instant loan app without income proof || loan app fast approval 2025 || new loan app || loan app Hello Friends, Maine aapko aaj instant personal loan kaise le btaya hai. Ye loan aap aadhar card se le sakte hai. Loan aapko bilkul online milega. Aapko koi bi paperwork nhi karna padta. Aap ghar baite loan le sakte hai. Aapko agar loan ki jarurt hai to video ko complete dekhe or loan apply kre. Please aapse request hai Channel kon Subscribe or Video ko Like & Share kre. new loan app 2025 today,loan app,loan app fast approval 2025,new loan app today,new loan app,instant loan app,personal loan app,best loan app,loan app new,loan apps,low cibil loan,best loan apps,best loan apps with low interest rates,emergency loan app,loan app without income proof,low cibil score personal loan,no cibil no income proof loan app,no documents loan app
Hello friends, first of all, you can give live proof on the screen that I have received a loan of Rs. 2,00,000.
Yes friends, I had applied for a loan from this application and I have received a loan of Rs. 2,00,000 from this application.
The loan of Rs. 2,00,000 has been approved and after deducting processing fees and other charges, Rs. 187,402 has been credited to my bank account.
In today's video, I will try to give you complete information about this application that how I had applied for a loan here.
Whatever information I will give you here, I am giving this information about me. I had applied for a loan here, I had taken a loan on my behalf.
I am not telling you that you should also take a loan from the application or not. I am just making a video for educational purposes that how I have applied for a loan here.
Here you can see that I have received a loan of Rs. 2,00,000 for 36 months and on which my EMI is Rs. 7,306 and the interest rate is Rs. 18.75%.
So the sanctioned amount is Rs. 2,00,000 and the processing fee is Rs. 85 as per 4%.
The GST is Rs. 18.75% and the pre-EMI loan is Rs. 2568 and out of Rs. 2,00,000, Rs. 187,402 has been credited to my bank account.
In today's video, we will know the detailed information of this application and I will tell you how I had applied for a loan here.
If we talk about the basic information, then the personal loan in this application can be seen from Rs. 5,000 to Rs. 5,00,000.
The rate of interest here can be set from Rs. 12.75% to 44%.
The tenure rate here can be seen from 3 months to 42 months and the processing charges can be seen from 2% to 9% and the Nash and E-Mandate Bounce charges can be included from Rs. 500 to Rs. 500 with GST.
If I talk about eligibility criteria, then there are two main eligibility criteria here.
One is for salaried employees and the other is for self-employed employees.
For a salaried employee, if you can see the age here, what is the age requirement, it should be between 23 to 58 years of age and if there is a self-employed person, then his business should be 3 years old.
The income requirement here is that the turnover should be at least Rs. 5 lakhs.
The employment status here is that if you are a salaried person, then if you are working in many places, then you should have 2 years of work experience and if you are working at this time, then you should have 1 year of work experience.
The income criteria here should be at least Rs. 25,000 and the civil score can be Rs. 800.
Now let's go to the apply process.
But before that, if you haven't subscribed to our channel yet, then subscribe to our channel and press the bell notification.
You will see that you can watch videos on different topics related to loans on our YouTube channel.
You can also check out these videos if you have any financial need or you just need information, then you can definitely check out these videos and subscribe to our channel.
Now I have come to the apply process.
I am telling you how I applied for a loan here.
I have applied for a loan on my behalf.
I am not telling you whether you have to take a loan or not, but you can take your own decision.
You can take the advice of a financial expert.
First of all, I gave all the permissions to the application.
After giving the permission, I entered my mobile number here.
After entering the mobile number, I clicked on verify.
After this, I put an OTP on the mobile number I entered, then I clicked on continue.
After this, I had to set an MPIN, I set the MPIN here.
Now here the MPIN is successful.
Now if I want to set up an entry here, then I can do it like fingerprint, face recognition.
Now I clicked on skip and login.
After this, I have to enter an MPIN here.
I put the MPIN that I had made.
Then see this MPIN, it was successfully set.
Here I have to give my first name, last name and email id.
I could give the first name and last name according to my PAN card.
Then I clicked on continue.
After this, I entered my date of birth, then entered the PAN card, then clicked on continue.
After this, I got a civil score here and I was told that I have a pre-approved loan offer.
I have a pre-approved loan offer here in which I can take a personal loan for 2 years.
Now see I came to their homepage.
Here I clicked on the apply now button.
After clicking on the apply now button, I had to give my personal information.
With this, I gave the details of my PAN card.
Then there was an email address, I gave that email address.
Then clicked on next.
After this, fetching the PAN information.
Now I fetched my PAN information.
Like PAN card number came, name came, date of birth came, gender came.
Then clicked on confirm.
After this, I had to put a PIN code here.
Then clicked on submit.
After this, I had to do phone number verification.
So I did phone number verification.
Clicked on send OTP.
After this, for phone number verification, I filled an OTP on the mobile number I had entered.
After filling the OTP, clicked on verify phone number.
After this, I fetched the credit report.
After fetching the credit report, I put my alternative mobile number here.
Which was optional, but I put it.
Then clicked on submit.
After this, I will get the next loan offer.
Before that, see the name of the application.
Here is the name of iFile application.
Rating is 4.5 stars.
Reviews are 77000.
Downloads are more than 50 lakhs.
So I got a loan offer of 2 lakhs.
It was so easy to get a loan offer here.
Loan offer is being given from 5000 to 2 lakhs.
I am getting this loan for 36 months i.e. for 3 years.
EMI is 7306.
Interest rate is 18.75%.
Amount sanctioned is 2 lakhs.
Processing fee is 4%.
GST is 1530.
Pre-EMI is 2568.
Now I will click on apply for loan.
After clicking on apply for loan, I have to give loan details.
I have to give loan details.
for KYC, your Aadhaar card must be linked to your mobile number to receive and confirm OTP
your Aadhaar card must be linked to your mobile number to receive and confirm OTP
I can upload documents manually
I will use the online method
I will enter my Aadhaar card number
I will fill the captcha
then click on next
I received an OTP on my Aadhaar card
OTP is valid for 10 minutes
I filled the OTP and clicked on continue
You are already registered with DigiLocker
I was registered with DigiLocker
I filled the 6-digit security pin and clicked on continue
I have to verify the documents
I have to wait for some time
I have to take a selfie
I have to confirm my address
I have to click on continue
I will confirm the address
I have to confirm and confirm my permanent address
I have to click on next
I have received the details
EMI, loan
loan of 30 months, loan of 2 lakhs, processing fees of 8500, pre EMI of 2568, 1,87,402 net
disbursement, I have to click here on agree to loan offer, after clicking on agree to
loan offer, I have to select my bank account, after that here is the interface, I have to
click on transfer to bank, then loan agreement will come, I have to sign it, after that my
amount will be credited in my bank account, and in this way with this loan application
I have applied for a loan here, and I have got a loan here, and till now whatever apply
process you have seen, that I had taken a loan on my behalf, whatever documents I had here,
whatever information I had, I have filled here according to me, so if you want to take a
loan from someone, then you have to take advice from someone or the other, the purpose of
our channel is only to give you information, the video that we have made is only for education
purpose, we are not telling you to take a loan here, do not take a loan here, once you
take a loan from someone or the other, do take advice from someone or the other, and if you
need some money, then do ask any of your friends and relatives, so that's all for now friends,
see you in the next video.