'Why no help for landlords?' LBC callers react to the budget
Oct 29, 2026
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Let's talk to Robert in Brixton.
Hi, Robert.
Hi, Sheila.
Great show.
Thank you.
Yeah, I'm just really disappointed
that we don't use targeted increases.
If you take the council tax A to D, yeah?
Yeah.
Someone could be in a council tax D
but earn 100 grand a year.
And it's the same with the pension.
I can't see why I don't need the triple lock.
So everyone that is in the band
where they get the free winter fuel allowance,
you know, just above the living wage, yeah?
Why don't they give those people the triple lock
and people like me that can afford it
just a normal percentage increase?
My daughter gets, her daughter has to get,
so my granddaughter has to get a school bus.
My daughter's a single parent, paying a mortgage, yeah?
That's £350 she's got to find a term.
But those within a certain area
that earn 100 grand, 50 grand, 60 grand,
they get a free bus.
So what you're saying essentially is that many of these things that are
not yet means tested based on your income or your wealth should be.
Yeah. A simple thing. We means test
the winter fuel allowance. Is that correct?
We do now. We didn't, did we? It used to be fully universal.
Why don't we means test under that simple system?
If you income of under 30 grand, you get the triple lock.
Otherwise, you just get the normal increase.
We could use AI and we could use...
Yeah, because one of the I mean, I don't know how you would use AI
for this, obviously, but there will be people who could who would know.
But the argument against it that I've been that's been thrown
at me over years of asking people about this is it's more expensive
to create a system of means testing than it is to actually just make it
a universal credit or an almost universal benefit.
I should say not credit.
And yet you could be right that AI is the difference there.
But that doesn't make sense if they've done it quite easily
for the people on a certain income get the winter fuel allowance.
I don't think it has been easy
because they had to spend a lot of DWP time trawling to find the people
who should have been on pensions credit,
but weren't because they were the people who qualified for it.
Yeah, but I think they could make it more targeted.
More finesse.
The first thing they should do with PIP is forget
the people that have got long term conditions, you know,
cancer, MS and motor neurons, and then target the people
and give them a occupational health assessment,
because it all goes on your limitations,
restrictions on psychological, physical and mental health.
Yeah. And just to reiterate, it has nothing
to do with whether you're working or not,
because there's a lot of confusion around PIP on that point.
Thank you, Robert. Let's hear from David in Bayswater,
keen to speak to as many as possible.
Hello, David. Oh, hi, Sheila. Great to speak to you again.
So basically, I think there was a glaring omission because, you know,
the universities, the bill for students is 300 billion for their fees.
That's what it's owed. So it's basically a subsidy to the universities,
you know, to pay to keep them going.
and a third of graduates are not doing graduate level jobs
so we are not we're getting a very
poor return on a huge investment
and this 300 billion is sitting on the books increasing our
payments you know our interest payments
and it's just terrible and no one seems to want to address
it well yeah i mean gabriel i don't know whether you
were listening in the first hour but gabriel
newspan my guest um personal finance guest said exactly
that that this should have been part of
the of the budget and it wasn't yeah yeah exactly
and also just um another thing the landlord thing
they're i'm a landlord myself right
so they increased it by two percent it's not a lot but
i'm just saying in general if you look at the number
of landlords in the market it's dropping
and therefore rents are going up
and they're not being replaced so so i think that's another
mistake i know it's complex the the property market at the moment
but they're not building
enough houses to to replace the properties
that are are disappearing off the market so for you
that was the thing you were really listening out
for was this action on student loans and that
takes me to another point right i have
my occupational pension as a teacher i also rent
a property out right so that means i could
in effect do without my state pension which i will
get when i'm 67 i think there are a lot of pensioners
who could live without that that um
12 000 or whatever it is i think they need to look
at that as well i think we all need to start
looking at where we can help the country
and there i'm not the only pensioner who could live without
that that money i just feel like we all need to start giving
and not just expecting it's just
everyone just you know fighting their own corner
and not trying to see the bigger picture so would
you have wanted to see more on welfare yes i
also think we've been hijacked by the by the autism and
ADHD thing. I know half of young people
who are in receipt of payments are doing it for mental
health problems. That is crazy.
And no one wants to address that problem because they don't want
to be called a fascist and they don't appreciate it.
Well, you do accept that young people can have
mental health problems. Yeah, they can,
but the number has grown exponentially. I'm sorry, but
they're gaining the system, a lot of people.
And Sheila, just one anecdotal thing. When I've
noticed, when I go into supermarkets these days,
all the workers are becoming Indian. They're all
Indian. I've been to Sainsbury's. I've been to Waitrose.
I've been to Tesco. They're all suddenly
becoming Indian. Why aren't there any, you know,
NEETs in there, young teenage unemployed people?
It's all Indian workers. It's absolutely crazy.
Well, there may, of course, be British Indian
workers that you're seeing there.
And of course, there are plenty of British Indian teenagers,
too, and so-called NEETs, you know,
who will be looking for jobs, too. So there may be an
Amongst them, David, for all you know.
Thank you very much for your call.
That's David in Bayswater.
Let's talk to Sheldon in Tufnell Park.
Sheldon, hello.
Hi, Sheila.
Thanks for having me on.
My wife is a big fan.
Oh, good.
Just your wife?
I mean, I listen to LBC, but to everyone.
I always think when someone says,
my husband really likes you or my wife really likes you,
they're like, I can't stand you myself.
But anyway, anyway, that's by the by.
You're a business owner.
What did you make of that?
