She Built a 5-Unit Rental Portfolio BEFORE Graduating College

At 18, she was a division one golfer, getting paid $10 a week by her dad to read Rich Dad, Poor Dad. Six years later, she owns a century-old fourplex in Dallas that spent all of 2026 trying to kill her. A frozen yard, a raccoon break-in, a collapsed cast iron plumbing, and a sink that actually ripped clean off the wall. And she's still in the dust, still swinging the hammer. Today, we're breaking down how a college kid went from a $10 book report to a four-unit building at graduation and the system that's keeping her from quitting when a century-old building starts fighting back. This is The Real Estate Rookie Podcast. I'm Ashley Kerr. And I'm Tony J. Robinson. And with that, let's give a big warm welcome to Megan. Megan, thanks for joining us on The Rookie Podcast today. Thank you so much for having me. Well, Megan, before we get into your fourplex, take us back to the weekends as a kid where maybe you were dragged along to your dad's job sites. What were you actually doing on those weekends and why did it feel more like a punishment than an opportunity at the time? Yeah, so around when I was 10 years old, my father bought his first investment property. And so, you know, as his child, his daughter, I was basically hired, which is kind of a nicer way of saying I was being dragged onto his properties to go help out. But yeah, I would go help break down walls. I would help put up some paint. I would do some gardening for him. And it definitely did feel like a chore at times. You know, I was 10. All my friends were hanging out. And depending on what I was doing, I was getting muddy or dusty. So I didn't really see it as an opportunity back then, but I am very grateful now. Looking back, I, you know, I gained some certain skills and it was definitely the entry point, I would say, into what I'm doing right now, which is, you know, renovating my properties and leveraging the appreciation of my properties to pay, you know, existing debt and fund my next deals. Yeah, and kudos to your dad for planting that seed. And, you know, Ash and I are both parents here as well. And I think for us, it's how can we start laying some of those foundational things that we wish we would have learned sooner in our lives, right, and kudos to your dad for doing that. But fast forward a few years, Megan, to 2020, COVID hits, you're in California at the time, which is one of the strictest states in the country when COVID hit. You're 18, you're finishing high school on a laptop, and then your dad walks up with a very specific offer. I guess, walk us through the deal that he proposed and what kind of flipped the switch for you in that moment. Yeah, so it was my senior year of high school, you know, stuck in my bedroom, and probably like most 18 year olds, I was binge watching, you know, TV on my laptop, scrolling on my phone, and my dad walks through the door and proposed that he would give me $10 for every book and written book report that I gave him. So I accepted that challenge. The first book that he assigned to me was Rich Dad, Poor Dad by Robert Kiyosaki. And this book truly gave me a new outlook on life, but honestly about what wealth means. So before this book, I defined wealth as having a good high paying job, or, you know, going on these cool vacations, or having all these material goods that I thought represented wealth. And on the first page, Kiyosaki basically defines an asset as something that puts money into your pocket, and a liability is something that takes it out. So I realized then that all of the material goods and whatnot that I thought represented wealth was actually a liability itself. And it kind of also made me realize how all the times that I was going to go help out my dad when I was a kid, you know, he was building a machine that would work in his sleep, it would create passive income. And it truly, it made me realize that there was a difference between working for money versus having money that works for you. Now, did your dad have you do any other books for these books assignments? Or was it the one and done deal that kind of set you off into your new journey? Yeah, so the second book that he gave me was The Subtle Art of Not Giving an F by Mark Manson. I definitely had, I used to struggle with definitely being a people pleaser. But this book was a huge reality check for me. It was, it's about being comfortable, you know, in something that you're not comfortable in, basically. And in real estate, especially when you're starting off young, or even if you're a female, everyone has an opinion, you know, of what you should be doing. And this book kind of taught me to stop wasting my energy on things like that. I actually saw this reel yesterday, and I think it was with Kristen Bell. And she was talking to someone about being a people pleaser, and how she couldn't even tell a flight attendant that she wanted one cream instead of two creams, and just sucked it up. And her whole brain was just focused on this, trying to convince herself to just do it. And she wouldn't do it, because she just didn't want her to make her feel bad or whatever. And I don't know if it was a psychologist or someone she was talking to, but they were just like, it's actually selfish to be a people pleaser, because you're thinking about how you feel. You're thinking about how you're going to feel if that person gets upset or their feelings hurt. You think about yourself, and it was like really interesting to think of it that way, because I feel myself in some of those situations also, where I just don't want to, you know, have any kind of confrontation. So I don't say anything. But so tell us, kind of walk us through how you