00:32 All 14 pages in four minutes
04:23 Page 1: who can use this form, TMK numbers, dual agency
09:47 Sections B & C: earnest money, price, and commission
19:09 Section D: addenda, "as is," early occupancy
22:31 Section E: legal description and inclusions
30:01 Section F: closing dates and the 10-day extension
34:48 Closing costs and the 40/60 split
37:32 Sections G & H: title defects and financing
40:22 "You were lying" — how an agent cancelled on our seller
46:41 How a buyer can self-sabotage their own loan
49:34 Section I: disclosures and the amended disclosure trap
56:36 Section J: home inspection, walkthrough, cleaning
1:04:36 Sections K–N: survey, termites, HOA docs, tenants
1:12:15 Section O: the cancellation clause behind every bluff
1:14:14 HARPTA, Section Q, and escalation clauses
1:18:26 The last page: accept, reject, or counter