New Amex Card COMING + Bilt 3X Point Earning on Rent

In this video, I want to talk about three things. We have a new American Express card and a new Amex transfer partner that will launch within the next year. Now, this isn't an airline or hotel, this is something a little bit different. Then we have another partnership between Bilt and a certain credit card where you can earn three points per dollar on rent, and we also have new huge welcome bonuses on a popular series of Amex hotel cards. Hey, Credit Warriors, welcome to the show. My name is Ben Hedges, a.k.a. The Credit Shifu, and on this channel, I cover U.S. credit cards, personal finance, and luxury travel. If you like the sound of that, do subscribe, but let's get into it. Oh, and this video is brought to you by Max Rewards, but more on that later. So first, let's talk about this new Amex card. Now, this is a co-branded card. It runs on the Amex network, but it doesn't earn membership rewards points, so sorry. This isn't the hotly anticipated card above Platinum but below Centurion. No, this is a new co-branded card in partnership with Fanatics, which is a shopping website for sports apparel and collectibles. So they have branded jerseys for football, baseball teams, NBA teams, even European soccer teams, and WWE. They even have signed memorabilia like this signed boxing glove from Mike Tyson. How is that only $200? I guess he must have signed a lot of them. Anyway, American Express is to become the official payment partner of Fanatics and launch a co-branded card. Here is what we know about the card so far. The Fanatics American Express card. Fanatics will launch a new credit card on the Amex network built to reward fandom and unlock exclusive benefits. High-level card benefits include earn fan cash. Fanatics card holders will earn fan cash, Fanatics digital reward currency, which can be redeemed for authentic apparel, tickets, trading cards, collectibles, and other experiences across the Fanatics platform. Fan first benefits. Fanatics card holders will gain exclusive benefits and elevated tier status within the Fanatics One loyalty program. American Express network Fanatics card holders will have access to unique offers, benefits, experiences, and protections through the trusted Amex network. The Fanatics American Express card will be available for US sports fans later this year with additional details to be shared in the coming months. So if you are into sports apparel, then it will probably be a pretty good card. But I mean, you'd have to be like really into it to get this though, right? To benefit from a co-branded card. But if you're just semi into sports apparel and things like signed Mike Tyson boxing gloves, then there is another aspect of this that may interest you. Let's talk about that before we move on to the latest built bonus and Amex hotel card bonuses. So Amex will be adding fan cash, the points currency of the Fanatics One loyalty program, as a transfer partner. Fan cash can be redeemed for quote, authentic apparel, trading cards, collectibles, and exclusive experiences such as Fanatics Fest. So yeah, this is their loyalty program. It seems there are some special celebrity events you can join. And you can obviously spend the cash on their site for their usual products. So pretty cool stuff. I know this isn't going to be interesting to everybody. So we're not going to spend too much time on it. But look out for news about this in the coming months. All right, let's move on to a new built bonus. And then we'll talk about some Amex hotel card bonuses. But first, if you have Amex cards or any credit cards for that matter, I really recommend using the app max rewards to keep track of your spending and rewards across all of your cards. You do a read only link to your banks so that all of your info on all your cards is displayed in one place, even if they are from different issuers. You can see your transactions, your balances, points and rewards balances, and even things like credit utilization and the value you are getting out of your cards versus your annual fee for every card all in one place. If you have Amex cards, the pro version of max rewards, max rewards gold is especially useful since it activates all of your Amex offers for you so you never miss a deal. And you may even use an Amex offer and save money without even realizing it. You can also search for Amex and other banks offers across all your cards, something those banks websites don't typically allow you to do. You normally have to search on one card and then switch to a different card. But max rewards lets you search across all the cards in your wallet. So it's way easier to find offers that could save you money or earn you extra points. And actually, with the recent updates, they have added Chase and even Capital One offers to this too. So I can seamlessly search offers across multiple issuers. You see, I'm finding offers in both Amex and Chase here. I don't have Capital One anymore, so I can't show you that. There's also a most popular tab where you can find offers that many max rewards users are taking advantage of, which normally means they offer greater value or are with especially popular merchants. So check out max rewards in the description box down below. You can get a seven day free trial of max rewards gold and then a three month discount after the trial ends if you choose to continue. There's also a free version