Anything in it for you?
um yeah i mean i was ready on the small business rates relief
so that's not going to make much of
a difference to me personally
but it's more that again another budget's gone by and they haven't
said a single thing about
VAT thresholds nothing what did you want on that i wanted an
increase really because that is what i probably speak
for all barbershops around that try and
operate in a you know in a legal manner shall i say
that want to take card and take payments and
crack on and actually build build themselves up
for the business the minute we hit the 90 grand
threshold we're then having
to fork out 20 percent tax straight away even even if we're running at a loss
so you know good staff cost a lot of money to keep
but do you do you collect that tax essentially
from your from your customers
or do you not always feel you can pass it on it still doesn't uh
doesn't account for the fact that we're running at a loss
because we then have to pay out a lot
for our staff so so so on business rates you're
you already get business rate relief do you
uh yeah that went up a little bit
because they they're they i think they increment my 12 to 15
was it yeah my shop went up in rateable value in value
so i ended up going i still got a little
bit of relief but not as much as before i was on zero before
and then i ended up getting a little
bit but now that's going to be with this new thing
with this new um system i'll probably go
back down to zero hopefully what about the sort of domestic fuel stuff
because again presumably
for you the cost of fuel is a business you know literally
if you're a barber you're going to be
using quite a lot of energy aren't you uh yeah we
use it i mean we don't actually have any gas in
our shop it's all electric
so that's not been that's not a major cost for us if i'm completely
on electrics mainly is the VAT once we get
to a certain point it's uh it is a bit of a struggle
to keep up it's like constantly playing catch up
because there are other costs involved
with running a business where you're having to try
and balance the books i just wish they would
probably it would be better if the VAT
was probably a ladder system yeah i don't i don't
mind paying VAT i don't i'm not saying i don't want
to pay any tax at all no no you don't sound
like you but it's like reassure you yeah
of course it's more like if you get to like i don't know
130 you pay 10% if you get to 150 you pay 15% like
the VAT ladder would be more than appropriate
way of tackling it so that was missing
for you thanks sheldon for your call sheldon in Tufnell
Park Barry in Croydon hello hi good afternoon uh sheila
and listeners um i almost feel a bit
sorry for John Healy, because he hasn't got much room for manoeuvre
I'm sure he would love to do much more,
and he's able to do, pay more to nurses and police officers, etc.
But we just don't have the money.
I mean, Nadeem Zahari's got some blasted cheek, hasn't he?
He was saying that the economy is almost stagnating, which is not true.
It's growing at around 1.5%.
But that's higher than his government did.
and we're hamstrung, we're one arm behind our back
because of Brexit that he and his party supported.
Well, that's why I went back to him
and asked more about the freer labour market.
Obviously, he was thinking about the kind
of responsibilities of employers
more than anything, but you can't talk about the labour market
without talking about Brexit, can you?
Well, can I just move on to Royal Mail?
I've worked for Royal Mail for over 40 years
and I think Royal Mail has got a potentially very bleak future
because what's happening now in Royal Mail
is that what they call the legacy posties
were on good contracts negotiated by our union
in agreement with the Royal Mail's management.
But what's happening now since privatisation
is that the new posties are on virtually zero-hour contracts
or not much more than that.
They're speaking to the older posties and saying,
oh, hang on, how come you're getting more than we're getting?
We're stuffed this, we're not staying here.
Hundreds of young posties are leaving every month from Royal Mail.
you can feel i know they are yeah you
but you can feel if i'm honest barry i hate dealing with royal
mail as a customer because what should take one
day ends up taking three weeks and doesn't you
never get the outcome you need it is it is clearly
an organization that's on the wane isn't it what
is happening is that management
but since privatization they've made the rounds way too
big you can't complete the round
in the time you know whereas you were previously finishing your
round maybe half past two whatever it's now four o'clock half past four
and you're bringing back
work because you just thought i've had enough
for today i just can't do the round in the time
that's why i left early i was finishing you know
in the winter months half past five six o'clock
you mentioned the european you mentioned brexit
at the beginning of your conversation
it didn't come up massively in the in the budget itself
but in prime minister's questions it did
I don't know whether you were listening.
Yes, I was, yeah.
And for the first time since referendum
and this ridiculous Brexit deal the last government did,
I'm hopeful now Andy Burnham is making some encouraging noises
that, you know, we may in the 2030s get back into you
I want Labour in their manifesto for the next election
to put it in their manifesto
so that we will negotiate to come back in again.
That will boost the economy by 4% or 5%,
boost jobs and we'll all
be better off inside europe we've got threats from america threats
from russia we need to be in the club where we'll
be safe do you see we are in nato were you a
remainer in your thinking i was too
but but let me ask you this um do you accept that for all those
people who think hang on a sec didn't we just vote
on that and and won't feel the way you and i
perhaps feel about it do you accept
that this is a political uh not nightmare but it's a massive
political challenge for andy burnham
or do you think times have changed sufficiently we had a
referendum in 1975 and the result
then was to stay in then the brexiteers never accepted
that and as we we all know what happened
in 2016 we were lied to there was possibly russian
interference in that got more than a decade out of it
though didn't we yeah and and it's caused
this country so much economic
damage. And the racists, you know,
it's given them free reign to, you know,
do what they do.
Were you moved at all by Kemi Badenoch's
argument in PMQs that
Brexit, running that
series of arguments again, would
paralyse the country? I mean, Andy Burnham made
capital out of that in PMQs.
Rather than have another
referendum, Labour should just say,
we'll put it in our manifesto
that, you know, if you like the idea that
we want to negotiate to come back into Europe,
vote for us if we don't we stay out you know
and we'll and we'll continue to suffer as a result
all right okay put it put it bluntly
is what you're saying Barry thank you for your call Barry
in Croydon

