CHASE - 5x or 7x on Dining, Gas, + $175 Amex Credits Just Reset

In this video I want to talk about how you can get five points per dollar, or actually even seven points per dollar, on grocery stores, gas stations, and restaurants with your Chase credit card. New benefits have just been added to a certain JetBlue credit card, including JetBlue's own version of the Companion Pass, and we just started a new quarter, which means if you have the Amex Platinum, some of your credits just reset, and thus you have some free money to spend. Hey credit warriors, welcome to the show. My name is Ben Hedges, aka The Credit Shofu, and on this channel I cover US credit cards, personal finance, and luxury travel. If you like the sound of that, please subscribe, but let's get into it. This video is sponsored by Silo Markets. They're rolling out their transfer partners very soon, but more on that later. Alright, let's first talk about how to get potentially five bonus points, or even seven bonus points per dollar, on grocery, gas, and restaurants with your Chase credit cards. So Chase has a website called chase.com slash my bonus. Each quarter you can try entering your last name, the last four digits of your card number, and your zip code, and see if you get targeted for a bonus on your spending. Now I tried this just now on four different cards, the Inc Unlimited, the Amazon Prime, and two Freedom cards, and unfortunately none of them offered a bonus. But myself and my wife have both gotten bonuses on Chase cards through this method before, so I know that they are out there. So which cards give you a higher chance of getting this targeted bonus? Well it seems this latest offer is on co-branded Chase cards, so that means cards that have a travel partner like a hotel or airline, and they earn that partner's miles, not Chase points. So which co-branded cards are eligible this time? Well according to data points, Disney, Hyatt, IHG, Marriott Bonvoy, Southwest, and United cardholders are being targeted for this. Here's one version, five miles per dollar on up to a thousand dollars spent at grocery, gas, and restaurants from now until June 30th. That is on the United card I believe. Then we have another one that's even higher, 7x on up to a thousand dollars spent at grocery, gas, and restaurants from now until June 30th. I believe that one is on the Hyatt card. Upgraded points reports that there are also fixed bonuses as well. So for example, spend a thousand dollars, get 3,000 points, which aren't as flexible since you don't get any extra points unless you spend the full amount, right? If you spend like $999, you're screwed, you're like one dollar away. But anyway, I suggest you guys check it out for yourself, especially if you have the Disney, Hyatt, IHG, Marriott Bonvoy, Southwest, or United cards from Chase. Just go to chase.com slash my bonus and enter your last name, the last four digits of your card number, and your zip code, and see what you get offered. All right, let's move on to our next story. New benefits on the JetBlue Premier card. But first, over the past year, you've probably heard me talking about Silo, the brokerage that gives you credit card style points on your stocks and bonds. It's basically what Bilt did for rent, but for investing portfolios. Here is the big update though. They are getting ready to roll out transfer partners for Silo points. Not confirmed, but they're currently looking at Accor, Wyndham, Air Canada, Avianca, Air France, KLM, Virgin Atlantic, Spirit, Frontier, Turkish, Emirates, and Cathay Pacific. Up until now, Silo has paid one point for each dollar you have in your account each year. So if your portfolio is $50,000, you get 50,000 points per year, regardless of whether the money is in cash or invested in stocks. Now, this was the early adopter award, but going forward, that rate will be 0.5 points per dollar in your account each year, which still beats any other brokerage, but they are doing one last referred user bonus. So if you sign up using my link below before the end of April, you can lock in that original 1x rate on the entire first year. Plus you get a 150,000 point new member bonus where you get one point for every dollar you bring over to Silo up to 150,000 points. That 1x rate is limited to 500,000 points per year. So that earning rate plus the bonus equals 650,000 points if you max it out, and that could equal like three round trip business class flights to Europe. Now, it's all very well earning points, but are your investments safe? Well, Silo is in partnership with IBKR, which is where all assets are custodied. This provides 5 million in FDIC insurance and $500,000 in SIPC coverage. So if you want to lock in that 1x rate for a full year before it transitions to 0.5 and lock in that signup bonus, use my link silomarkets.com slash Ben to get started before the end of April. All right. So we have some exciting new benefits coming to JetBlue's premium travel credit card, the JetBlue Premier. This is what I call a tier four card in my five tier credit card ladder system. It has a $499 annual fee, but it does give you some things like lounge access and a global entry credit, group A boarding, etc. But JetBlue and Barclays who issue the card have just announced some pretty sweet new benefits, including taking a page out of Southwest's book with a companion pass product. Check it out. Here are the new benefits. JetBlue Premier companion pass statement credits. Travel is better together. Card members can earn a companion pass up to $500 in value after spending $15,000 in a calendar year and unlock an additional companion pass up to $1,500 in value after spending $75,000 in annual spend. Simply book and pay for your companion's trip on your reservation, apply the pass and receive a statement credit after you both travel. 