of the app that you can check out as well. All right, let's move on to built offering a new bonus on the Air France KLM credit card from Bank of America. Starting today, if you are a built member and you hold the Air France KLM visa signature card, you can now earn a total of three flying blue miles for every dollar you spend on rent through built. That means that you can earn up to 150,000 flying blue miles per year from rent payments alone. The bonus applies on up to $50,000 in annual rent payments, so that's how we get the 150,000. And then after that, you can still earn points, but it will just be at 1.5 miles per dollar on eligible on-time rent payments through built. For frequent travelers, this could become one of the fastest ways to build a massive flying blue balance without changing your everyday spending habits. But just be aware that you do have to pay a 3% fee to pay your rent with this card. So whether it's worth it or not depends on what value you can get for flying blue miles. The points guy values them at 1.3 cents each, so that gives you a 3.9% return. But after the 3% fee, that's going to be just 0.9%. So it's, you know, it's basically 1% back or 1 cent, you know, per dollar spent. So it's still profitable, but you really need to have a specific goal in mind. Otherwise, you may end up just wasting them if you don't redeem them. They do expire after 24 months. Obviously, if you do book business or first class with them, then you may actually redeem them for higher value than 1.3 cents each. That's just the average value that the points guy gives, and his values are skewed towards economy redemptions. That benefit is now live for those that have that card and are built members. And also, if you're not a built member yet, feel free to sign up through my link down below. I really do like their dining program, which lets you earn an extra three points per dollar on your dining spend. It works great with the Amex Gold for a total of seven points per dollar. So four from Amex, three from Built, and Built has some really good transfer partners like World of Hyatt and a load of airlines, etc. Link for that is down below. All right, let's now look at these elevated signup bonuses on a popular series of Amex hotel credit cards. So the Amex Hilton cards just came out with new welcome bonuses. And there are actually links to these offers with no lifetime language too, meaning that if you've had the card before, you can still get it and get the bonus. But let's just take a look at these bonuses first. So on the no annual fee Hilton card, it's offering 100,000 Hilton points, plus a $100 statement credit for spending $2,000 in your first six months. That's $333 per month. Even a newborn baby, I think, could get this bonus. Like what, a diaper's like $300 a month or so. It's got to be around there. Now, most people value Hilton points at 0.5 cents a piece. The points guy actually recently lowered his valuation to 0.4. But personally, I think 0.5 is pretty much accurate. So if you value Hilton points at 0.5 cents each, the value of this bonus is going to be $600. 500 for the 100,000 points, and then 100 for the statement credit. All right, next card, the Hilton surpass card. This is the one I have, is offering 130,000 points for spending $3,000 in six months. That's $500 per month, and also a waived annual fee for the first year. The annual fee is $150, and this card also has a $200 Hilton credit per year. So you could see it as getting an extra $150 in value out of that Hilton credit, since you don't have an annual fee to deduct first. So for this one, I'm going to say the value is $800, 650 for the points, and then 150 for the fact that the annual fee is waived, unless you get more value out of the Hilton credit, as long as you use it. Lastly, we have the Aspire, their highest level card. We have a 175,000 point bonus for spending $6,000 in six months. So that's $1,000 a month. For this one, the value of the bonus is $875, and this card also offers a free night every year, starting when you first get the card. All right, you don't have to wait for your anniversary. So actually, if you get this card, you get an elevated bonus, and you get a free night. So it's quite a lot of value that you can get in the first year. But this is their premium card, and it has a $550 annual fee. Now, we did say that there were no lifetime language links to all three of these cards. So what we mean by that is, on all of these cards, if you look at the regular terms and conditions, it says that if you've had this card before, you may not be eligible for the bonus. But there are direct links to application pages right now that don't say that in the terms. So if you are interested in these bonuses but have had these cards before, I will put a link down below that has the links to the no lifetime language offers on all three of these cards. You can click in to check it out. Lastly, when do these offers end? Well, that would be on July 29th. So you have just over two months to get them. All right, guys, that's where I'm going to leave it today. Thank you so much for watching. Don't forget to get a seven-day free trial of Max Rewards, and then a three-month discount if you choose to continue by using my link below. Or if you download it straight from the App Store, use code BEN for the same deal. Please subscribe to our channel if you're new, and we'll see you next time. Bye-bye.