top 3 loan apps in india __ new loan app 2024 today __ instant loan app without income proof

Hello friends, first of all you are seeing the live proof on the screen. I have shown you screenshots of three applications. In today's video, friends, I am going to tell you about three loan applications that are giving loans in India. Any of these can be top according to you. Because friends, what do you know, if a person wants a loan of 30,000, this application is top for him. Or if a person wants a loan of 1 lakh, then this application is top for him. Or if someone wants a loan of 1.5 lakh, then this application is top. But in today's video, I will tell you about three applications. From where you will see, we have got a loan of 30,000 from one application. We are getting an offer of 1 lakh 8,000 from one application. And from one application, you will see that we are getting an offer of 1.5 lakh. First of all, you will see the application that I am telling. See, we are getting a loan of 30,000 for 6 to 9 months. I will give you complete details about the application. Here you will see, now the next application is getting 32,000 to 1 lakh 8,000. And in this application, we were given an offer of 1.5 lakh loan. And in today's video, friends, I will give you basic information about all these applications. How much loan you can get here. And how to apply for a loan. So in that, you have to take care of a lot of things. That if you go to apply for a loan from any application here. Because I know that there will be a lot of people who can get a loan of 30,000. Or you can get a loan of 1 lakh or 1.5 lakh. See, now there is a loan of 30,000. Now with this application, you can also take a loan of 50,000. Because here there is any amount between 32,000 to 1 lakh 8,000. And here there is a loan of 5,000 to 30,000. It means that if you want a loan of 5,000 to 1 lakh, you can do it all with these two applications. But if you want a high loan, then you can try this application. In today's video, friends, I will give you information about all the applications. So let's go straight to the application. But before that, friends, if you are also thinking about taking a loan. Then one thing you must remember. Your credit score plays a very big role in loan approval. If you have a good score, you can get a loan from a good bank at a low interest rate. Now if you find it difficult to improve your score, then this app can make this work easy and also gives you cashback. Come, I will tell you about Ulka today. So friends, this is Ulka, an app that helps you improve your credit health. And also gives you cashback. That is, not only increase the score, but also earn cashback with Ulka. The main goal of this app is to improve your financial health and make loan approval easier for you. Look, friends, as soon as you open the app, you will see your credit score. And here on the screen, you will see many more steps to increase your score and how much cashback you have earned in total. Look, here you can see the cashback of 1865. If your score is not there or it is zero, then you get a credit builder here. And look, friends, here are all your loan accounts, due date and EMI amount. You can pay your loan EMI from here. And friends, the amazing thing is that you will also get cashback on EMI on this app. You must have heard cashback on your credit card. But here, friends, you also get cashback on the payment of loan EMI. And in this app, friends, you will get more tips to increase your credit score. So, friends, it is very easy to use Ulka. You just have to follow some simple steps and your journey to improve your credit score will begin. I have given the link in the description below. If you click there, you will come to the Android Play Store and download it. And then after entering the phone number and PAN card details, you will start seeing your score. Dude, I remember when I applied for a loan for the first time, I didn't even know what the credit score was. When I found out that it depends on the score, I was also tensed. I thought a lot about how to improve my credit score. Nowadays, everything depends on credit score. Personal loan, car loan, credit card. You also get messages from people that how to improve the score. So, friends, today I have brought an app for you that can solve your problem and that is Ulka. The best part of this is that here you also get rewards and cashback for the right actions. So, friends, if you also want to improve your credit score and also want to earn rewards, then download the Ulka app. This app will guide you at every step and will also give you cashback and rewards to make a score. The link is in the description. Just download it, track your score and take your financial health to the next level. The more you improve your score, the more rewards you will earn. So, let's start your financial journey with Ulka. I am also putting the QR code here. Pause the video now, scan the QR code and start a good score