Does Homeowner’s Insurance Cover Structural Damage..

Does homeowners insurance cover structural damage in Florida? In many cases, yes—but coverage depends on what caused the damage. In this video, property insurance attorney Ben Wolvage explains how homeowners insurance may cover structural damage when it results from a covered peril like wind, hurricanes, fire, hail, lightning, or certain kinds of water damage. He also breaks down why so many structural damage claims become disputed, delayed, underpaid, or denied by insurance companies.