went from opening a brokerage account to being an investor that way at the age of 18, to someone that has now bought a townhouse next to campus at 20. And how did you actually make this happen? Yeah, so definitely after reading those books, I didn't jump straight into, you know, my next multifamily deal or anything. I was a full-time student athlete at SMU. So my sport was taking up a lot of my time, but I really wanted to start on my journey towards financial freedom. So I did the next best option for me, which was opening a brokerage account and adding as much of my birthday money and Christmas money I can into the stock market. And it was actually, it was a lot of fun. I, when I went to college, a lot of my friends hadn't opened accounts as well. So when they started realizing what I was doing, you know, they started asking questions and they started opening their own accounts. And it was a moment of pride for me for that moment. But my rookie deal was actually my junior year of college. So junior, senior year at SMU, you're required to move off campus and find off-campus housing. So a lot of my friends, we were all looking at different apartment buildings, trying to get in contact with all these management groups and whatnot. And I realized that this would be a perfect opportunity for me to get my rookie deal and start my, you know, real estate portfolio. So I was lucky enough to find a townhouse that was right next to campus. It was perfect. Purchased the property in the low 500s. And that's where I house hacked for the next two years. I lived with my best friend and it was such a blast, honestly. But house hacking during my junior year was essentially a crash course in adulting for me. Something that a dorm or, you know, an apartment building couldn't really provide. I was now an owner-occupant. The responsibilities really fell on me to get the utilities set up, managing all the bills. When things break, I gotta fix them. It really forced me to grow up quickly because I wasn't just a student anymore. I was a property manager and I was a homeowner. Megan, what market was this in? You said SMU. What university is that? What city are you buying this property in? It's in Dallas. Oh, it's Southern Methodist University is where I went to. And you said the purchase price was 500K. How did you fund that? Was it all personal savings? Did you bring in like family or friends to help fund the deal? Like, what did that look like? Yeah, so as of... So for the financing portion of this property, I did use a private loan. I think the hard reality of the real estate journey is definitely the funding portion of it. That's where a lot of people do get stuck and I was blessed enough to be able to have private funding from my inner circle. The down payment I used for this property was actually my red envelope money that had been invested and compounded for the past 20 years. Would you happen to know what red envelope money is? No. So in Asian cultures, older family members will give you red envelopes full of money for your birthday or any special occasion. And so this money usually is typically used for toys, clothes, things that you wanna buy for yourself. But in my case, I invested the money. So the down payment was using the red envelope money and the balance of the money of the purchase was a private loan at the rate of 4%. So for the private loan, I had spent a lot of my childhood proving to people that I will see things through. And I try to show them in the ways that I deal with everyday problems or in building a level of trust and showing them that I'm willing to succeed. And with that and having good business analysis, I was able to find people who would trust me with their money. And again, I'm incredibly blessed, but I have also done the legwork for it to make sense on their part as well. So just to clarify that Megan, you had no traditional bank debt. It was the money that you had saved up and then you raised money for the remainder from folks who were in your network already. So that's phenomenal. But yeah, for folks that are listening, I don't want anyone to say, oh, well, Megan had it easy because of X, Y, and Z. To your point, it was a resource that you had, but you still put in a lot of work to be able to present that to people. And you put in the work for people to trust you to be able to do that. And even for folks who are listening that maybe don't have anyone in their personal network right now, there are still other ways for you to replicate what Megan's done. And maybe it's going with an FHA loan that's 3.5% down. Maybe it's using something like the NACA loan program that's 0% down. Maybe it's doing something like a BRRRR process where if you find a cheap enough property and there's enough spread in there, the bank will lend everything to you. There are a lot of other ways to replicate what Megan's done, even without the resources of someone being willing and able to fund the majority of the purchase. But I just wanted to highlight that because I think it's important for folks to know how you, you were what, maybe 21 at the time? I was 20 years old. Yeah, that's incredible, you know? So you get into this house hack and like you said, it teaches you a lot. I guess just one last question, right? Because you're house hacking, you're landlording. Were there ever any moments where maybe things got awkward because you're not only sharing a space, but you're also the landlord in that situation where things never got awkward with your tenants who are also your friends? For me, thankfully not. She is still one of my best friends. We didn't clash too much. I feel like I knew my place and what I needed to do. And I would do it in a timely fashion. So