The One Big Beautiful Bill Act Explained 2026 Changes for Grad Student Loans

The One Big Beautiful Bill Act (OBBBA) brings major changes to how students and families pay for college and graduate school. With the elimination of Grad PLUS loans and new federal borrowing limits taking effect July 1, 2026, understanding your options is more important than ever.

In this video, we break down exactly what’s changing under OBBBA, who is impacted, and what these updates mean for graduate students and families. Whether you’re looking at law school, medical school, or another graduate or professional program, this video explains the practical implications in clear, straightforward terms.

In this video, you’ll learn:
● What the One Big Beautiful Bill Act does – and when the changes take effect
● The implications of Grad PLUS loans being eliminated
● New federal student loan borrowing limits for graduate students
● The impacts of new Parent PLUS loan limits
● What these changes mean for medical, law, and other professional degree programs
● Key considerations for students, parents, and financial aid offices moving forward

The goal is to simplify complex policy changes, reduce confusion, and help you feel more confident navigating student lending decisions in a post-Grad PLUS world.

This video is intended for:
● Current and future students (undergraduate and graduate)
● Parents and families helping pay for college or grad school
● Financial Aid Officers seeking clear, shareable explanations

This content is for educational purposes only and does not represent financial or legal advice.

Additional Resources:
Graduate Student Loans: https://go.sofi.com/private-student-l...
Undergraduate Student Loans: https://go.sofi.com/private-student-l...
Medical and Veterinary Student Loans: https://go.sofi.com/private-student-l...
Dental School Loans: https://go.sofi.com/private-student-l...
Stem Student Loans: https://go.sofi.com/private-student-l...
Student Debt Guide: https://go.sofi.com/student-debt-guide
Scholarship Search Tool: https://go.sofi.com/scholarship-search
Scholarship Giveaway: https://go.sofi.com/scholarship-giveaway

About SoFi®: A finance company that could help you get ahead. Get Your Money Right® with SoFi.