journey with Ulka. The link to the Ulka app is also given in the description below. The first application is green. I have categorized them by their amount. First, there is a low amount, then there is a high amount and then there is a high amount. We are eligible for a special offer of Rs 30,000 from this application. We can take a loan from Rs 5,000 to Rs 30,000. And the loan we are getting here is for 6 months and 2 terms for 9 months. And in the 6-month loan, my monthly EMI will be Rs 5,538. And in the 9-month loan, my EMI will be Rs 3,853. And there is only one small drawback of this application. The loan you are getting for Rs 30,000, the processing fees is very high. As you can see, the processing fees is Rs 2,478 if you take a loan of Rs 30,000. But friends, I will tell you one thing. If you watch the video till the end, the third application from where we got a loan of Rs 1,50,000, we got that loan at zero processing fees. Yes, friends, zero processing fees. That means, the entire Rs 1,50,000 will come in my bank account. I will give you further information about that. So, you can get this application here. If I give you the basic information about the application, you can take a loan of Rs 5,000 to Rs 10,00,000. As you can see, we got a loan of Rs 30,000. But you can see here that you can get a loan of Rs 10,00,000. You can take this loan for 3 to 5 months. For 5 years. You can take it for 3 to 5 years. You are charged an interest rate of 14% to 36%. See, here you get 100% paperless process. Paperless application process. 100% transparent. No hidden charges are charged. That means, as soon as you get a loan, before coming to the bank account, all kinds of charges are told to you. And here, friends, you get a chance to invest in 24 carat pure gold. And here you get a chance to invest in FD. The number one application that I am telling you, the first number that I am telling you, the name of that application is MoneyView Loan App. You can download it on Google Play Store. You will get the link below. Here you will see that this application has a rating of 4.8 stars. More than 5 crores people have taken loans from this application. So this was the number one application. Now let's go to our second application. But before that, friends, if you haven't subscribed to our channel yet, then subscribe to the channel and press the bell notification. You will see that on our YouTube channel, you will get to see a lot of videos related to loans. Where we bring information about loans for you. In fact, we also tell you how to apply for a loan. As you will see here, how you can sit at home and take loans. Like Top 5 Loan App. Below that, you will see how you can take a loan from IFL. How you can get a loan from Yono Bank. Loan from LazyPay. Means you will see that you get to see all kinds of videos. And today you are watching a video about Top 3 Loan Apps. You will get to see that three days ago we gave information about Top 5 Loan Apps. From where more than 30,000 people have taken loans. So if you also want to know about Top 5 Loan Applications, then you can definitely check out this video. But friends, you will get to see more videos anyway. So you can also give more videos. Now friends, let's go straight to the application. And I tell you that here you have to take a loan. Here I give information about the three different types of applications. The application on the second number is this. You will see that you are getting a loan of Rs. 1,08,000 from here. Now you will see that from Rs. 32,000 to Rs. 1,08,000 loan is being given. If I am taking a loan of Rs. 1,08,000. Now let me tell you how to calculate EMA in this. If you are taking a loan for 15 months, then you will see that my monthly EMA will be Rs. 8,510. And if I take a loan for 6 months, then my monthly EMA will be around Rs. 19,399. If I take a loan for 9 months, then my EMA will be Rs. 13,337. If I am taking a loan for 12 months, then my monthly EMA will be around Rs. 10,317. And if I am taking a loan for 15 months, then my monthly EMA will be Rs. 8,510. Now whatever charges have been applied, friends, you can give it according to you. Now see, the best thing is that you see your pocket, see the coding of your salary. If you can save Rs. 10,000 per month, then select a 15-month plan. Now don't think that if it is Rs. 10,000 or Rs. 3,700, then I will select a 12-month plan. No, if you can save Rs. 10,000 per month, then select a 15-month plan. Because in this way, friends, your Rs. 1,500 can come in handy at any time. But if you are such a person who can save Rs. 15,000 or Rs. 12,000, then plan for a 12-month plan. So, friends, in this too, your Rs. 1,700 will be saved. And if you can save Rs. 15,000, If you can save Rs. 20,000, then I can say that if you can save up to Rs. 20,000, then you can take a 6-month loan. In this, your loan will end soon, your interest rate will be reduced. In fact, it all depends on you. But see, we have received a loan of Rs. 