Housing in 2026: What Buyers & Investors Must Know NOW | Melody Wright

Melody Wright explains why lower mortgage rates won’t save housing, why inventory is piling up, and why foreclosures could surge into 2026. If you’re buying, waiting, or investing.
-------------------
👨‍💼 Guest: Melody Wright, Chief Market Strategist
🏢 Company: M3 Melody Substack
🌎 https://m3melody.substack.com/
𝕏 @m3_melody
📺 @m3_melody
📅 Recording date: January 13rd, 2026

-------------------
📆 Save the Date 📆
DEUTSCHE GOLDMESSE
May 15 & 16, 2026 in Frankfurt, Germany
www.deutschegoldmesse.com
FREE Registration for Investors!

00:00 – Housing inflation & CPI reality
01:14 – How cold the housing market really is
02:46 – Price cuts, weak demand & excess supply
04:00 – Crisis or slowdown?
05:15 – Trump’s $200B MBS plan
06:57 – Why lower rates won’t save housing
08:45 – Who really controls mortgage rates
10:40 – Credit tightening & debt stress
13:27 – Delinquencies, rejections & foreclosures
16:52 – Why 2026 matters
18:16 – Investors, institutions & policy risk
20:09 – Shadow inventory explained
22:53 – Buying a home in 2026
24:37 – Best & worst housing markets
27:03 – Final thoughts