Doctor Support Is Essential In A Disability Insurance Claim

It's extremely important to have strong physician treating support when you have a disability claim. The reason being is the entire basis of your claim is whether you have objective medical evidence to support the claim. I'd have to say probably more than 65% of disability claims that are denied are probably denied because one's own physician either sabotaged the claim or said something that shouldn't have been said that caused their disability claim to get denied or terminated. It's not your doctor's fault, but doctors don't create medical records for the purpose of appeasing a disability insurance carrier. We work with you and we work with your doctor to make sure that your medical records are documented in such a manner that the disability company cannot turn around and say that your records don't support your subjective complaints. And the number one reason for every claim that we see that's denied is the subjective complaints of the claimant that don't match the objective evidence in the file. It's the foundation of your disability claim. Without strong medical support and that foundation, the likelihood that you're going to get approved is very slim. You see, we've been doing this for a long time and we've reviewed thousands of claims. So when we look at medical records, we know right away what the disability insurance companies are going to say is missing. Our job is to work with you and your doctor and to educate you as to how your doctor should be filling out your medical records. It's what we do day in, day out. I don't let the insurance companies intimidate me. I don't let them push me around. They're very familiar with our skills and when we have a claim against them, we make sure we take it to the level where we're going to get our clients the most money we possibly can. Hiring an attorney at Dell and Schaefer, you're hiring the experience, you're hiring the knowledge, you're hiring lawyers that have dealt with all the big disability insurance companies in the country. This is what we do, this is what we specialize in. I don't think there's any scenario that we haven't seen from an insurance company. We've dealt with every insurance company and almost every fact pattern they can possibly throw out to try to deny your benefit. We've handled thousands upon thousands of claims that are probably very similar to yours. We've seen all the tactics of the insurance companies, all the arguments they make, and we're ready to fight them for you. You have to constantly know your rights and you have to constantly monitor your claim on an ongoing basis. Because if you let your guard down for one minute, the disability insurance company will take any opportunity they can to deny your claim. We want to help you. We want to protect your claim. We want to make sure that your benefits continue day in, day out, for as long as you feel that you need them. And not when the disability insurance company tells you that you're not disabled.