What Is The Difference Between A 401 k And A Roth IRA

What Is The Difference Between A 401 k And A Roth IRA

S
Smart Finance
4 Video Views·Mar 12, 2026

Do you really need a 401(k) or a Roth IRA? In today's video, I'll show you what is the difference between a 401(k) and a Roth IRA. I'll also talk about the differences in how they are taxed.

I want to invite you to take my financial personality quiz. This quiz will help identify your relationship to money and assets and what you need to do next in order to create wealth. Click on the link below to take the quiz now!

https://integratedwealthsystems.com/quiz


Watch And Enjoy!
Loral Langemeier

Key Moments In This Episode
========================
00:00 Intro & Summary
00:53 What Is The 401(k)
01:21 What Is The Roth IRA
01:37 What Is The Difference Between A 401(k) And A Roth IRA
01:51 How Does The 401(k) Work
03:57 What Can A Roth IRA Do
04:42 How To Grow A Roth IRA
05:42 Do You Want To Self-Direct A Roth IRA
06:53 Who Should Evaluate Your 401(k)


What To Watch Next
========================
What Is The Difference Between A 401(k) And A Roth IRA
• What Is The Difference Between A 401(k) An...

Other Resources
========================
Learn more about me, CEO of Integrated Wealth Systems:
https://www.lorallangemeier.com/

Learn more about Integrated Wealth Systems:
https://integratedwealthsystems.com/

Stay up to date with me on the 360 App:
https://loral360.com/

Listen to the Real Money Talks Podcast:
http://realmoneytalkspodcast.com/

Got a question? Submit them and join me and my expert guests for weekly Q&As:
http://askloral.com/

Subscribe with one click to my YouTube channel:
https://www.youtube.com/user/loralliv...

Join my club and get a FREE 1-on-1 strategy session & attend my Millionaire Maker Meetup & Marketplace:
https://loral.club

Building wealth isn’t hard! Book a strategy call with me for a customized session designed to get you on the path to financial freedom:
https://integratedwealthsystems.com/s...

Single parents, learn how to become millionaires in 3-5 years while also making your kids millionaires:
https://richmomsinglemom.com

About Loral Langemeier
========================
Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and Five Time New York Times best-selling author who is on a relentless mission to change the conversation about money and empower people around the world to become millionaires.

Loral’s straight talk electrifies audiences and inspires powerful action from live stages and television programs ranging from CNN, CNBC, The Street TV, Fox News Channel, Fox Business Channel-America’s Nightly Scoreboard, The Dr. Phil Show and The View. She is a regular guest-host on The Circle in Australia and has been featured in articles in USA Today, The Wall Street Journal, The New York Times, Forbes Magazine and was the breakout star in the film The Secret.

Timestamps