Cyber insurance outlook: Soft conditions continue as risk exposure and uncertainty grow

New Zealand’s top cyber insurance experts break down the 2026 market outlook, warning that business interruption remains one of the most underestimated cyber risks facing clients today. In this Insurance Business TV power panel, Damien Schade, Decklyn Thomson and Tom Arnott discuss soft market conditions, tightening underwriting, ransomware exposure and whether the US-Iran conflict could reshape cyber risk and pricing.