there was never a moment where we would clash over certain things like that. I mean, I feel like it's hard for any girls to live together and to not clash a little. Tony will soon find out, soon enough, now that he has his baby girl. So Megan, let's set the stage. It's graduation week in 2024. You're only 22 years old. And instead of celebrating with a trip or a job offer, you close on a century old four plaques in Dallas. Walk us through why a four unit, first of all, a hundred year old building and how a 22 year old with a single townhouse under her belt actually gets a deal like this four plaques. Yeah, so the week of my graduation, I closed on this four plaques in this area called the lowest Greenville. When I actually first started college, it wasn't considered like the nicest place. People weren't too keen on going over there, but around my junior year, I realized that a lot of the good restaurants and stores and grocery stores were heading over to the lowest Greenville area. So when this property popped up on Redfin, I thought this would be a perfect opportunity. This property was not as good of an investment in terms of cashflow, I would say, as the townhouse, but I invested in the property due to the potential appreciation of it. So right after, so right before graduation, I purchased this property for around 900,000 and the down payment was 45%. The townhouse that I had actually purchased in 2022 had appreciated about $100,000 in that couple of years. So I was able to do a cash out refi and use that money as the down payment for my four plaques. And then I pulled a DSCR loan from a lender in Texas at the rate of 6.25% for the balance of the purchase price. So I had actually talked to multiple lenders, ones in Texas, other in California, but I found that the Texas lender had better rates, which is why I went with them. I feel like in 2024, 6.25% for a DSCR loan is actually really good. Yeah, it was very good. Megan, if I heard you, I think you said the down payment was 45%. Yes. That's a big down payment. Is that part of the reason that the rate was so low is because they wanted so much equity brought to the table? Well, I wanted my down payment to be 45% just so that I showed them that I had skin in the game. I wanted this property as well. I wanted help from the lenders as well. And I was able to prove to them, you know, that I can do this. Man, so it was for you. So was there like a, were you maybe looking at the cashflow to say, hey, if I put a bigger down payment, the cashflow is better or, because I mean, even at like 20%, that's usually enough skin in the game for most DSCR lenders. So I'm just trying to understand the thought process from maybe a 20% or even 25% on DSCR up to the 45%. Yeah, so I actually moved in to one of the units. So I was house hacking as well. So I was making cashflow off of that. 45% is a lot, but I was able to get the 6.25% loan. So in my mind, again, it wasn't all about the cashflow. It was about the appreciation of the building in such, in an area that had been appreciating for a long time now. So you put down this big down payment, but you do that by refinancing the townhouse. So it sounds like you paid off the private money folks that you had used for this initial purchase and you refinanced that into like long-term 30-year fixed debt, or was it DSCR on that one as well? Yeah, it's a 30-year fixed loan. It's when I got the DSCR. Isn't that so cool? In the span of a couple of years, you're able to generate almost six figures of equity in this one deal, which then helps you buy your next deal, which is four times the size of the first deal, right? And that's how real estate starts to compound. So you find this fourplex. It needs a little bit of work, right? So maybe walk us through when you first moved in, what was the condition of that fourplex and what was the original scope of work? What was it that you wanted to tackle as you went into the first few months or years of owning this property? Yeah, so my plan was a rolling renovation. I would finish one unit, and as I was doing construction and renovation in one unit, I would move into that unit. And as soon as I finished up, I would move into the next unit, renovate that unit, and the cycle would keep going through the building. Interesting. Were you doing a lot of the work yourself, Megan, or were you outsourcing? I was doing a lot of my work myself. It's definitely a cheaper way to go about it, but my real answer would be that a lot of the contractors that would come give me quotes would ghost me. Or a lot of the times they would come when potentially my dad was there or even my boyfriend was there, and they would talk at them instead of talking at me. And they would just assume I was a tenant or an assistant or anything but the owner, really. So it was definitely hurtful at times, but doing the work is definitely rewarding. I had an experience once where I was meeting somebody to look at it. It was actually a four-unit also, and I got out of the car or whatever, and they shook my hand and stuff. They're like, oh, is your husband coming? And looking to look into the car to wait for someone else to get out. I was like, no, it's just me. Now, we actually became pretty good friends after that, and it's something we always joked about. He's like, oh, I never meant anything bad by it. I just, yeah. Megan, I'm curious, what was the scope of the work you were doing in these units? Was it just painting and putting new hardware, or were you tearing out kitchens and tearing out bathrooms and new drywall? What was the actual scope within each unit? Yeah, so the fun thing about this fourplex is that way back when, it actually used to be a sixplex. So over the years, someone