25 tile bonus. Get a head start on status. Card members will receive a 25 tile bonus after the beginning of each calendar year, putting them halfway to mosaic one and the premium perks that come with it. True blue travel statement credits. Make more of every trip beyond the flight. Card members can earn up to $300 in annual statement credits when using the card for hotels, car rentals, cruises, and more with true blue travel. 15% redemption rebate. Make your points go further. Card members will receive 15% redemption rebate of their true blue points back on award flight redemptions, whether flying JetBlue or its Palmer Airlines. So I think the things that stand out for me the most as delivering a lot of value would be the companion pass and the credit. Now this companion pass obviously isn't as good as the Southwest one since it doesn't offer unlimited flights. It is limited to $500 or $1,500 if you're a big spender. But the issue with the Southwest companion pass that people always raise is that you have to fly Southwest with this. You're getting to bring that companion on a JetBlue flight. Now I know people will have different opinions about this, but Southwest is kind of like a budget airliner, right? They didn't even do assigned seating until I think quite recently. And many aviation bloggers do consistently rank JetBlue as really high, you know, normally like top three or top five amongst US airlines. Normally they rank it higher than Southwest. And the mint business class product on JetBlue is really outstanding. I've taken it and I really love it. Then we have the $300 credit for hotels, etc. And that effectively brings the annual fee down to $199 if you use it all. Just hopefully it will be $300 all in one go or at least $150 per half year, but not something stupid like $25 per month. Okay. Then you have to stay in a hotel or rent a car once every month to actually max it out. Not realistic. Now I don't see these points on the JetBlue premier card landing page as of yet. So I'm not actually sure when these benefits are going live. It doesn't say that in the press release either, but if they're already talking about them, then I guess it must be pretty soon. All right. Our final story of the day, two Amex Platinum credits that have just been reset. So this is just a little reminder that we are in the second quarter of 2026 now, and that means that two credits on the Amex Platinum have just reset. They are the Resi credit and the Lululemon credit. So you can see that on my account, I was able to get the full amount for each in quarter one. So a hundred dollars on the Resi credit, which is $400 per year total, and then $100 per quarter. And I got $75 on the Lululemon credit, which is $300 per year, $75 per quarter. But since we have just hit quarter two, now both of these have reset. So you can see that these health bar type things are now empty since we have another $100 and another $75 to spend. I already started using the Lululemon credit. I actually spent about $25 last night on some underwear. These are $38 boxer shorts, but they are reduced to $24 in the We Made Too Much section. And that's a little hack with Lululemon. If you want the credit to go further, do look in the We Made Too Much section on their website. They might not have your size or they might not have something you like, but if they do, you can pick these items up at like a 30% discount or more sometimes. Then for the Resi credit, I haven't used it yet, but I know where I'm going to use it. Most likely the one Resi restaurant in the town near where I live, it's called Oaken Reed. And it's a great little restaurant, not too expensive, but still quite a classy dining atmosphere. And a family of four can get a good meal for about, you know, $130 or so. So basically we're getting to eat out pretty good food for 30 bucks since we're getting refunded a hundred through the credit. And if I want to make the credit go further, the same restaurant actually does also do takeout. So then I don't have to tip and that's like a 15 to 20% saving. So those are my options for the Resi credit. Either eat in with the family or do two to three takeout orders for myself from the same restaurant. If you're an Amex Platinum holder, you can think about what you're going to buy with these two credits now. And I would recommend using your Saks credit as soon as possible too, if you haven't already. Since Saks is now bankrupt and a lot of items are actually out of stock and it seems to only be getting worse. Alright guys, that is the video for today. Don't forget if you want to lock in that 1x rate for the full year before it transitions to 0.5 and lock in that signup bonus, use my link silomarkets.com slash ben or click the link below and get started by the end of April. Please subscribe if you're new and we'll see you next time. Bye-bye.