Two Big Signs You're Going To Be House Poor
As a 20-year mortgage lender (who was once house poor!), I reveal two major signs you might become house poor. Learn why knowing your exact monthly mortgage payment is critical, factoring in interest rates, property taxes, and real homeowner's insurance. I also demystify your debt-to-income ratio (DTI), highlighting crucial costs lenders often overlook. Ultimately, a thorough household budget is your best defense to ensure your home is a benefit, not a burden.
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Life is stressful enough, your mortgage should not be.
Get a stress-free mortgage with my team and I!
My team is one of the top ranked purchase teams in America, and we are licensed nationwide. Home-buying should not be a nightmare, our goal is to make it a dream. Working with us, you can expect us to be committed to:
• Being there for you every step of the way
• Answering any questions, doubts, or concerns you have
• Delivering a stress-free mortgage experience
• Offering you competitive rates and fees.
We've helped thousands of homebuyers achieve their dream of homeownership, and we're dedicated to helping you too. Buying a house can be overwhelming, but having an expert on your side makes all the difference.
Timestamps:
0:00 – Two Signs You'll Be House Poor
0:45 – Unknown Monthly Payment
1:50 – Beyond Principal & Interest
4:13 – What is Debt-to-Income?
4:50 – How Lenders Calculate DTI
6:03 – Unaccounted Expenses
8:27 – The Power of Budgeting
9:19 – Modern Budgeting Tools
10:58 – Zero Stress Mortgage Approach
11:33 – Questions? Call me at 786-933-2077 or Book the Calendar!
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