had come in and took down walls and started building other walls and made it into a fourplex. So legally, it's considered a sixplex, but it was marketed and sold as a fourplex for a couple decades now. So for me, it's more about digging out those two units, those two buried units, as well as redoing the flooring and putting up new paint and moving doors and whatnot. So when you say digging out those two units, is it putting walls back up that would kind of carve those additional two units out? Or yeah, I guess, what does that scope look like to bring back those additional two units? Yeah, so somewhere along the lines, people were putting down walls, and you can tell that it was put there just because the original hardwood floors would be running under these walls. And when I took down the sheetrock, you can tell that there was framing for doors where there aren't doors anymore. And there are areas where they just put up sheetrock, and you can tell that there used to be a door there. And there are other small areas that are, I guess, considered closet space, which they definitely just put there just to put there. Make it a bedroom, count as a bedroom, probably. Yes, definitely, definitely. Now, did you have any, with the property being like that, was it already separately metered as a six unit? Like, did each have their own water meter, electric meter? Is it all in one meter? Did you have to do anything like that, or even did you have to get more furnaces or something like that, or extra boilers? I have a family that's a single family home, but at one point in time, it was a duplex. And so each floor is still separately metered. Each floor has its own HVAC, and it's still mechanically set up. So did you have to do anything with the mechanics of the property and the metering? No, because this fourplex slash used to be sixplex was actually a dormitory way back when. So all of the utilities are tied together. And in Dallas, it's actually kind of common for the utilities to be included. So I pay the utilities, but those costs are in the rent. Now, let's fast forward to 2026. So this building basically decides to declare war on you. You end up having four separate disasters. So take us through each one of those, and let's start with the January freeze. Yeah, so in January, Dallas had this massive freeze, and it essentially turned my front lawn into a giant ice skating rink. So this year, I discovered that the way that the property is positioned, that the sun never actually hits my front lawn. So while all the neighbor's lawns were thawing out, I was essentially stuck in the ice age. And we were stuck in that ice age for at least an extra week, a week and a half. And I had to convince my boyfriend to come help chip the ice off the pavements so that the tenants are safe. And it did take us quite a long time, but at least I know for next year. Let me ask, right, because I don't live in an area where we have to deal with freeze like that, and Ash, maybe you can give some insights, but how do you prevent that? How do you make sure that the sidewalks and all those things don't freeze over? Yeah, so people are salting the sidewalks. Now, it does help, but in Dallas, it doesn't actually snow, it sleets, and then it gets super cold, so it just ices over. And so it's really hard for the ice to really go away at times. So even if you salt everything, it will still freeze over. It's just about how much easier it is to pick up the ice, I guess. Yeah, that's the same thing we do in Buffalo is sidewalks are salted. There's so many different types of salt. Some is harmful to pets. Some can actually erode your sidewalk. I've seen landlords put in their lease agreement that they don't even allow the tenants to salt because it does erode on the sidewalk, which to me is just more of a liability. But yeah, that really is the main thing. Or actually, a lot of businesses, when they're doing new development, they actually put in, you would do a radiant heat in your house, the in-floor heat, they put that in the sidewalk. So your sidewalks are heated, so it melts the ice and the snow before it even gets to. So you deal with the freeze first, and you chip through that. What's the next kind of disaster that hits you on the fourplex, Megan? Yeah, a few weeks later, these unwanted tenants, these raccoons decided to move in. They broke in from the outside through the inner wall. They knocked over a full pint of white paint. And I walk into the stairwell with, there are these tiny little white paw prints everywhere, up and down the staircase. There's two extra holes in the walls for them to exit out of. I mean, at that point, I wasn't even mad. I was just like, I can't believe this is happening. How do you deal with raccoons? Is it calling the pest control, or who do you call? I'm not even sure for a raccoon. Yeah, I actually learned that raccoons are considered critters. They're not pests. They're too big to be considered pests, I guess. So lots of, they came in, they put cameras in the walls, and I guess they spray pheromones outside of the building so that they're attracted to those pheromones instead of the ones in the building. We had an issue at one of our properties with flying squirrels, and from the inside, they sound like mice. They sound like rats are inside, right? So we had guests who were reaching out to us saying, hey, we're pretty sure that there's rats in this unit. We're like, oh my, and this is a cabin in probably one of the more wooded areas that we own. So we're like, oh my goodness. It turns out it's flying squirrels, but apparently flying squirrels are really hard to get rid of also. So it was a few rounds of trying to get them out that we had to go through. So