DO NOT HARASS KAHIT OVERDUE ANG KUSOGPERA! ALSO ON OFFER! LEGIT BA AT WORTH IT BA ANG LOAN?

The speaker shares their experience with the Kusogpera loan app after becoming overdue for the second time. Despite a late payment, the user received a loan limit increase and no penalties. However, due to high service fees and interest rates, the speaker advises caution and suggests using the app only as a last resort.