This SAHM Has $103k Debt, Financed a Vending Machine

This SAHM Has $103k Debt, Financed a Vending Machine

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Debt Free Millennials
2 Video Views·Jun 27, 2026  #ad #CITbankpartner

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This mom of two and her family bring in around $10K per month, but have ZERO dollars in savings and $103K in debt. Debt payoff goals are great, but when they're spread too thin and ther's no emergency savings, it could be a recipe for disaster. Today, I'm going to help Erica lock in and focus on debt payoff and attainable goals, while also saving a bit! Comment below: Do you think Erica can lock in and pay off three debts in five months?

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Chapters
0:00 - 1:02 Starting with a 25% Interest Rate!?
1:03 - Homes, Tacomas, Vending Machines... and More Debt
7:10 - Gotta Talk About the Vending Machine
9:27 - Are These Goals Realistic?
10:41 - $0 in Savings is Too Risky
16:26 - Emergency Funds are KEY
18:17 - Time to Lock In
22:55 - The Best Spending Category
26:52 - She's Spread Too Thin
28:16 - Debt Payoff Jenga
33:03 - Top Three Tasks for Erica's Focus

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🎉 Who is Debt Free Millennials? Hi, I'm Justine! Consider me your millennial big sis when it comes to personal finance. We'll cover how to budget, save money, and finally pay off your debt (for good). Let's get you back to financial confidence that helps you crush debt and live a life with more fun and fewer payments. Glad you're here!

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