32,000 to Rs. 1,08,000. Here you will see, if I tell you about the loan offers, how much loan you get, see this. First of all, see this application, more than 5 crores, more than 5 crores, Indians have been given loans. Here you can get a loan of up to Rs. 1,000 to Rs. 5,00,000. Here you can get a loan of up to Rs. 17% to Rs. 29.95%. If I talk about the tenure, then you get a loan of Rs. 3, 7 to Rs. 36. Here you can get a loan of up to Rs. 17% to Rs. 45%. Here you can get a loan on quick loans and easy loans with low transaction fees. Here you can see, you can get a loan of up to Rs. 17% to Rs. 29%. Now see, keep telling about the application on the second number. The name of this application is Credit Be Loan. It is available on Google Play Store, on Easy Personal Loan Credit. The name of the application is Credit Be. The rating of 4.5 stars is available here. More than 5 crores are downloaded. The size of the application is also not that much. Now you can try for a loan from this application. Like if you get a loan, and if you want to pay 50% of the processing fees, then you can use Credit 50. In this, the processing fees, means if you are being charged processing fees of Rs. 1,000, then processing fees will be deducted from Rs. 1,000 to Rs. 5,00. You can try for a loan from this application. Now let's go to the third and last application of the application. Now see, the application that you are seeing right now, from this application, we are getting a loan of Rs. 1,50,000. The monthly interest rate is 2.3036%. And the tenure rate is 24 months, that is, for about 2 months. Now see, you are getting very little detail here, because you have to note a step below, it is written here, 0% processing fees. Exactly 0% processing fees will be charged. Means the loan of Rs. 1,50,000, will be transferred to our bank account for Rs. 1,50,000. No extra amount will be deducted. And zero foreclosure charge. Means see, the loan of Rs. 1,50,000, I have taken this for 24 months. If I want to close the loan before 24 months, then I can do this. I can close this loan before 24 months, if I want, okay. Here you get to see the monthly interest rate of 2.36%. Now see, I am giving the details of the bank here. I will give the details of the bank. I will click on OK got it. The amount of the loan will come directly to my bank account. Let me talk about the basic information of the application. Here you can take a loan up to Rs. 20,00,000. Here you get to see the interest rate of 26% per annum. Earlier, friends, this application used to put more interest rate, but now it puts less. I will tell you the name of the application in a while. But see, the application was giving loans to many people earlier. But now, a few days ago, RBI had put a ban on this application. This company could not give loans for some time. But their reason was that the people who are less capable here, that is, they are not able to pay the monthly loan, they were also getting loans here. So, in this case, the loan was defaulting. So, RBI asked to change their guideline. So, they changed it. Earlier, friends, you used to get high interest rate here. Now, the interest rate is less. Now, the interest rate is being put less. So, those people who are a little high credit risk, the chances of not getting a loan here are a little less. And the zero processing fee is of different kind. Here, you will get a loan for 3 to 84 months. The minimum income of the whole family should be more than Rs. 3 lakhs per annum. Here, you will see, an example is also given that if you are taking a loan of Rs. 30,000, 12% interest has been put, then EMI will be made in the month of 2800. See the payable, how much interest you will return here, you have to give Rs. 3600 extra. The processing fee will not be deducted. So, see the total EMI payable, multiply 200, 2000 and 2800 with 12, you will return Rs. 33,600, if you are taking a loan of Rs. 30,000. Apart from this, you also get a home loan here. You can take a loan of up to Rs. 5 crores here. The interest rate starts from 13%. So, these were the basic information of the application. Now, the application I am telling you, the third application, its name is Navi Loan App. You can download it from Google Play. You will get its link in the description below. Here, you will see, a rating of 4.3 stars is available here. So, this was our today's video. Now, you must be knowing, I have heard that Navi was banned earlier, but this is not the case. Earlier, it was done. Now, this company has started giving loans again. However, now, friends, it will give loans at a low interest rate. So, now there are such people who do not need loans at a high interest rate. They need loans on zero processing fees. So, friends, you can check out these applications once. That's all for now. See you in the next video with a new video. Till then, Jai Hind. You will get the link of the application in the description below. That's all for now. Jai Hind. Mani Mataram.