If I Had Debt and Wanted to Start Investing in 2026, This Is What I'd Do

If I Had Debt and Wanted to Start Investing in 2026, This Is What I'd Do

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Debt Free Millennials
2 Video Views·Apr 21, 2026

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Have you ever heard of "K-I-S-S" (Keep It Simple, Stupid)? Here are DFM, no one is stupid, but we do like to keep it simple, especially when it comes to debt payoff and investing. Today, I'm sharing with you how I would start investing - even if I still had debt! I'm mapping out the basics and giving you all the deets on things to consider as you start your investing journey, some investing strategies to get you going and most of all - how to KISSS - Keep It Simple, Smartie! 🙂


Chapters
0:00 - 0:46 Starting at Square One
0:47 - The Simple Game Plan (& what it does)
02:15 - Where to Get Started
03:47 - ETFs = An Investment Basket
05:41 - Three Things to Consider
07:38 - An Index Fund Deep Dive
11:58 - Purchasing Index Funds Walkthrough (Vanguard)
13:22 - Using a Robo-Advisor (Robin Hood VTI)
14:40 - Starting Small is Good
15:15 - Get Help Setting up a full plan
15:39 - Debt Payoff Strategy & Focus on the Simple Game Plan

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🎉 Who is Debt Free Millennials? Hi, I'm Justine! Consider me your millennial big sis when it comes to personal finance. We'll cover how to budget, save money, and finally pay off your debt (for good). Let's get you back to financial confidence that helps you crush debt and live a life with more fun and fewer payments. Glad you're here!

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