How to apply for short-term disability?

Disability lawyer. I'm going to answer the question right now, how do you apply for short-term disability? If you like this video, hit that like button. Don't forget to subscribe and leave us your comments if you want clarifications or have anything you'd like to let us know. So how do you apply for short-term disability? The easy answer to this is that you have to apply by putting in an application. So you have to get the application package itself to apply. You're going to get that package usually from your employer. That will include an application form and usually a form that your doctor has to fill out. So you would fill out the application part yourself. You would get the form off to your doctor and then you would get both of those forms back into whoever is administering the short-term disability plan. That will usually not be your employer directly. Normally your employer is going to hire a benefits administrating agency or it will be an insurance company. So you would actually send the forms to those people. It'll say on the forms in application package who to send them to, but that is usually what's going to happen. Sometimes you can upload them online as well depending on the type of group benefits plan you have. So you start by getting in the application form, the medical report form, get that into the benefits administrator. They will review it and then they'll let you know if they need more information. Normally they're going to want to talk to you and you're going to get a phone call from the claim representative at the benefits administrator. They're going to want to get more information from you, just clarify some things. It's normal part of the process. They may also want more details from your doctor. Often a medical report form isn't enough. The doctor maybe didn't explain things well enough or the insurance just wants more information. And in that situation they may ask you or they may write to your doctor to get more information. So that's really how this application process goes. You have to get an application package into them that you fill out and sign yourself. Then there'll be a little bit of back and forth while the claims people are reviewing your case and making a decision on whether to approve it or deny it. So there you go. That's a short summary of how you apply for short-term disability benefits and what you can expect. Again, we have more detailed videos on how to go about doing a better job with all of this, but this is just to give you an overview. If you have more questions, leave them down below and I look forward to seeing you back here next time.