you've got the ice, then you've got the raccoons. What hits you next, Megan? Yeah, not even a month later, I find out the century-old cast iron plumbing had collapsed in a very disgusting fashion, I would say. I won't go into too much detail, but let's just say black chunks coming out of the drains. Thankfully, this unit, I just finished renovating so no one was living there. But you had just finished renovating it. Exactly. What does the fix look like? I mean, do you have to re-plumb the entire place? Was it just that unit? Yeah, so I had to go trench the gravel, the backyard. They had to dig under the building. I guess cast iron isn't supposed to last too long. So it was not tilted towards the main line, which is why it was backing up. And so they had to go in, they had to put in PVC pipes everywhere. And it's working now, but it was definitely a process. What was the cost for that, Megan? Just like ballpark. It was around, I would say $80,000. Oh my God. Man, so is there any cast iron left at all? I've left the ones in the walls because I do have tenants in some of those units. And according to the plumbers, it would, I mean, they would have to go in and rip out the walls and they wouldn't even know how much to rip out. They would have to basically rip the walls first. Yeah, so it was gonna be a very big process. I mean, everything's working now. So currently working on getting some cash flow going right now to be able to fix that in the future. Yeah, I mean, that's like crazy that $80,000 doesn't cover all of it. Yeah. I, just thinking about, did they, what did they end up replacing it with that they're saying is a better, sturdier material? Do you guys do PEX or copper? I believe that it was just PVC piping that they used. They try not, according to the plumber that I was using, they don't, they try not to go for like the copper or anything like that that could erode. So I guess plastic is the next best bet. Now, I think Megan, for a lot of folks, they go through all of those experiences and at some point they're thinking to themselves, maybe I should just sell this thing. Like maybe real estate investing is not all that it's cracked up to be. Did you have any of those moments yourself? And if so, what stopped you from just calling it quits? Definitely. I mean, my first thoughts are, are you kidding me? Like, I can't believe this is happening right now. And I sometimes wanna just lay on the ground and throw in the towel, but I try to give myself about half an hour to be like, why? And freak out a little bit. And then I go back to work. I've realized that these properties, you can't control things like that. The chaos of it. If each time a setback happened like this and I thought of it as a failure, I honestly wouldn't be able to keep going. So I'm trying to tell myself, failure isn't failure. It's tuition for future success is what I'm trying to tell myself. I just need to be more prepared for anything that can go sideways, whether it's the cast iron plumbing or the raccoons. But those things are out of your control and I can't control that chaos. So controlling my response is what I'm trying to do. I've definitely learned to stop beating myself up for not being perfect. Definitely focusing on being more resilient. Tony and I talk about this a lot in the podcast, but like when you get to the point where you've realized your reserves are actually meant to be spent on the property and that's not your life savings and that's not your extra cash that you have as that is to maintain and take care of your property or for future improvements, things like that. Once you like switch that mindset, it does make it so much easier to actually write that check, hand over that money. And then the next thing I think you basically said it is emotional regulation. Like not letting yourself get stressed about it because it's just gonna make the situation worse for you and like thinking about it, processing it, taking action and not letting yourself like me, I used to just like freak out, like this is the end of the world. I'm done with real estate, you know? And it's like, get to the point where like, okay, I know how to handle this or even if I don't know how to handle it, I'm gonna figure it out and get through it. This is part of the job that I am doing. But now the question is what is she doing with everything that she's actually learned? Because the way she's sourcing her next deal isn't what you'd expect from someone whose dad is also an investor. So Megan, when most investors talk about sourcing deals, they name some sort of software, right? You said Redfin and Zillow officially replaced you and you're scrolling on Instagram and that the real decision gets made in like that 30 minute drive. So what are you actually looking for on that drive that no algorithm can show you? Yeah, I'm essentially looking for what the vibe is, the specific lifestyle indicators that these algorithms can't really capture, such as, you know, well-maintained landscaping or how are the kids playing freely in the front yard or even in the streets, you know? I also look at the practical proximity to, you know, essential grocery stores or to gas stations, or depending on who I want as the next tenant, I will look at, say, if I want to go have, you know, I wanna go gear towards traveling nurses, I will look at properties close to hospitals and whatnot. So I'm kind of, I'm trying to determine if it's an area where people actually wanna live, basically, rather than just a place that they happen to be. So I think that the numbers always follow the, the numbers will always follow the neighborhood, not really the other way around. And so by spending my time walking the streets, seeing the community