How Much Can I Borrow From My Life Insurance Policy

How Much Can I Borrow From My Life Insurance Policy

S
Smart Finance
2 Video Views·Jan 2, 2026

A life insurance policy is a contract where the holder of the insurance pays an amount in exchange for a lump sum from the insurance company. Is it possible that you can borrow money from a life insurance policy? If yes, then how much can you borrow from it? You should watch this video.

Got a question? Submit them and join me and my expert guests for weekly Q&As:
http://askloral.com/

Watch And Enjoy!
Loral Langemeier


Key Moments In This Episode
========================
00:00 Intro & Summary
01:13 What Is The Definition Of Life Insurance
02:09 What Can Be The Problem With Insurance Policy
02:44 Why Should You Have Life Insurance
03:05 How To Pass On Insurance Policy And Create Millionaires
03:43 What Are You Building When You Have Life Insurance
04:43 What Makes Life Insurances A Huge Thing
04:59 Why Should You Not Go To The Internet
05:33 What Is The Good Thing About Life Insurance Done Right
05:58 When Should You Have A Life Insurance Policy
06:14 What Is Death Benefit And What Can Happen To The Property You Have Left
06:34 Why Should You Have A Trust
06:50 What Is A Death Benefit
07:31 Why Insurance Policy Is Best For You
08:42 What Is A Life Settlement
09:01 What Can You Do To Save Yourself
09:40 When Should You Pay Your Taxes
10:34 What Is The Statistic Of Generational Wealth And What It Means
10:41 Why Should Make Financial Literacy Part Of The Trust Structure
10:59 What Should You Do Now

What To Watch Next
========================
What Is The Difference Between Life Insurance And Death Benefit
• What Is The Difference Between Life Insura...

Other Resources
========================

Learn more about me, CEO of Integrated Wealth Systems:
https://www.lorallangemeier.com/

Learn more about Integrated Wealth Systems:
https://integratedwealthsystems.com/

Stay up to date with me on the 360 App:
https://loral360.com/

Listen to the Real Money Talks Podcast:
http://realmoneytalkspodcast.com/

Subscribe with one click to my YouTube channel:
https://www.youtube.com/user/loralliv...

Building wealth isn’t hard! Book a strategy call with me for a customized session designed to get you on the path to financial freedom:
https://integratedwealthsystems.com/s...

Join my club and get a FREE 1-on-1 strategy session & attend my Millionaire Maker Meetup & Marketplace:
https://loral.club

Single parents, learn how to become millionaires in 3-5 years while also making your kids millionaires:
https://richmomsinglemom.com

About Loral Langemeier
========================
Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and Five Time New York Times best-selling author who is on a relentless mission to change the conversation about money and empower people around the world to become millionaires.

Loral’s straight talk electrifies audiences and inspires powerful action from live stages and television programs ranging from CNN, CNBC, The Street TV, Fox News Channel, Fox Business Channel-America’s Nightly Scoreboard, The Dr. Phil Show and The View. She is a regular guest-host on The Circle in Australia and has been featured in articles in USA Today, The Wall Street Journal, The New York Times, Forbes Magazine and was the breakout star in the film The Secret.

Timestamps