What To Do If Your Employer Tells You Not To Apply For Long-Term Disability Insurance Benefits

What should you do if your employer tells you not to file a claim for short or long-term disability benefits and just apply for Social Security disability benefits? Now, many employers are self-insured for short-term disability insurance benefits. That means that your benefits come out of their pockets. Every penny comes out of their pockets. So, if your employer tells you not to file a short-term disability claim, they're illegally interfering with your rights to your benefits and they can be sued. Your employer and your HR department are potentially setting you up to lose your coverage by suggesting that you reduce your hours to less than 30 hours per week. Why? Because you might not be eligible for group disability insurance, health insurance, or even life insurance benefits. And they also may be setting you up for a termination. They may suggest that you not file a short or long-term disability claim, but just stop working and apply for your Social Security disability benefits. Now, as an arrested disability and Social Security disability attorney, I can tell you that it's not easy to get Social Security disability benefits. Depending on where you live in the United States, it can take as long as 30 months to get your benefits. So, who's going to take care of your bills and your medical care when that happens? When you haven't applied for short-term or long-term disability benefits or you lost your coverage? Not your employer. Now, if your employer is giving you the runaround and tells you not to apply for short or long-term disability benefits or says, just apply for short-term disability benefits, quit and then apply, you need an attorney immediately. I'm going to use a legal term. Your employer is trying to screw you out of your benefits. Don't let them do that. Call me today at 727-894-3188 for a complimentary consultation. Learn more about your rights to your short-term and long-term disability benefits and getting your Social Security benefits. I'm going to want to ask to see a copy of your short or long-term disability plan or policy so that we can have a meaningful discussion. Call today at 727-894-3188 for a complimentary consultation.