through future residents' eyes, I essentially know exactly who my future tenant is gonna be by the time I submit my offer. I think that's such a great point because data statistics can be very misleading. If you were to look at the Buffalo market and you were going to look at South Buffalo, you could see that their houses are, I just had my agent tell me that she just sold a house that was 70,000 over asking that it sold for. And you would think, like, you could look at all of this and be like, wow, that's amazing. But you could literally go down one street and you could get 10 houses down that street. And I would not buy ever a house that's after those first 10 houses. Like, it can be so, like, specific for the neighborhood. And I just think that's so valuable. Yes, you can buy, you know, sight unseen. You can buy in a market you've never been to. But if you have the resources, have the opportunity to actually go and go around the neighborhood, it's definitely going to give you an advantage rather than somebody who isn't. Now, Megan, you've talked about walking a property on your own and you've talked about, you know, going with a contractor and, you know, asking where's your dad or talking to your boyfriend about the job. What was the first time that actually got under your skin and did it even bother you at all? It definitely bothered me. It was very hurtful, honestly. It was for the very first unit that I wanted to renovate. Whenever I first started, I did want to outsource a lot of the work. But when these contractors would come up to me asking me if I was the tenant or the assistant, it was just very disheartening. So it really, it made me question if I'm even doing anything correctly. Am I even allowed to be here? Like, why are they asking if there are other people here? You know, but there have definitely been times where my dad had come to help since, you know, these contractors are ghosting me or my boyfriend will come help me and they'll look at them and ask them these questions. And I'm very grateful for my inner circle. They will just look at them and say, don't look at me. Like, this is not my project, talk to her. So I've definitely tried to stop convincing people to work with me. I'm just gonna let my work speak for itself, really. I honestly think you have an advantage. And I've thought this for a very long time that, like, you can find out if a contractor has flaws and is not gonna be, you know, good to work with or is going to try to take advantage of you from the back. So, like, if they're already, you know, trying to, you know, pull a fast one on you or, you know, not take you seriously or whatever, like, you already know how the job is gonna go and you already know how to move on. Where Tony, he goes in, the guy treats him right, he, you know, doesn't try to one-up him or whatever, but Tony's not gonna see this guy's faults in the beginning or, you know, this contractor's faults and then he's gonna find out later on in the job when he tries to pull the fast one after he's already got the job. So I have noticed that, like, it can be somewhat of an advantage that you, as a real estate investor, you do know stuff. You know, you have a lot of knowledge and when you can point out right away that a contractor isn't taking you serious, you can actually find out, you know, if they're not going to be a great contractor for you. Megan, you've said that your why isn't necessarily about being rich, but it's more so about having freedom. At 24, what does freedom actually look like for you right now? Like, what is that picture of freedom in your mind? And what's the next piece of this machine that you're building to help get you there? Yeah, so at 24, freedom to me is being able to book the flight to see my family and friends without asking for permission from my boss or being worried if I have X amount of days of PTO left and if I can even use them or not. Real estate definitely has made it possible for me to prioritize people over a desk. And, you know, I'm able to go celebrate my grandpa's 90th birthday soon. So it's a lot of, it is a lot of work, but it's very rewarding, I would say. My next piece in my machine, well, I've actually put in four separate offers, but they've all been declined. But, you know, maybe it was a good thing. Maybe it was a sign. But I am actively looking for my next deal. I'm looking into co-living actually, mainly because I need cashflow for future loans. Just because of all the repairs I've had to do this year on my fourplex, my buy criteria has changed to a more workforce housing solution. And that has been reflected in the changes in the cities I'm looking in to invest in and stuff like that. That is going to be such a great attribute to have is that you're willing and able to pivot your strategy, your buy box as the market around you changes during your investing journey. Well, Megan, thank you so much for joining us today on Real Estate Rookie. Where can people reach out to you and find out more information about what you are doing? Yeah, so please follow my Instagram. It is megan.chow.invests. So come follow me. Sorry, I don't think that was so bad. No, that was actually so nice because everyone's usually just like, you can find me on Instagram, but you were like, please follow me. So everyone go and follow Megan because she actually asked and asked nicely. But Megan, also we have to give a shout out to your dad because previous to this recording, when we were at a TurboTenant meetup, we actually got to meet your dad along with you. So we got to do a shout out and say hi. Yeah. Shout out to my dad, Arlen, please follow him as well. Well, I am Ashley and he's Tony and we'll see you guys on the next episode.