Aetna Long Term Disability Lump Sum Buyout or Settlement
4 Video Views·May 22, 2026
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Video Summary
AI GeneratedGreg Dell discusses options for individuals considering or offered a long-term disability buyout from Aetna. He explains that while Aetna doesn't offer these regularly, they are negotiable. He advises claimants on the implications of accepting or rejecting an offer and highlights how legal assistance can maximize the buyout value and provide essential protections.
Hi, I'm Greg Dell and if you have been offered or you are considering a buyout of your long-term
disability policy from Aetna, we'd like to discuss your options with you. Aetna is not one of the
companies that regularly offers long-term disability buyouts, but it's definitely an
option and we have negotiated many of those buyouts for claimants. If you've received a buyout
offer, it's not something that you're obligated to take and it's not something that Aetna has
to offer you. Some people fear that if they reject the offer, then Aetna is going to look
at them badly or start to bother them with the claim. I actually think it's quite the opposite,
that if you've been offered a buyout, then the chances are that you're not going to be bothered
much by Aetna because of the fact that they feel like you're probably going to stay on claim for
a certain period of time and that's why they're offering you that buyout. That's not to say that
I haven't seen scenarios where someone gets offered a buyout and then a year later they
are denying the claim. So that's certainly possible. It's not like they're going to leave
you alone just because they offered you a buyout, but there's a high likelihood that
if you got offered a buyout that you're going to stay on claim. When looking at this buyout,
some of the things that we do to help you is we make sure that you're getting the maximum value
possible on the buyout offer that you've received. We let you know all of the pros and cons of
accepting the buyout. We make sure that you're protected so that if you do get this buyout
and somehow or another now you feel like maybe you want to try to do some work of some sort that
Aetna can't come back after you and try to get a reimbursement of those funds. We also talk to you
about all the other things that you can do if you were to consider the buyout and we review the terms
of the policy to let you know where you're going to be if you don't accept the buyout. So if you're
interested in a buyout with Aetna, feel free to give us a call. Any of our lawyers can help you
and we always offer a free consultation to discuss your claim.